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North Carolina Industrial Commission Employer Search Returns


North Carolina Industrial Commission Coverage Search Open Again

The North Carolina Industrial Commission has returned to allowing web searches for employers’ Workers Compensation coverage.    The website was removed after some very not-so-intelligent legislation that barred anyone from viewing this info.

Badge of North Carolina Industrial Commission N.C

The ill-timed legislation was enacted following the discovery by a newspaper reporter that 30,000 + companies were operating without Workers Compensation coverage in North Carolina.   The reportter compared three databases and could readily see that many companies were not insured for Workers Comp accidents. One has to wonder how many companies are still operating without coverage in North Carolina.

NC’s Governor Pat McCrory decided to create another governmental group – the GBICC – to assure the flow of info between the Industrial Commission, Department of Insurance, NC Rating Bureau, and other  departments that are considered critical in the information flow on WC policyholders.   Somehow, this all looks to be very complicated compared to other states WC enforcement such as West Virginia.

I actually never understood why the website was taken down.  Some of this information could have been shared and still have complied with the privacy laws.

Checking Out the North Carolina Industrial Commission Website = OK Operations

The website seems to be working just fine.  The website may be good for verifying coverage for subcontractors if your company wants to check to make sure the certificate of insurance is valid.  Valid certs are critical in case of an accident or when the insurance carrier performs a yearly premium audit.

Overall, allowing online searches of Workers Comp data will aid in making sure that employers are not operating without coverage.  I hope more companies and individuals will use the website.  Insuring subcontractors where a contractor thought  the subcontractor and their employee was insured under their own policy can lead to a Ladder of Insurance situation.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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