An employers Risk I.D.# is assigned by it’s rating organization. Each employer’s Risk I.D. # is uniquely it’s own. Through the use of this system, each employer’s past Workers Compensation experience can be isolated and tracked.
NCCI Labor Market Survey Report – Positive News After Weeks of Bad News The NCCI Labor Market Survey Report – (picture below) showed that the
All-Lines Claims Adjuster License – Why Now Is A Good Time One of our newsletter readers emailed in a question on whether the all-lines claims
Actuaries and Underwriters Surveyed Over AI Replacement How worried are actuaries and underwriters concerning AI replacing these two critical insurance personnel? Carrier Management’s article in
Workers Comp Accident Spike – Helene Same as Hugo? Will a Workers Comp accident spike occur after Hurricane Helene? First, I wanted to provide a
Workers Comp Claim Closing – Adjusters Take 5 Minutes to Avoid Later Headache A five-minute or less review at the time of the workers comp
Avoiding Closed Workers Comp Claim Mistakes One of the major mistakes made during loss run reviews occurs with this set of “silent claims.” Closed Workers
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LCF Designation Question – Workers Comp Policy We have received this question in the last month from two risk management consultants. What does the LCF
James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.
James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.
James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.
LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.
James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.
He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.
James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:
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