Policy Period

Experience Period Operates From Past Few Policy Years

Experience Period Does Not Operate In The Present  The Experience Period is the interval in which loss and exposure data is used to calculate the experience modification factor for an employer. In normal circumstances, the time period is 3 years and begins 4 years in the past. However, if the

Your Workers Compensation Budget – Who Really Is In Charge?

Workers Compensation Budget Comes From One Group Who is in charge of your Workers Compensation budget that is 100% unregulated? Is it your agent, underwriter, premium auditor, or insurance commissioner? No, not any one of those parties, as they are all under some type of regulation. The unregulated part of



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