Term Of The Day – Agent of Record
An Agent of Record (AOR) is an individual/legal entity having a properly executed contract with an insurance policy owner. The Agent of Record has a legal right to receiving commissions from the policy.

An AOR is authorized to represent an insured party in the purchase, servicing, and maintenance of insurance with a suitably designated insurer.
Insurance companies are very particular on disclosing any information or discuss an insured party’s account with any agent other than the duly nominated AOR. An AOR nomination letter is the method used to change insurance agents.
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