OSHA Consultant – Part 2- Keeping Your Cool in a Hot Zone

Our OSHA Consultant Glen, CSP adds in another part of the Safety Metrics  –  Keeping Your Cool in a Hot Zone series “ As the company’s chief financial officer, what can you tell me about your companies experience modifier? “ Answer: “ I  know that it is higher than it

Are Workers Compensation Costs Just Overhead?

Workers Compensation Costs Should Be Viewed As Variable Do the Workers Compensation costs count as overhead? I have seen this situation many times when reviewing employers’ Workers Compensation situation. The cost of Workers Comp is a budget item that is in the overhead cost (cost of doing business) section of

Payroll Audits Cover More Than Just Wages For Workers Compensation

Payroll Audits Cover A Long List of Remuneration The payroll audits cover of WC policy. One of the most trying times for a CFO or business owner in the Workers Compensation process is the payroll audit. I had a question posed to me yesterday as to what funds are considered

EMods XMods Are Available Earlier Than You Think

EMods XMods Are Available Much Earlier Than At Renewal  The EMods XMods are Available earlier than the policy renewal date. There seems to be a secretive process on EMod publishing dates. Most companies wait until their agent, NCCI, or State Rating Bureau furnishes a copy. Quite often, the E-Mods (X-Mods

Workers Comp Claims Adjusting Services – Getting The Best Deal

WC Claims Adjusting Services The Claims adjusting services can be found with an RFP  for Workers Comp services. This is one of the “touchiest” subjects in Workers Comp right now with employers and governmental agencies. Risk Managers, company owners, CFO’s, and anyone in charge of their company’s Workers Compensation program are

Workers Comp Claim Reserving – Follow It Closely

Workers Comp Claim Reserving Workers Comp Claim Reserving should be followed closely as part of your workers compensation premium reduction program. One of the most mystifying areas of Workers Comp is in the area of reserving. I have written often on reserves, as believe it or not, they are just



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