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10 Most Dangerous Jobs For 2016 With Work Comp Rates


The 10 Most Dangerous Jobs vs. Their Loss Costs

A 10 Most Dangerous Jobs list was produced by Careercast this week.   I thought I would try to compare the list of jobs with the corresponding Classification Code and Loss Costs to see how well they match.

Vector Of Scissor Dangerous Jobs On Cost Text

This effort may turn nightmarish if I have to combine and extrapolate 10 different class codes and rates for comparison purposes.   I later found out this would not be an easy task.  Oh well,  I am committed to it now.

The loss cost codes will be from one unnamed state for comparison to the list.   The loss cost rates may have to be combined and extrapolated as some jobs in the list cover more than one class code.

The method for tabulating the Most Dangerous Jobs was:

Cross-referencing the 200 jobs tracked in the 2016 Jobs Rated report with U.S. Bureau of Labor Statistics (BLS), Center for Disease Control (CDC), Occupational Safety and Health Administration (OSHA) and various trade organization data, we found that the 10 most dangerous jobs in 2016 cover different industries: healthcare, transportation, civil service agriculture and construction.”

The most dangerous jobs for 2016 were (corresponding rate in parentheses):

woman walking on rope with shark under the rope dangerous jobs graphic
(c) 123RF
  1. Construction Worker  (5.81)
  2. Correctional Officer 7720 (1.95)
  3. Emergency Medical Technician (7.43)
  4. Farmer  (2.79)
  5. Firefighter (4.82)
  6. Nursing Assistant (2.33)
  7. Police Officer (1.95)
  8. Taxi Driver (6.14)
  9. Truck Driver (8.67)
  10. Veterinarian (1.21)


The list ranks the riskiest jobs very well.    The one I would have listed  is Carpenter- but that could be considered #1 (Construction Worker)- possibly.

The corresponding rates (in the same state) indicated the  job titles in bold were the riskier jobs when examining just the loss cost rates.   Truck drivers are the more risky job title when using the list provided by Careercast.

Truck drivers seem to be the riskiest one in the above rankings.

The highest rate that I found in the loss costs list was Quarry—Cement Rock—Surface & Drivers.  The corresponding rate was 24.99.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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