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WCAN WCIRB California Workers Compensation – 2017


WCAN WCIRB California Workers Comp Full Analysis (Great Charts)

The WCAN WCIRB California Analysis of Workers Comp  consisted of many great charts.   The WCAN  (Workers Comp Action Network) provided a great link to a very thorough breakdown of everything you want to know about California Workers Compensation in 2017.

corona wcan wcirb california city picture
Corona CA Public Domain

The WCAN always provides a great summary.   However, the California study at the WCIRB  (Workers Compensation Insurance Rating Bureau) website contained a massive amount of information which no summary would do justice.

Please note the document is a rather large PDF file that may take some time to download.   The WCAN summary is a one page document.   WCAN appears often in articles on this website.

Even if you do not have California interests in Workers Comp, I heavily recommend downloading the WCIRB document.    If you do not want to go over every chart, the last few pages of the study include a summary of each chart.  These charts are priceless  for a California Workers Comp presentation.   The underlying data in Excel format can be found on page 3 in the link (page 1 of the body of the study).

A few of the highlights from the analysis are:

Business People WCAN WCIRB California Looking At Chart In White Board
  • Chart 26 – Virginia,  Louisiana, Alaska, and Delaware are more expensive for medical costs in indemnity claims.
  • Chart 29 – Opioid costs per 100 claims reduced by 2/3.   Would any of the cost be due to cheaper/generic opioids/
  • Chart 31 – California has a very high ratio of unreported claims at the 12 month mark (cumulative trauma?)
  • Chart 36 – $1 of benefits cost 53 cents for delivery of that benefit (Wow!)
  • Chart 44 – The quick and dirty summary for California

Many charts cover other areas well.  You may want to check out the other charts provided by the WCIRB.

I am often asked why do I cover California so extensively.   California is one of the more complicated and expensive states for Workers Comp in the nation.   The other main reason points to the Golden State often enacts laws and rules which other states consider using in their Workers Comp regulations.

The WCAN WCIRB California analysis should be updated in the coming months.

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3 Responses

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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