Social Networking Websites Ruin Workers Compensation Claimants

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WC Social Networking Websites – Very Public – No Privacy 

Some Workers Comp claimants were not careful when  posting to social networking websites.

Graphic Of Social Networking Websites On Big Circle
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I read a very interesting article today on how injured employees are publishing their activities on websites such as Facebook, MySpace, LinkedIn, and others.

I was astounded that with the transparency of the web if these injured employees actually would think that no one is reading the social websites including their employers or private investigators.

An employer, with a little practice, can perform advanced searches on Google that will bring up these websites and some of the entries that have been posted. The whole investigation process takes about 30 minutes to finish.

The article in Business Insurance went on to point out that the injured employees post their sports activities, rock band performances, and even the launching of their new side businesses all while receiving weekly Workers Compensation temporary total benefits. I was shocked to see that the claimants also commented on how they fooled employers by reporting injuries on Monday morning that actually occurred off the job over the weekend.

Map With Social Networking Websites People Icon
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The one area that the injured employees do not seem to take into consideration before posting their private lives online is that the records are permanent. Google stores the data caches for years. Using the colossal Wayback Machine website, an employer can look back at certain website for up to 10 years. Anything posted on a website is very public and easily accessible for many years, even if the user removes the information completely.  

Workers Compensation private investigators are becoming very adept at searching the web for information on a claimant’s whereabouts. I know of two PI’s who hired recent college graduates in the field of Information sciences just to perform these types of searches.

The PI’s commented the new online investigators have apps that search  that the social networking  websites in seconds with full reports. 

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James Moore

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Mgmt Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications

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