Disability Level – A Different Perspective

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Disability Level and Lucy The Piano Player

Are there exceptions to the disability level covered in my last article? OK, take 15 minutes to see the videos – totally worth it.

Earlier this week, I covered the four general levels of disability as a workers comp claim progresses from the injury to the date of return to gainful employment. Keeping with the same theme, I thought I would venture outside the regular articles that I write and dedicate one to a person.

I have not done this since the actor Paul Newman passed away years ago.  Let’s look at two videos that will change your definition of disability level.  As I musician of 50+ years, I was astounded with the level of musical mastery by this very talented teenager with unimaginable hurdles that she, her instructor Daniel, and her mum endured to enable her to play Chopin and other classical works.  You will see many mums shedding a tear as she plays flawlessly.  Prepare to be amazed.  I was,

The video is copyrighted by The Piano – a great English series.  The series follows her from an English train station to playing for the King and Queen of England at the King’s Coronation.

Take a ten-minute break and watch a miracle. The gentleman with the comments is Lang Lang, one of the world’s top piano players.

Her disability level can be seen by watching her walk to the piano.  She won the competition with the pressure on in front of a large crowd at the Royal Albert Hall.

One can see many other videos on this teenager, yes teenager, that can play the piano like a grandmaster.

Charities Noted

One of the best workers comp charities is Kids Chance.  

Does this change your thought of disability level? The charity that Lucy benefited from that provided Daniel, the wonderful instructor that had to invent a new way to teach Lucy can be found here.  

Lucy defies disability level pic

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications

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