Assigned Risk Adjustment Program (ARAP) – Does It Hurt Our Company?

Assigned Risk Adjustment Program – Term Of The Day The assigned risk adjustment program is an additional debit charge placed on Assigned Risk policies with experience modification factors higher than 1.00..   It is applicable to the NCCI jurisdiction states.  The notable exception is Massachusetts, where ARAP stands for All

Does An Interstate Rating Cover All States?

Term Of The Day – Interstate Rating An Interstate rating cover a an experience modification factor across more than one state. These ratings are calculated by the NCCI for employers whose previous workers compensation policies have included payroll for more than one state. While most states recognize the interstate rating



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