Blogging Live WCRI Comparing Workers Comp Outcomes Across States

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WCRI – Blogging Live

Comparing Workers Comp outcomes across states WCRI blogging  live. 

Subject to Further Research

One of my favorite WCRI studies – hard work on this one

Dr. Savych  and Dr. Thumula (WCRI) – presenters

These two presenters presented the initial study data last year- 2015.  It was groundbreaking as no one or company actually telephone-interviewed 6,000 injured workers – amazing study

Four Key Outcome Measures 

The four areas examined were:

15 State Median = 14% for no substantial return to work – workers did not return to work or did not stay at work for 30 days.

Indiana had lowest rate of no return to work- 9%

Georgia had highest – 19%

To be able to perform cross – state comparisons  data was normalized due to differences in state laws, industries, 400 interviews in 15 states = 6,000 kept n (number of interviewees  same).

The comparison were all for injured employees with more than 7 days out of work.

Used SF-12(r) measurement instrument

Average injury severity was similar across the 15 states studied

Reported Big Problems with Medical care = 17%  – 15 state median

Two common reasons of medical care dissatisfaction were:

  1. Employer did not want to provide the care
  2. Diagnosis dissatisfaction

14% – 15 State Median – for big problems with getting desired provider

  • 36% of those were discouraged by employer to use this medical provider

Wisconsin has lowest rate of dissatisfaction with medical care = 9%

Florida has highest rate of dissatisfaction with medical care = 20%

Aging was considered as a control factor.

One future consideration is the states that allow employer or employee medical control.

©J&L Risk Management Inc Copyright Notice

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James Moore

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Mgmt Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications

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