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April 27, 2010

Oklahoma and Feds Crackdown On Subcontractors

The Feds Crackdown  Down On Subcontractors The State of Oklahoma and Feds crackdown on dishonest subcontractors. Oklahoma organizations that misclassify employees as independent contractors are the target of new legislation approved by the Oklahoma House of Representatives. Senate Bill 1384 would allow the Oklahoma Tax Commission, the Oklahoma Workers’ Compensation

Total Incurred – Two Very Different Definitions – NCCI vs Loss Runs

Total Incurred Means Two Different Things In Two Different Places The Total Incurred part of claims reserves consists of the indemnity reserve added to medical reserves for reporting to the rate bureaus.  The figure does not include ALAE better known as an allocated expense. Distinguishing expenses from medical incurred is

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