• Home
    • Workers Comp Audit Stress Reducer – Use It For Your Next Premium Audit
  • About Us
    • Cutting Workers Comp Costs – About Our Company
    • President – Expert James J Moore AIC MBA ChFC ARM
    • OSHA Risk Manager – Glen DuLac – Added To Fulfill Customer Service
  • Work Comp Consultants
  • Free Info
    • Definitions
    • Free Speech
  • Testimonials
  • FAQ
  • Free Manuals
  • Six Secrets
  • Blog
  • Contact Us

J&L Risk Management Consultants

Work Comp expert witness reserve reviews premium audits for employers

icons
Call us today! 1-800-813-1386
WORKERS' COMPENSATION PREMIUM REFUNDS POSSIBLE.
Home » website

California Workers Comp Costs Growing Quickly

February 1, 2012 By JL Risk Management Consultants

CA Workers Comp Costs

The quickly growing Workers Comp costs in California places it as the most expensive state.  I was perusing an article from the Workers Compensation Action Network that contained a few astounding statistics. If you are in CA or want to see what your Workers Comp situation may look like in a few years, it is a good website. I receive their email updates frequently. 

Percentage Workers Comp Costs of Health care

Wikimedia commons – Sugar-Baby-Love

Why is CA so important for Workers Comp Statistics? As I have posted many times in the past, what happens in California will be coming to your state very soon if it has not already affected your premiums.

According to the California Workers’ Compensation Institute, individual medical costs per claim between 2005 and 2009 grew by the following amounts:

  • 149 percent increase for physician medical-legal reports
  • 68 percent increase for pharmaceuticals and medical equipment*
  • 29 percent increase for physician ―evaluation and management,‖ driven by more doctors’ office visits and more treatments per visit
  • 23 percent increase for all outpatient services
  • 15 percent increase for physical medicine
  • 9 percent increase for surgery costs
Pill Capsules Workers Comp Costs On US Paper Currency

123RF

The increase in pharmaceutical costs has included a dramatic increase in the prescribing of ―schedule II opioids‖ – narcotics such as oxycodone – and ―compound drugs‖ that include medical foods. Between 2005 and 2009, according to CWCI research, reimbursements for Schedule II drugs increased from 3.8 percent to 23.6 percent of total prescription drug payments in the California workers’ compensation system – an increase of more than 500 percent.

Recent research has found that more than half of these drugs are prescribed by less than three percent of medical providers in California. These providers collect nearly two-thirds of all reimbursements for these drugs. During the same time period, prescribing of compounds, the most common of which are mixtures of topical creams, grew from 2 percent of all workers’ compensation prescription costs in 2006 to 12 percent in 2009 – an increase of more than 400 percent.

This post on Fentanyl in California was a shocker to me. This is a large amount of statistics to digest. Do you track your Workers Comp payouts in this depth – especially on RX’s?

©J&L Risk Management Inc Copyright Notice

Filed Under: California CWCI WCAN Tagged With: Narcotics, oxycodone, update, website

Sad But Inspiring Story

August 4, 2011 By JL Risk Management Consultants

ABC News Inspiring Story

An inspiring story at ABC News about clean water but so sad.As you know, I have never had any advertising on this blog and rarely recommend companies. This post is an exception. A little girl with a big heart put up a website to provide developing nations with clean water.

Picture of Forest River Inspiring Story ABS News

(c) 123rf.com

She had just celebrated her ninth birthday. Unfortunately, she passed away after being in a very serious auto accident. I and tens of thousands of people have donated in her honor. Her goal was $300. Due to the outpouring of sympathy for her and her family, almost $800,000 has been donated to her website for clean water.

The MSN story is here. At the bottom of the ABC article is a link to her website. Most people donated $9 or $9 per each of their children. Once you see her picture, you will be glad you clicked over to the article.

She was a special young lady. Even with all the rhetoric we have heard over the last few days, it is comforting to know that there are many good people worldwide willing to help out a great cause.

©J&L Risk Management Inc Copyright Notice

Filed Under: charity Tagged With: ABC News Clean Water, MSN, website

Workers Compensation Information For All 50 States – Quick Tip

August 26, 2010 By JL Risk Management Consultants

Quick Tip For Workers Compensation Information

Workers Compensation information sources are so plentiful that you may have information overload.  Fortunately, there is one website that can function as an index of sorts.

Graphic Of Question Mark Workers Compensation Information Icon

StockUnlimited

One of the best websites that I have seen for Workers Compensation information is a very quiet provider of very good service. In the North Carolina Industrial Commission’s website, there is a list of current links on every state’s Workers Comp system. The webmaster has added Canada to the list. You can find it here

Robert McDowell is the webmaster and does a great job of keeping it updated very regularly. It is a quick way to get to Workers Comp forms, etc. I have it as a bookmark in my Explorer and Chrome browsers.   The information is handy and free.  Thanks to Robert McDowell for a great basic yet very helpful webpage on the Industrial Commission website. 

The NC Industrial Commission index has been in existence for a very long time.  I have used it for over 20 years as a quick reference point.  

2020 Update –  Another great website for finding individual state information can be found here.   WorkersCompensation.com also throws in the applicable forms and laws for each state. 

©J&L Risk Management Inc Copyright Notice

Filed Under: Link Page NC Industrial Commission Tagged With: index of sorts, Robert McDowell, website

SC Workers Comp Consultant – 10 Takeaways or Questions to Ask

August 3, 2010 By JL Risk Management Consultants

SC Workers Comp Consultant – How To Avoid This Situation

These are the 10 takeaways to ask SC Workers Comp Consultant.   This questions have been discussed in the Workers Comp community since the conviction of the South Carolina Workers Comp consultant.  

Picture of Raising Hand SC Workers Comp Consultant Questions

Wikimedia Commons – Glenn Fawcett

There are a few concerns that any employer can satisfy when hiring a Workers Comp or any type of consultant. I will focus on insurance consultants and consultant companies.

These questions are part of a good checklist to ask any potential consultant. 

  1. Does the consultant also sell the product?
  2. What licenses does the consultant possess?
  3. What designations does the consultant have in their background?
  4. How well does the consultant company pay their bills and handle their credit?
  5. Does the consultant have good and varied references?
  6. What is included in the consultant’s CV or bio?
  7. Does the consultant have a website and how long has the website been in existence?
  8. What do other websites say about the consultant?
  9. Does the consultant actually specialize in this area?
  10. Did you call the consultant?
  11. Does the consultant have a social media presence such as LinkedIn?
 

I will cover the first five tomorrow and then the next five in the next post.

[Read more…]

Filed Under: workers comp consultant Tagged With: license, social media presence, website

Copyright Concerns and Website Scraping From Our Website

June 25, 2009 By JL Risk Management Consultants

Copyright Concerns On The J&L Blog Posts

I have few concerns about copyright on our web or blog posts.  

Graphic Of Social Medial Few Copyright Concerns Blog Post Icon

StockUnlimited

I have been contacted by quite a few insurance agents, consultants, websites, etc. about using this blog and the newsletter at will to beef up their website or open access to use the posts at will. As I have put in over 360 hours (9 weeks total) of solid work, I cannot agree to using my posts in any form at any time. Why I decided to bring this up is that there are websites that charge for access that are using quite a few of my posts. That will be stopped very soon.

As we have a few websites using the blog, we are running checks to make sure that no one plagiarizes the website or this blog. When we ran the check last year, we found five websites that just copied the blog or parts of the website (better known as plagiarism) at will.

I have no problem allowing someone to use a single post if we are given credit in the article. I cannot give out carte blanche access. I hope you and the other blog and newsletter readers understand my position. If you have any questions on this, please drop me an email at [email protected]

We decided too add in a copyright page link to all of the posts.  The page was recommended by Google’s Matt Cuttts.

Now, let us get back to saving you Workers Compensation premiums.

©J&L Risk Management Inc Copyright Notice

Filed Under: Use Of The Posts or Newsletter Tagged With: carte blanche access, plagiarizes, website

LexisNexis Awards Cutcompcosts Top 25 Workers Comp Blogs 2008

September 8, 2008 By JL Risk Management Consultants

LexisNexis Awards Cutcompcosts.com Blog 

We were just informed by LexisNexis Workers Compensation Law Center that we were named one of the Top 25 Blogs for Workers Compensation. J&L has worked tirelessly to conduct a blog that was informative to all parties in the Workers Comp arena.

According to LexisNexis:

Graphic of three medals LexisNexis Workers Compensation Law Center

StockUnlimited

“The Top 25 Blogs contain some of the best writing out there on workers’ compensation and workplace issues in general. They contain a wealth of information for the workers’ compensation community with timely news items, practical information, expert analysis, tips, frequent postings, and helpful links to other sites. These blogsites also show us how workplace issues interact with politics and culture. Moreover, they demonstrate how bloggers can impact the world of workers’ compensation and workplace issues.”

We will soon be adding a search box so that you may search the blog and website for any questions that you may have about Workers Comp. We will also enable our great readers to subscribe to the blog in the very near future.

Please do keep the Workers Comp questions coming in as without your intuitive questions, this blog would have not turned out as well as it has for Workers Comp info.

©J&L Risk Management Inc Copyright Notice

Filed Under: LexisNexis Award Tagged With: J&L Risk Management Consultants, practical information, website

Email Subscription

Search this website:

Work Comp Premium Audit Work Comp Mod Expert work comp expert witnessWork Comp Expert ReservesWork Comp Claim File Audit ExpertWork Comp Expert Witness

About Me

My Photo

James J Moore
Raleigh, NC, United States

James founded a Workers’ Compensation consulting firm, J&L Risk Mgmt Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:
• Risk and Insurance Management Society (RIMS)
• Entrepreneur Magazine
• Bloomberg Business News
• WorkCompCentral.com
• Claims Magazine
• Risk & Insurance Magazine
• Insurance Journal
• Workers Compensation.com
• LinkedIn, Twitter, Facebook and other social media sites
• Various trade publications

 

Archives

  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • December 2020
  • November 2020
  • October 2020
  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • September 2019
  • August 2019
  • July 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
  • January 2019
  • December 2018
  • November 2018
  • October 2018
  • September 2018
  • August 2018
  • July 2018
  • June 2018
  • May 2018
  • April 2018
  • March 2018
  • February 2018
  • January 2018
  • December 2017
  • November 2017
  • October 2017
  • September 2017
  • August 2017
  • July 2017
  • June 2017
  • May 2017
  • April 2017
  • March 2017
  • February 2017
  • January 2017
  • December 2016
  • November 2016
  • October 2016
  • September 2016
  • August 2016
  • July 2016
  • June 2016
  • May 2016
  • April 2016
  • March 2016
  • February 2016
  • January 2016
  • December 2015
  • November 2015
  • October 2015
  • September 2015
  • August 2015
  • July 2015
  • June 2015
  • May 2015
  • April 2015
  • March 2015
  • February 2015
  • January 2015
  • December 2014
  • November 2014
  • October 2014
  • September 2014
  • August 2014
  • July 2014
  • June 2014
  • May 2014
  • April 2014
  • March 2014
  • February 2014
  • January 2014
  • December 2013
  • November 2013
  • October 2013
  • September 2013
  • August 2013
  • July 2013
  • June 2013
  • May 2013
  • April 2013
  • March 2013
  • February 2013
  • January 2013
  • December 2012
  • November 2012
  • October 2012
  • September 2012
  • August 2012
  • July 2012
  • June 2012
  • May 2012
  • April 2012
  • March 2012
  • February 2012
  • January 2012
  • December 2011
  • November 2011
  • October 2011
  • September 2011
  • August 2011
  • July 2011
  • June 2011
  • May 2011
  • April 2011
  • March 2011
  • February 2011
  • January 2011
  • December 2010
  • November 2010
  • October 2010
  • September 2010
  • August 2010
  • July 2010
  • June 2010
  • May 2010
  • April 2010
  • March 2010
  • February 2010
  • January 2010
  • December 2009
  • November 2009
  • October 2009
  • September 2009
  • August 2009
  • July 2009
  • June 2009
  • May 2009
  • April 2009
  • March 2009
  • February 2009
  • January 2009
  • December 2008
  • November 2008
  • October 2008
  • September 2008
  • August 2008
  • July 2008
  • June 2008
  • May 2008
  • April 2008
  • March 2008
  • February 2008
  • January 2008
  • December 2007
  • November 2007
  • October 2007
  • September 2007
  • August 2007
  • March 2007
  • February 2007

Recent Posts

  • 2021 NCCI Annual Issues Symposium – Free Good Info – May 11 and 12
  • How Workers Comp Claims Pandemic Data Is Only 25% Correct
  • AIC Designation Changes – One Major Modification To Study Guides
  • My Three Favorite Articles That Hooked My Attention – Must Read
  • Coronavirus Vaccine Journey – Second Act – Over in 30 Minutes
  • How Workers Comp Weekly Rate Is Calculated – Temporary Total Disability
  • How Microcaptive 831(b) Arrangements Were Disrupted This Month
  • My COVID-19 Vaccination – Among The Everyday Heroes
  • WCRI 2021 State of the States Presentation – The Past Rules
  • Back To Work During A Pandemic For The Employee – Another Look
J&L Risk Management Consultants Inc
14460 Falls of Neuse Road,
Suite 149305
Raleigh, NC 27614
(800) 813-1386
▲Return to top of page
Copyright © 2021 J&L Risk Management Consultants, Inc.

Website Design by Redwood [ Design - Print - Web ]