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Award Winning Blog

December 3, 2009

Opting Out Can Be Subcontractor Conundrum With Ghost Policy

December 3, 2009

Opting Out of WC Coverage Using Ghost Policies  A subcontractor opting out of workers comp coverage can be tricky to say the least.  I received a great question on my post about certificates of insurance and subcontractors. What happens if a main contract or is a sole proprietor and does

Ladder of Workers Compensation Insurance = Bankrupt Contractors

December 3, 2009

Ladder Of Workers Compensation  Insurance Warning For Contractors The Ladder of Workers Compensation insurance can wreak havoc on a Contractor’s policy. I had originally written on this subject within the last year. As I have recently covered subcontractors, I thought this would be a good time to cover the Ladder

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