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Workers Comp Loss Run – How Often Should We Receive It?


Workers Comp Loss Run Question From Texas

A Workers Comp Loss Run contains all the information on your claims.

The title of this article is a question that I received a week ago. It is one of the top twenty questions that we receive on Workers Comp.

Man Writing Dollar Loss Run Screen

I recommend at least monthly if the report is on paper. As I have said many times before, in the blog, one of the keys to controlling Workers Comp Costs is to have online access. If your company has a TPA process your claims or you have regular commercial insurance, you should be able to see your Workers Compensation files online. Monitoring the increases, closings, and decreases in your Workers Comp claim reserves will keep your company from having to wait for the monthly loss runs.

Usually, by the time you receive the loss run, quite a few days can pass. The delays can be very costly in certain situations. Check with your Workers Comp carrier to see if they provide online access to your claim files. If they do not, you should register your concerns with that carrier.

I had said earlier in a blog that it is worth paying an extra 20% on your premiums to have online access. If you happen to have to pay extra for online Workers Comp file access, then it is important that you use the online system to access your Workers Comp loss run.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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