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WCIRB 8871 Webinar – What California Insureds Need To Know


California’s Rating Bureau WCIRB 8871 Webinar Today – Some New Insights

I just finished watching the WCIRB 8871 webinar.   The webinar was only 30 minutes.  Then again, how long can a group talk about the new classification code?

Very few changes were introduced from the previous WCIRB 8871 webinar that you can find here.

The Main Issues Learned Today – Important Ones

WCIRB will begin with the same rate as 8810 until they have enough data to start with an 8871 rate.  Last year, two different premium auditors told me this was going to happen at the beginning.

WCIRB 8871 Webinar Slide
(c) WCIRB – please click to see a larger image

Please click the thumbnail below to see the complete slide.  The WCIRB will use almost the same rules as NCCI’s 8871 Classification Code.

The most important part of the classification code is the amount of time worked in the office or at home.  If more than 50% of the employee’s time is in the office, the correct classification code is 8810.

WCIRB 8871 Webinar Answered my Question

I had sent in a question posed by one of our clients in Orange County, CA.   How about 8868 – the teacher’s classification code – are we going to see any of the teachers considered as 8871 employees?

The answer was what I had thought – 8868 Teachers, Professors, Instructors is an inclusive code.  So, any Standard Exceptions including 8871 (a standard exception code) would be considered 8868.  Online teachers are still 8868.

NCCI – 8868 COLLEGE—PROFESSIONAL EMPLOYEES & CLERICAL – cross-referenced as School—Professional Employees & Clerical

WCIRB – Classification 8868, Colleges or Schools – private – not automobile schools – professors, teachers or academic professional employees, was amended to clarify its intended application and provide direction as to how related operations should be classified.

COLLEGES OR SCHOOLS – private – not automobile schools – professors, teachers or academic professional employees

Academic professional employees consist of but are not limited to, deans, chancellors, vice-chancellors, directors, principals, assistant principals, presidents, vice presidents, librarians, registrars, curriculum developers, psychologists, speech therapists, and counselors. The responsibilities of such employees typically include planning, directing, administering, counseling, or curriculum development.

Students conducting WCIRB 8871 Webinar for there school
Wikimedia Commons – Lucélia Ribeiro

This classification also applies to teachers’ aides, tutors, athletic team coaches, or library employees. This classification also applies to Independent Living Skills (ILS) instructional programs that are administered through state-contracted Regional Centers.

The above represents just the basic classification code rules for 8868, I did not include the alternate definitions of 8868 that would be under alternate class codes.

Telecommuters Are Part Of Your Company – even if not in CA

The reason that I have covered Telecommuters so much is that unless your company is in one of a few states that do not have 8871 as a classification – you are going to deal with this code for what could be a long period of time.

Many companies have now said (Microsoft(c), etc.) that employees will be working from home for a very extended period.

The presentation from today should be available by Friday. I will post a link to the webinar next week.  I recommend watching the recording of the WCIRB 8871 webinar even if you do not have a business in CA.


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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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