Blog Posts
- Workers Comp Accident Trend in 2023 – Or Is It Just Me?
- Self Insurance Pandemic Effect – Workers Comp Ouch!
- Critical Workers Comp Business Change Reporting Requirement
- NCCI Pandemic Claim Stats – Trend Continues
- Social Media Posts and Websites Examined by 3 Insurer Depts
- Premium Audit Webinar Today – Check Out the Slides
- WCRI 2025 Conference Friday Sessions
- WCRI 2025 Conference Thursday Sessions
- Returning Injured Workers To Gainful Employment = Savings
- Workers Comp Accident Reporting -Delays in 2025?
- Alternative Risk Financing – It’s a Thing in Workers Comp Again
- NCCI AIS 2025 – Data Driven Conference – May 12 – 14
- Experience Mod Spikes – How Did My Company Get Here?
- Workers Comp Treating Physicians – Big Change Occurring – WCRI
- Flood CEUs – Double Credit on Adjuster Licenses – Worth It
- Countrywide Mega Claims Webinar and Report – A Closer Look
- 2025 WCRI Conference – Great Workers Comp Info
- Trump Executive Order May Affect Workers Comp – See How
- Small Indemnity Claims Festering – It’s A Thing
- Collection Agencies and Zombie Workers Comp Medical Bills
- Experience Mod Disputes – Yes You Can – Carefully
- Remote Worker Workers Comp Insurance Mistake
- Junk Mail Folder Analysis – It’s That Time of Year
- DOGE Workers Comp System Changes
- New NCCI Video Looks Ahead to 2024 Results – Worth A View
- Closing Out A Workers Comp Year – Three Things Say No
- Workers Comp Premium Audit Error Rates = 70+% – Really?
- Adjusting Workers Comp Claims in Other States – Five Concerns
- Workers Comp Claims Departments – Phasing Out?
- Ergonomic Holiday Tips Including Gift Guide
- Urgent Care Centers Proliferation Great for Workers Comp Claims
- Restaurant Worker Injuries – Surprising Sources – Carrier Study
- Election Cycle Effect on Workers Comp – Not What You Think
- NCCI Labor Market Insights – Oct 2024 = Temporary Weakness
- Medical Only Claims Misclassification Very Expensive
- Workers Comp Carrier Performance Ranking – Theme Emerges
- Workers Comp Provider Networks and Medicare Advantage
- Workers Comp Opioid Use – Great News, Some Concerning
- NCCI Labor Market Survey Report – October Good News
- All-Lines Claims Adjuster License – Worth The Effort
- Actuaries and Underwriters Concerned Over AI Replacement
- Workers Comp Accident Spike – Hurricane Helene = Hugo?
- Workers Comp Claim Closing Headache Avoidance For Adjusters
- Closed Workers Comp Claims Major Mistakes
- Fed Rate Cut – What Happened to Workers Comp Last Time?
- Full Duty Return To Work Requirement – Costly Option
- Injured Worker Contact – Claim Deadline Still 24 Hours
- PPD Rating Study by NCCI – Worth A Look – 34 States Covered
- Data Manipulation – It’s The Y-Axis Stupid!
- 8810 Class Code Webinar Shows Great Info – WCIRB
- Adjuster and Agent Licenses – North Carolina Update
- Multistate Workers Comp Claims Adjusting = Challenge
- Effective Safety Committees and Mods LDF Premiums
- High-Cost Workers Comp Claims Study = 3,500%?
- Micro-captive Risk Management – What Happened?
- Workers Comp Medical Data Private? – Maybe Not
- Workers Comp Drug Payment Trends- WCRI Webinar
- 2024 Workers Comp Benchmarking Report – Frontline vs. Mgmt
- Concentra IPO – Now Traded on the NYSE
- AI Wrote This Article on Workers Comp Medical Treatment
- Keeping Workers Comp Articles From 2007 – Foolish?
- Workers Comp File Documentation = Not Copy + Paste
- Subcontractor Certs – How Long Do They Last?
- 8292 Classification Code Changed Most 2023 – NCCI
- Subro SOS – At Least Document the Attempt
- CMS Fee Schedule Changes – New Physician Add on Code
- Employer Gut Feelings After the Pandemic – Any Changes?
- Workers Comp Budgeting After the Pandemic
- Injury Claim Rates – Frequency Not Decreasing in All Areas
- Workers Comp Class Code 5606 – Who’s The Boss?
- Claims Adjuster Experience – My Own Claim Problems
- LCM-Workers Comp Loss Cost Multipliers – What and Why
- AIS NCCI 2024 – Day 2 Morning Sessions – Vibecession WCWMI ?
- NCCI AIS 2024 – Day One Afternoon Sessions – Top 10 Concepts
- 2024 NCCI AIS – Day One Morning – Stunning Numbers
- 2024 Workers Comp Telemedicine – Going Strong But Limited
- Workers Comp Soft Market – How Did We Get Here?
- Experience Mod Catastrophe – 1.01 Causes Business Losses
- Workers Comp Trends – Searching For Outliers In NCCI Report
- Cutcompcosts Articles Reach Unexpected Milestone
- California Workers Comp Injury Stats – WCIRB Webinar
- Workers Comp Adjuster Licenses – Other States Question
- Workers Comp Economics In One Chart – Great Stats
- Workers Comp Medical Costs – The Past Says No Big Increases
- Workers Comp Pricing – 10 Years of Great Results
- Workers Comp Pandemic Effect Over in March 2027 – Really?
- New York Workers Comp Coverage – Even A Governors Campaign
- High Wage Earners Stay Out Of Work Longer? – NCCI Study
- AI Will Not Replace Agents, Underwriters, Adjusters, Auditors
- Workers Comp Recordkeeping and Your Remote Premium Auditor
- Workers Comp Medical Provider Shortage Effect
- AI Claims Adjuster Assistant – Insurance Carrier Support
- Claims Adjuster Crisis – Where Did They All Go?
- WCRI 2024 Conference Posted Live – Day Two
- 2024 WCRI Conference Posted Live – Day One
- January Policy Renewals – Get on A Loss Run Schedule Now
- NCCI Annual Insights Symposium 2024 – Data Wonk Conference II
- 2024 Workers Comp Industry Insights Survey – Interesting Results
- Workers Comp Physical Premium Audits – Through A Portal?
- 2024 WCRI Annual Conference – Data Wonks’ Oasis
- NCCI Injury Characteristics & Insights Dashboard Good Info
- Claims Loss Run Reviews – Top 5 Things We Are Seeing Now
- Workers Comp Heavyweight Gets Her Just Rewards
- Workers Comp Email Lists – No One Stays in One Place Anymore
- The Post-Pandemic Payroll Effect Causes Higher Premiums
- 2024 Self-Insured Resolutions – Paying The Whole Tab
- Time to First Medical Service – WCRI Webinar – Posted Almost Live
- 2024 Workers Comp Resolutions – Updated From 2023
- 2024 New Year’s Resolutions That Are Not Insurance Related
- Time To First Medical Care – Workers Comp Fundamentals
- Self-Insurance Quiz Answers – Did You Make The Cut?
- Workers Comp Budgets For Employers – Unfamiliar Territory
- Workers Comp Self-Insurance Quiz – From Clients’ Questions
- California Economic Impact on Workers Comp – WCIRB Webinar
- Temporary Workers Comp Benefits – NCCI Drills Down
- California Workers Comp Premium Audit Guide For Employers
- Claim File Reviews – End of Year Time Waster (Usually)
- Ghost Policy When An Accident Occurs – Ouch!
- Insuring Agreements – Second Part of Insurance Policy
- Alternative Workers Comp Insurance – Great Choice Sometimes
- Is The Workers Compensation Policy A Contract – Great Question
- Certificate of Insurance Fraud – Sub vs. Employee
- Workers Comp Premium Growth – Amazing NCCI Numbers
- Other States Insurance – A Workers Comp Quandary
- Workers Comp Investing – Two Totally Different Methods
- Injured Employee Contact – How Often For Claims Adjusters?
- Workers Comp Opioid Study That Wasn’t
- Case Manager Appreciation Week – They Deserve It
- Workers Comp AI – A Runaway Example
- Workers Comp Webinars Still Winning? – Recent Observations
- 20-Year Experience Mod – Cure or Another Problem?
- AI Workers Comp Article Publishing Looks Like Exact Copy
- WCIRB Telecommuter Class Code 8871 Lower Rate Than 8810
- Workers Comp Knowledge Quiz – With Hints
- IRS Independent Contractor Definition – A Good Starting Point
- Workers Comp Tax Questions – Top Five We Receive Every Year
- PWALSH Test Replaces The WALSH Test For Jurisdiction – Really?
- Workers Compensation Medical Inflation – Surprising Numbers
- Insurance Designation Importance – Now Best Time To Attain
- Insurance Market Analysis – The Other Shoe Starts to Drop
- Workers Comp Soft Market – I Was Wrong On This One
- NCCI Most Reclassified Class Codes – 2022 vs. 2021
- 10-Year Workers Comp Claims Report Card – Nice Info
- Classifying Construction Risks – WCIRB Great Infographic
- NCCI Large Claims Video + Medical Trend Analysis – Worth A Look
- US Supreme Court Contractor Test – No Single Rule Applies
- Workers Comp LinkedIn Groups – Ones That I Read
- Medical Treatment Network Savings – Drive By Only?
- Repeating Workers Comp Premium Audits – #1 Question Received
- Insurance Ethics – One Rule Stands Above Them All
- Combined Ratio Difference Debate – Calendar vs. Accident Year
- NCCI Combined Ratio Optimism Video Answers #1 Question
- Workers Comp Preexisting Conditions – 10 Year Review
- NCCI Data Now Program – Avoiding The Dreaded GIGO
- Policy Dispute Time Limit – 36 Months Maximum
- Why Is Workers Comp Claims Staff Turnover So High?
- Experience Mod Predictions Accurate?
- Opioids Did Not Work – Shocker?
- Workers Comp Expert Witness – Needs To Know All 50 States?
- Real Hourly Workers Comp Costs Published By BLS – Best Stats
- Minimum Experience Mod Premium – Reader’s Question
- California Insurance Carriers Update -Allstate No New HO Policies
- Workers Comp Insurance Carriers Will Pull Out Of Risky States
- 2023 Medical Price Index – Free Publication – WCRI
- Insurance Job Postings on LinkedIn – Job Seekers Market Now
- Ergonomics Expert Interview – 11 Questions
- Workers Comp Field Case Managers Now Even More Critical
- NCCI COVID-19 Data Release – Hidden Surprise Numbers
- 2023 NCCI AIS 2nd Morning Medical Costs + Mega Claims
- 2023 NCCI AIS 2nd Morning Tidal Wave of Great Statistics
- 2023 NCCI Annual Insights Symposium – System Is Healthy
- 2023 NCCI AIS Conference – Orlando Next Week – See You There!
- Virginia Exclusive Remedy For Teacher Shot By 6 Year Old Student
- All Lines Claims Adjusters – Generalist Replaced By The Specialist
- Rating Bureau Rates Have Little Effect on Policies
- Nursing Workers Comp Claims Shocking Highest Injury Rate
- Workers Comp Weekly Benefits Tax Free But Unemployment Taxed
- ChatGPT Workers Comp Minimum Disability Rates – 1/2 Win For AI
- Workers Comp ChatGPT – The History of Workers’ Compensation
- Workers Comp Reserve Schedule – Are You On Time?
- Workers Comp Fatality Statistics – BLS Provides Accurate Numbers
- Prescription Networks – Three That Everyone Can Use
- Workers Comp Prescription Analytics – NCCI Says Cost Dropped
- 2023 WCRI Conference Top 10 Things I Learned In Phoenix Part 2
- WCRI 2023 Conference Top 10 Things I Learned In Phoenix Part 1
- Premium Audit Process Will Never Be The Same – Pandemic Effect
- Workers Comp Medical Authorizations – Too Slow?
- Catastrophic Workers Comp Claims – Huge Hidden Effect
- Reopened Workers Compensation Claims – Watch Them Closely
- Healthcare Industry Workers Comp Claims Amazing CA Numbers
- Workers Comp Physical Medicine – Adjusters’ Bane – WCRI Report
- Health and Workers Comp Insurance Combination Possible Now
- Indemnity-only Claims Surprising Spike During Pandemic
- Workers Comp Problem Revealed By US Health Index
- Workers Comp Fraud Retraction by Adjuster – WTF?
- Remote Claims Adjuster Work Improved During Pandemic
- Workers Comp Decentralization – The Good, Bad, and Ugly
- Workers Comp Requirement Trap – Maximum Conundrum
- Small Business Workers Comp Policies – Limited Options
- Workers Comp Emergency Room Visits – Bad Risk Management?
- 2023 Workers Comp Conferences – My List To Attend
- Workers Comp Medical Inflation – NCCI Says Not Really
- Workers Comp Test Answers – Did You Pass?
- Favorite Workers Comp App – What Is Yours + My Secret
- Workers Comp Knowledge – Can You Pass The Test?
- 2023 Workers Comp Self-insured Resolutions – It’s On You
- 2023 Workers Comp Resolutions – Top Five Reboots
- Experience Mod Projections – Key Budgeting Device
- Workers Comp Large Deductible 2023 Resolutions – Top 10
- Workers Comp Article Publishing – My Secret First Three Steps
- Free AIC Micro-course – Sample Before You Buy – Worth It
- Workers Comp Maximum Weekly Benefit = Fair?
- Answers to the Workers Comp Advanced Quiz + Bonus
- Workers Comp Advanced Quiz – Our Readers Requested More
- Insurance Treasury Bill Conundrum – Japan Hesitates
- Midterm Elections’ Effect on Workers Comp – Surprising Answer
- Workers Comp Claim Denials Occur More Than You Think
- 2022 NWCDC Benchmarking Survey Session + Assistance Needed
- Quiet Conversations and Session Surfing NWCDC 2022
- NWCDC 2022 Technology – My Annual Search For New Ideas
- Workers Comp System Leaders – Please Fill Out This Critical Survey
- Pop Quiz Answers – Did You Really Know Workers Comp?
- Workers Comp Presentation – Four Easy Steps – My Secrets
- Workers Comp Pop Quiz – So You Think You Know WC?
- Are Lower Cost Standard Exceptions Disappearing For Insureds?
- Pure Premium Rate Filing – WCIRB Webinar = Worth A Look
- 2022 NWCDC – Upgraded and Improved Vegas Conference
- Workers Comp Telehealth – Still Worth The Time and Expense?
- Workers Comp Legacy Systems – Or Is It The Whole System?
- Workers Comp Basics From A Friend’s Great Book
- J&L Website Categories – What We Write About Most + Why
- Supreme Court Classification Code Decision Goes Against BWC
- Level of Reinsurance Mystery Self-Insured Critical Number
- Workers Comp LinkedIn Gripes + One Secret
- 2021 Workers Comp Benchmarking Study – Rising Medical Solutions
- Workers Comp Fraud – Reasons I Skip The Subject
- Workers Comp Pandemic Data – Why Only Through March 2021?
- Psychosocial Factors Show Rehab Nurses = Great Risk Mgmt
- NYCIRB – Big Changes New York Compensation Insurance Ratings
- Most Reclassified Class Codes – NCCI Report Covers 2021 Top 10
- Workers Comp Treasury Bill Rate Link – Huge Foreign Investments
- Great Workers Comp Research Source – Watch One Minute Videos
- Workers Comp Subrogation Crisis – Not Pursuing Third Parties
- Workers Comp Policy Changes Can Occur Only One Way? Yes
- UPS Unit – Office Lifesaver When Power Goes Out or Brownouts
- Workers Comp Guaranty Funds – Safety Net For Injured Employees
- California Insurance Commissioner Lara Says No To COVID X-Mods
- Workers Comp Apps Extinct + Five Good Free Laptop Software Packages
- Workers Comp Field Case Managers Still Great Risk Management
- Workers Comp Claim File Reviews – Trends Not Individual Files
- Medical Only Claims Analysis – Little Claims That Wreck Budgets
- Why Do Loss Run Numbers Never Match Experience Mod Sheets?
- Fee Schedule Study By WCRI – No Surprises Found on Savings
- Workers Comp Embedded Insurance For Small Business Can Backfire
- Most Popular UNITSTAT DATE of Year Coming Up – Why You Should Care
- Workers Comp Dual Employment – Who Pays What To Injured Worker
- Easy Way To Write Articles – Start Your Blog and Keep At It
- Workers Comp Budgeting Mistake Made With Experience Mods
- So You Want To Be A Workers Comp Consultant – 10 Ideas To Start
- Top 10 Workers Comp Concepts Learned At NCCI AIS 2022
- NCCI Annual Issues Symposium 2022 – Day 2 – Sessions
- NCCI Annual Issues Symposium 2022 – Day 1 Sessions
- Workers Comp Medical Provider Networks Absence = Losing $1 Million
- ChFC Designation Questions I Have Received Over The Years Answered
- Converting from Self-Insurance To The Voluntary Market Due To Pandemic
- 2022 NCCI AIS May 9th – May 11th – See You There! (Updated Today)
- What Does The LCF Designation Mean In My Workers Comp Policy?
- Per Diems – Vexing Part of Average Weekly Wage – One Easy Fix
- Workers Comp Wages – How Much Is A Rhode Island Red Worth?
- NCCI Return To Work Analysis – Carriers Perspective on Cost Reductions
- Workers Comp Chiropractic Care – A Cost Savings Technique?
- WCRI 2022 Conference Morning Day 2 – Great Speakers
- WCRI 2022 Conference Afternoon Day 1 – No Masks – Great Speakers
- WCRI 2022 Conference Morning Day 1 – No Masks – Great Speakers
- WCRI 2022 Conference Session – Workers Comp Since Nixon Report
- Nixon Administration Workers Comp Federalization – 1972 Landscape
- Having Zero Claims For Current Policy Year Saves Instantly? – Not Exactly
- Is Workers Comp Insurance Regressive or Progressive Like Taxes?
- Behavioral Control – IRS Updates Independent Contractor Factor
- Independent Contractor Definition – IRS Updates Website
- WCRI 2022 Annual Conference – Workers Comp Info Extravaganza
- Workers Comp Residual Market Forum – NCCI Covers Underserved Niche
- J&L Risk Management Articles – How To Access The Whole Picture
- Workers Comp Self Insurance Calendar – Important Dates To Remember
- Workers Comp Insurance Calendar – Looking At Important Dates
- Why Workers Comp Insurance Carriers Wait Six Months To Report Claims
- NCCI Atlas Initiative Looks To Make Info More User Friendly
- Workers Comp Claims Departments Rarely Sourced For Studies
- Workers Compensation Self Insureds – Often Ignored Puzzle Piece
- Paying Workers Comp Benefits Late – Five Ways It Can Cost You
- 2022 Workers Comp Self-Insured Resolutions – A Few Changes
- New Jersey Legislation Gives Break to S Corporations With New Bill
- Nixon Administration and Workers Comp Federalization 50 Years Ago
- 2022 Workers Comp Resolutions – Major Updates to 2021 + COVID
- Workers Comp Tech Advancement Found At WCI Orlando Conference
- Ignoring Workers Compensation Insurance Now = Paying More Later
- PARIMA Zoom Conference – BYOD – How Dangerous Is This?
- WCIRB Restaurant Class Code Webinar First of Its Kind
- Did Workers Comp Pay COVID-19 Claims? – Popular Holiday Question
- Google Find My Device Saves The Day While At NWCDC Las Vegas
- No Wisconsin Medical Fee Schedule = Higher Medical Costs
- Workers Comp Institute Conference Dec 12 2021 – 85 Page Program Wow
- NCCI and WCIRB Differ on Two Main Issues – Both COVID Related
- FAA Risk Management – Letter From Director Shows Alcohol Masks Risk
- PARIMA 2021 Conference October 25 – 29th All Session Notes
- Light Duty Return to Work Issues – NWCDC 2021 – Breakout Session
- Workers Comp Experience Mods Decentralized – Bad Move?
- 2021 NWCDC – Leading a Resilient Claims Organization Thru Uncertainty
- 2021 NWCDC Conference – The Great And An Area For Improvement
- Hawaii Heavy Rate Increase – It’s The Medical Severity Stupid
- Workers Comp Video Presentations – 10 Ways To Blow Them Up
- NCCI Catastrophe Code 12 – Use or Lose It Class Code (Of Sorts)
- Long Tail Experience Mods From 20 Year Business Cycles A Good Idea
- Blow Up Your Workers Comp Program – Academy of Insurance
- NCCI Arizona State Advisory Forum Shows 27.9% Rate Change Disparity
- Workers Comp Physical Therapists As Initial Primary Providers Good Idea
- Do You Know Your Workers Comp Benefits Info – Quiz 2 – Updated
- Workers Comp Premium Audit Records – Keep The Old Ones Handy
- Pandemic Workers Comp Claims Spike That Never Happened
- WALSH Jurisdiction Test Applied By South Dakota Supreme Court
- Workers Comp Benefits Quiz – Test Your Knowledge – Updated
- Hybrid Premium Audit Prep – Update to Last Week’s Article
- Zoom Hybrid Premium Audits Becoming Standard Procedure
- Workers Comp Claim Files Missing One Important Easy Task
- Insurance Blogging – Give It A Try – Five Easy Steps – One Secret
- Insurance Interns Are Untapped Source For Future Employees
- Pandemic Workers Comp Return To Work Conundrum Question
- Workers Comp Adjuster Turnover Phenomenon Affects Claims
- Workers Comp Training – One Thing You Cannot Teach Anyone
- Workers Comp Accident Management Questions Rolled In
- Workers Comp Injuries and Maslow’s Hierarchy of Needs
- Workers Comp Accident – Happened Right In Front Of Me
- IME Cover Letter Effective Paragraph I Have Used Since the 1980s
- Most Reclassified Workers Comp Governing Class Code 2020 – NCCI
- Groundbreaking Opioid Addiction Study – Vitamin D3 Deficiency?
- Non-opioid Treatment For Chronic Pain – Groundbreaking Study
- Workers Comp Wage Statements Should Be Reviewed For Accuracy
- Workers Comp Reserve Redundancy – The Good, Bad, and Ugly
- US Supreme Court 831(b) Micro-captives – Surprising Unanimous Decision
- NCCI Pandemic Analysis Verifies Insurance Crisis That Never Occurred
- Workers Comp Delayed Medical Treatment Increases Opioid Prescriptions
- Field Case Managers – Workers Comp Claims Closed Faster and Happier
- Jeff Bezos’s Workers Comp Shocker In Final Shareholder Letter
- WCIRB Over-reserving Correction- California Update
- IRS Opens Promoter Investigations Office for 831(b) Micro Captives
- Workers Comp Claim Development – Long Six+ Month Wait
- California AB 1465 CAMPN State Sponsored Medical Networks Debate
- 2021 NCCI Annual Issues Symposium – Free Good Info – May 11 and 12
- How Workers Comp Claims Pandemic Data Is Only 25% Correct
- AIC Designation Changes – One Major Modification To Study Guides
- My Three Favorite Articles That Hooked My Attention – Must Read
- Coronavirus Vaccine Journey – Second Act – Over in 30 Minutes
- How Workers Comp Weekly Rate Is Calculated – Temporary Total Disability
- How Microcaptive 831(b) Arrangements Were Disrupted This Month
- My COVID-19 Vaccination – Among The Everyday Heroes
- WCRI 2021 State of the States Presentation – The Past Rules
- Back To Work During A Pandemic For The Employee – Another Look
- WCRI COVID-19 Impact and Effect on Claims and Medical Treatment
- WCRI Session That I Attended – Shocking Topicals Numbers
- WCRI 2021 Virtual Conference Next Week – For Data, Reports And More
- It’s All About Workers Compensation And How Does It Work
- Workers Comp Algorithms – Who Is Pushing the Model Buttons?
- Panel Discussion With Frank Pennachio – Academy of Insurance 50% Off
- Workers Comp Subrogation Claim – Very Old Reserves Still Open
- COVID-19 Vaccination Reaction Claims- Compensable In Texas?
- Home Ergonomics Advice Reduces Workers Comp Costs
- Workers Comp Predictive Analytics Changed Loss Run Reviews Forever
- Workers Comp COVID-19 Vaccinations – Part of Return To Work
- Workers Comp Test Audits – Pain or Preventative Measure
- WCIRB 8871 Webinar – What California Insureds Need To Know
- Workers Comp Website – 10 Things To Know When Switching Providers
- Workers Comp Zoom Presentation – Top Four Hard Lessons Learned
- Experience Mod Increases While Loss Runs Show No Changes – WTR?
- Workers Comp Allocated Expenses – Who Pays For Which Bills?
- Workers Compensation Presentations Kawasaki Technique
- 8871 Standard Exception Classification Code Question
- J&L Founder James J Moore to Teach Insurance Academy Course Feb 4th
- Workers Comp Claims Adjusting ASAP – It’s Over in 48 Hours
- WCIRB USRP Manual Update Webinar – Yes, It Matters To You
- Workers Comp COVID-19 Vaccination Claims – Adjusters Confused
- Workers Comp Premium Auditor’s Job Now More Difficult
- 2021 Self Insured Workers Comp Resolutions – The COVID Effect
- 2021 Workers Comp Resolutions – Few COVID-19 Changes
- NCCI State Advisory Meetings Worth Your Time? – Most Definitely
- Workers Comp Medical Treatment – Faster is Better
- Workers Comp Premium Calculation Video – Great Explanations
- AIC Associate in Claims Designation Article Most Popular of 2020
- Reopened Workers Comp Claims – Watch The Reserves
- Workers Comp Liability Subrogation – Vehicle Accident Steps
- ARM Designation – Claims Staff Make Your CV Resume’ Shine
- Workers Comp Medical Treatment Networks – What Studies Are Missing
- Workers Comp Adjuster Goals Conflict With Management Expectations?
- Workers Comp Premium Audit Dispute Delay Can Be Very Costly
- California Prop 22 – Nationwide Effect on Workers Comp Debate
- WCIRB Delayed Medical Treatment Study Backs Up Six Keys Study
- Workers Comp Risk Management Is Like Bag of Apples
- Workers Comp Rate Setting Calculation – Short Informative Video
- LCMs – The Hidden Part of the Workers Comp Insurance Process
- Workers Comp Markets Affected By Upcoming Election Cycle
- Contingent Experience Mods – When The Number Is Not the Number
- Self Insured Claims Data – Your TPA Has Many Helpful Options Online
- Workers Comp Carriers Fined For Late Reporting To Rate Bureaus?
- What is Earned But Not Reported (EBNR) – Employers Need to Know
- Workers Comp Reserve Reduction Strategy – Critical Last Step
- How J&L Reduced Workers Comp Reserves $300,000 In One Month
- Physical Premium Audits – COVID 19 Removed The Physical Part
- Hard Workers Comp Markets – The Silent Reasons Why
- Loss Cost Decrease Does Not Directly Result in Premium Decrease
- Premium Audit Payroll Figures More Critical Due To COVID-19
- Physical Therapy Study – Great Workers Comp Loss Control
- The Workers Comp Self Insurance Risk No One Talks About
- Workers Comp Android Apps – Journey Down The Rabbit Hole Again
- Workers Comp Recorded Statements – Now A Lost Art?
- Workers Comp Mega Claims – My Different Definition
- Workers Comp Ladder of Insurance Very Important Term in 2020
- Automated Workers Comp Medical Only Claims Not A Solution Yet
- Workers Comp COVID-19 Numbers Are In – Think Again
- California Workers Comp Contractor Vote – Prop 22 on Ballot
- Telecommuting Employee Accidents – The New Work Comp Paradigm
- How Do I Find Exclusions In My Insurance Policy DICEE
- Talented Workers Comp Adjuster – Do They Have IT?
- Workers Comp Adjuster Communications – Use 3-3-3 Rule
- Most Reclassified Class Code – Which One Topped NCCI List For 2019?
- IRS Dirty Dozen List No Longer Includes Offshore Micro Captives – Really?
- Workers Comp Premium Refunds Due To COVID Crisis
- IRS Workers Comp Rules – Two Payment Red Flags To Avoid
- Workers Comp Email – Five Best Practices To Avoid Trouble Later
- Workers Comp Webinar Technical Difficulties Can Be Avoided
- Large Deductible Workers Comp Policies – Paying 50% Of Expenses?
- Workers Comp COVID-19 Presumption Was Already In Place
- How To Ruin A Workers Comp Claim in Five Seconds, Claim Number?
- Are The Recent Class Code Changes Saving My Company Premium?
- California Workers Comp Telecommuting Class Code 8871 Added
- How Do We Account for Coronavirus Furloughed Employees – NCCI
- Workers Compensation Rating System – See You in 18 Months
- Work Comp Class Code 8871 Clerical Telecommuter Very Popular Now
- Free Workers Comp Study – Best Report on Medical Costs WCRI
- Workers Comp Consultant Company J&L Top 10 Lessons Learned
- Workers Comp Outpatient Medical Costs – Fee Schedules Win Again
- Workers Comp Claim Denial Means No Medical Control?
- Free Workers Comp Webinar Choices – Which Ones To Watch?
- Workers Comp Telemedicine – Is Telehealth Really Worth It?
- Workers Comp Humor During The Lockdowns – Working @ Home
- Coronavirus Return To Work – Top 10 Issues For Workers Comp
- Phoned In FROI Response To My Last Article – Excoriated
- First Report of Injury Coding Goes From Important To Critical
- WCIRB XMod Decision Gives Employers COVID Reprieve – Sort Of
- COVID Compensability Conundrum – Who’s Covering What?
- COVID-19 Pandemic Statistical Madness Rears Its Ugly Head
- Workers Comp Medical Network Penetration Increases Utilization Costs
- Workers Comp Webinar Mini-Guide Prep – Other Ideas
- Your Mini-Guide For Workers Comp Webinars – Be Prepared
- NCCI Virtual Annual Issues Symposium Free – May 12th – Sign Up Now
- WCRI Prior Recession Report – The COVID-19 Economic Recovery
- Missouri Workers Comp Medical Treatment Very Expensive – NCCI Study
- NCCI COVID-19 Article And Claims Compensability Debate
- WCRI Conference 2020 Day Two Morning – What I Learned Today
- Prioritizing Mental Health for Workers Injured On The Job WCRI
- Aging Workforce Claims – WCRI Annual Conference 2020
- Should Workers Comp Psychological Injuries Count As Claims?
- Workers Comp Psychological Aftereffects – WCRI Conference Next Week
- Workers Comp Content – Avoiding the Recycle Button
- IRS Subcontractor Employee Determination Covers Three Main Points
- WCRI 2020 Annual Conference Next Month – Show Me The Data + Secret
- Workers’ Comp Penalties and Fines – Paying Someone Else’s Tab?
- NCCI 2020 Data Reporting Conference – Nuggets of Excellent Information
- WCIRB Conference Oakland CA HQ Last Week Lasted 90 Minutes
- Bulk Workers’ Comp Claim Settlements Are Nothing New
- California Assembly Bills Try To Right The Wrongs of AB 5
- California Assembly BIll 5 Article Response Gig Employers Very Concerned
- California AB 5 Causes Workers Comp Conundrum For Gig Workers
- WCRI Aging Worker Injury Study versus My Assumptions – Who Wins?
- Frontline Adjusters vs. C-Level Claims Mgmt – Great Rising Medical Survey
- 2020 Self Insured Workers’ Comp Resolutions – Staying the Course
- 2020 Workers Comp Resolutions – Make Your List Now And Check It Twice
- Employers Cheat Themselves – Workers Comp Claims – 4 Ways
- Workers Compensation Online Access Nets Insured $85,000 Subrogation
- Workers Comp Statistical Significance Is Still Statistically Significant
- 24 Hour Workers Comp + Health Insurance Policy – Rearview Mirror?
- Workers Comp Claim Action Plan- Online Access Answers 100+ Questions
- Workers Compensation Medical Networks – Are You A Drive-by User?
- Waiver of Subrogation Endorsement – Excellent Analysis Chart
- Value Based Care and Centers of Excellence Matched Pair for Work Comp
- Workers Comp Centers of Excellence – Exciting New Medical Trend
- Workers’ Comp Program Fixes Come In Three Distinct Stages
- Workers’ Comp Recession Advice Even As Current Data Says Otherwise
- Workers Comp Combined Ratio Means Market Extremely Healthy
- NCCI Virginia 2019 Advisory Forum – Something Not Seen Since 1931
- Worker’s Comp Policy Questions – Readers Top 10 Questions
- Workers Compensation Numbers Employers Must Have ASAP
- Workers Comp Insurance Companies Excelled In This Area
- Free NCCI State Advisory Forums – Are They Worth Your Time?
- Workers Compensation Negativity Volcano Erupts On A Daily Basis
- IRS Publication 15A Independent Contractor Employee Examples
- Breaking – Pharmaceutical Study – WCRI Covers Trends In 27 States
- Premium Audit Report vs Bill vs Statement- Important Reader Question
- A Work Comp Claims Department and Chernobyl – One Major Similarity
- Work Comp Claims Adjuster Survey – Finally – Your Opinion Matters
- New York Opioid Dealer Law – Long Island Lawmaker’s Aggressive Stance
- Blue Cross Blue Shield Program Great Risk Management
- Safety Metrics @ OSHA Consultant Part 3 of 4 – Lunch Numbers
- Medical Fee Schedule Dilemma – WCRI Study – High Cost States Have None
- XMod Formula Update – WCIRB Discusses Results With New Webinar
- Return To Work Risk Management Failure – No Job Bank
- OSHA Consultant – Part 2- Keeping Your Cool in a Hot Zone
- Workers’ Compensation Android iPhone Apps – The Search Returns
- Safety Metrics – Keeping your Cool in a Hot Zone – Four Part Series
- Employee Treatment Silent X Factor Great Risk Management
- Reporting Work Injuries To Your Carrier – Golden Rule
- Occupational Illness Rates by Industry – Great BLS Data Surprising Results
- California Dynamex Decision – Another Workers Comp Crisis Recycled?
- Workers Comp Data Carveouts Move Data To Dangerous Ground
- Workers Comp Physician Networks Importance Reaches Critical Mass
- IRS Subcontractor Section Update Adds Government Employees
- Rate Bureau Calculations Using WCRI Numbers Show Mod Increases
- California Rating Bureau WCIRB Equity Compensation
- Pennsylvania Workers Comp Carriers May Owe Premium Refunds
- US Treasury Sell Off By China and Japan – Effect on Work Comp Markets
- Workers Comp Payroll Figures Affect More Than Just The Premium Audit
- Stabilizing Value – Work Comp EMod Formula Magical Employer Lifesaver
- WCRI Annual Conference 2019 – Live Blogging – If My Wrists Hold Out
- Workers Comp Claim Analytics – Looking For Miracles Under Every Rock
- High Health Insurance Deductibles Cause Case Shifting – WCRI Study
- Pennsylvania Employers – Workers Comp Premium Refunds Possible
- Workers Comp Premium Auditor Does Not Know My Final Bill Amount?
- Workers Compensation Fraud In New Jersey – Video Says It All
- Medical Only Claims Adjusting – One Super Critical Task To Consider
- PEO Data Session – NCCI Data Conference Earlier This Month
- Report Medical Only Claims To Carrier – Saves Later Headaches
- Workers Comp Bad Faith – Adjusters Look Back Over Their Shoulders?
- Workers Comp Premium Savings Generated With Website Updates
- NY Daily News Workers Comp Watch – Ocasio Cortez Says Woops!
- 2019 Self Insured Resolutions – Looking Back To 2018 2017 2016
- 2019 Workers Comp Resolutions – Looking Back at 2018
- Workers Comp Judicial Hellholes Report 2018 Version
- What Are Workers Compensation Claim Reserves – Confusing Term
- WCRI Chart ASCs vs. Hospitals Shows Interesting 18 State Comparison
- Experience Modification Sheets Wt Important Variable For Savings
- Combined Ratio South Carolina NCCI Advisory Forum Shocker
- Workers Comp Technology Found At 2018 NWCDC Conference
- NWCDC Conference 2018 – Looking For True Technology
- Workers Comp Medical Cost Terms – Back To Basics
- Workers Comp Rating Bureaus Make Mistakes – Who Is Really To Blame?
- Workers Comp Investments World Buzzing Now – High Activity
- Midterm Elections Have Effect On Workers Compensation?
- National Adjuster License For Workers Comp Quite Challenging
- Two Great Workers Compensation Guides WCRI – Covers RXs
- Workers Compensation Reserves Reduction Alternative Mini Guide
- Why Are Workers Comp Pharmacy Benefits So Expensive – In One Picture
- IAASE Conference – Not Quite Live Posting October 7 – 9
- North Carolina Insurance Commissioner Issues Warning On Steerage
- When Are Final Claim Reserves Set – Is There Exact Date?
- What Is A Guaranteed Cost Program In Workers Compensation?
- Switching Workers Comp Carriers Early Can Be Expensive
- Personal Sensitivity Claims Complicated Workers Compensation Matter
- Civil Engineer Asks Great Worker Compensation Class Code Question
- California Supreme Court Decision Independent Contractors Definition
- Medical Treatment Networks Save Money – Win Win Win On Claim
- Workers Comp Blogs May Have Good News Coming Soon
- Workers Comp Documents Top Six Best Read on Paper – With Bonus
- Injured Workers Trust Four Professionals The Most During Their Claim
- Workers Compensation Accident MVA Spike and Smartphone Use
- Workers Compensation Medical Treatment Lag Time – WCRI
- NCCI Virginia Advisory Forum 2018 – Shocking Nationwide Statistics
- Workers Comp Paper Files In Age of Small Screen
- Subrogation Letter Is Just First Step in Recovering Workers Comp Funds
- Workers Comp Emails – How To Handle Inbound Messages
- Captive Tax Advantages Recently Take Huge Hit In US Tax Court
- Workers Compensation Large Deductible Policies Worth It?
- Workers Compensation Medical Software vs My Semi Annual App Search
- Workers Compensation Reserves – Fee Schedule Hidden Benefit
- Stay at Work Washington L&I ‘s Unique Program – Guest Post
- Workers Compensation Fee Schedules Win Again – WCRI’s Free Study
- $250,000 Claim Reserve Level – Why Is that Number So Important?
- WCIRB Pure Premium Rates Are Not Insurance Carrier Rates
- 30 Minute Webinars – Trend Of Rushed Presenter
- Cutcompcosts Awarded Top 25 Workers Comp Blogs Again for 2018
- Workers Compensation Class Code 9015 – Most Reclassified in 2017
- Workers Compensation Reserve Increases – 10 Reasons For Huge Ones
- Micro-Captives (Offshore) Still on IRS Dirty Dozen List – At Bottom
- Predictive Analytics Is Now Opioid Buzzword Replacement
- Google Panda Penguin Penalties Can Pigeon Hole Blog
- What Is A Workers Compensation Permanency Rating?
- Workers Compensation Reserves – How Does Adjuster Set Them?
- North Carolina Appeals Court Medication Decision – FDA Shocker(?)
- Reserve Review Schedule – Are You Behind Or Ahead?
- Insurance Academy – Presenting – Webinar Tomorrow 130 PM Eastern
- XMod Formula Simplified(?) By California’s WCIRB
- Asia Workers Compensation Error Correction On Old Post
- 2018 WCRI Conference – Top 10 Things I Learned Over Two Days Time
- WCRI 2018 Conference Boston MA – Blogging It Live
- Opioid Study Shocker – Or Was It Really Surprise Conclusion
- General Liability Insurance Premium Audits Definition
- Workers Comp Premium Auditors – External Employer Info Examined Often
- New IRS Subcontractor Rules Straight From Their Website
- Workers Compensation Medical Networks Save Bundle – Used Properly
- Twilight Zone Phone Calls Avoidance – Timely First Reports Of Injury
- J&L Risk Management Consultants Accomplishments This Year
- Volunteer Workers Comp Benefits Can Be Elusive At Best
- Workers Comp Small Deductible Correction – Woops (My Mistake)
- Wisconsin Workers Comp Conundrum – Who Is or Is Not Employee?
- 2018 Soft Market or Just Reactions To Changes In Mod Structure?
- 2018 NCCI Data Conference Top 10 Discoveries By Yours Truly
- Responsible Risk Management On Highway – Our Safety Consultant
- Workers Comp Insurance Crisis – #1 Cause Called Bubble By Bankers
- Best Workers Comp App 2018 – Slim Pickings Android or ITunes
- Apple ITunes Store Apps – Another Workers Comp Rabbit Hole Trip
- Serious Workers Comp Claims Result From Cold Weather
- 2018 Android Workers Comp Apps – My Search Had Surprising Results
- Workers Comp Automation Can Replace Claims Adjusters
- Workers Comp Loss Prevention Throughout Claim = Loss Reduction
- Workers Comp Call or Email – #1 for 2017 Is No Surprise
- Top 10 2018 Self Insured Resolutions For Workers Comp
- Certified Return Receipt Mail – Old School Workers Comp Life Saver
- 2018 Workers Comp Resolutions – Look Back At 2017 Resolutions
- New Virginia Medical Fee Schedule – Closer Look
- US Congress Tax Bill Correction Mortgage+Student Loan Interest
- Workers Comp Markets May Be Heavily Affected By This
- Wisconsin Medical Fee Schedule Absence Very Expensive Option – WCRI
- Safety Consultant Disagreed With Me On Article – His Take
- Progressive Insurance Workers Comp Commercial Inaccurate
- NCCI Workers Comp Medical Cost Discovery – PHC Best Measurement
- Experience Mod Calculation Shortcut With 10 Ways To Reduce
- WCAN WCIRB California Workers Compensation – 2017
- North Carolina Industrial Commission Invalidates Basic Adjusting
- Workers Comp Article Publishing Top 10 Concerns
- Statistical Proportions – Quick And Dirty Number Powerhouse
- Accident Curve And Natural Disasters – Spike in Workers Comp Claims
- Workers Comp Writers Block – Writing Into Funnel
- Workers Comp Statistic Combined Ratio Best In 50 Years – NCCI
- Insurance Industry Employment Alarming Numbers – Shocker
- Independent Contractor Employee Checklist Employers Contractors
- IRS Contractor Employee Rules – Updated Web Page With Videos
- Work Comp Rate Bureaus Becoming Credit Bureaus?
- Experience Mod Of 1.01 Can Cost Company Millions – Important
- Work Comp Schedule Rating Factor Use It or Lose It @Policy Commences
- Virginia Medical Fee Schedule Now Reality After Decade
- Is This Holy Grail For Opioid Epidemic? (Breaking News)
- North Carolina Supreme Court Decision 4 Work Comp Claims All States
- Insurance Policy = Contract Between Your Company and Carrier
- Employers Can Extend Longevity Among Older Workers, Experts Say
- Workers Comp Attorney Involvement 400% Variation Between States
- Workers Comp Medical Networks Keeping Costs in Check NCCI
- Workers Comp Medical Networks Reduce Costs – Or Do They Actually?
- Workers Comp Policy Info Retention Recommendation
- Workers Comp Safety Innovator Now Thing Of Past – Correction
- Workers Comp Claims Savings In 7 Words – Written 8 Years Ago
- Six Keys To Saving On Workers Comp – Let’s Cover Easiest One
- Top 25 Workers Comp Blog and AM Best Recommended Provider Awards
- California WCIRB First Aid Claim Requirements – Good and Bad
- Work Comp Audit – Six Similarities To Home Closing
- J&L Risk Management Consultants – Our 22nd Year – Thanks!!!
- Unique Workers Comp Coverage By Former Homebuilder
- Risk Management Mistakes – Silent Top Five In Workers Comp
- Medical Only Claims – Ignore Them At Your Own Risk
- US Workers Comp System Compared to Other Countries
- Work Comp Tax Question – Do I Have to Report or Pay Tax on Benefits?
- Safety Program Evaluation Secret – Takes 5 Minutes Maximum
- North Carolina Rate Bureau NCCI Part Ways Last Month
- Workers Comp Statistics Madness Shocker Appears Last Week
- California Workers Comp Status Conferences – Adjuster Guest Author
- Are Workers Comp Insurance Agents Not Yoda Any Longer?
- Major Workers Comp Changes On Horizon Fed .25 Point Increase?
- Does Affordable Care Act Repeal and Replace Mention Workers Comp?
- North Carolina Rate Bureau Adds New Rules Including PEOs
- 2017 WCRI Conference 2nd Morning Session Blogging Live
- WCRI 2017 Conference Afternoon Sessions – Blogging Live
- WCRI 2017 Conference – Blogging Live – Morning Sessions
- North Carolina State Auditor Says 52,000 Uninsured For Workers Comp
- Safety Incentive Plans – OSHA’s New Posture
- WALSH Test For Jurisdiction Appears Again in North Carolina
- Opioids and Marijuana – WCRI Conference – Big Time Discussions
- North Carolina Workers Comp Uninsureds – I Made Terrible Mistake
- Workers Comp Mentor – Take Ten Seconds with Mr Rogers
- Workers Comp Hot Buttons Top 10 Recycled Again
- Workers Comp Assigned Risk Pool – Wait Our Company Mod Is 80
- Associate in Risk Management Designation (ARM) – Worth It?
- AIC Designation – Top 10 Secret Ways – Attain It Faster
- Associate In Claims (AIC) – Never Looked Better For Work Comp Adjusters
- Opioid Statistics – Incredible Numbers From Recent Webinar
- CMS WCMSA Against CIGA Turned Away By Federal Court
- Top 10 Self Insured Resolutions For New Year 2017
- Top Ten Work Comp New Years Resolutions 2017 Version with Bonus
- Insurance Trends vs. Paper Clips – Lets Get Ready To Analyze
- Google Play Store And My Annual Search for Work Comp Apps – Not Good
- James J Moore E-Mod LDF Presentation – Mid State Safety Council
- North Carolina Rate Bureau Reform – New Insurance Commissioner
- ACA Repeal Could Lead To More Workers Comp Case Shifting
- 2016 NWCDC Innovations IWalkFree Medical Equipment
- Workers Comp Innovation – NWCDC – National Work Comp Conference
- NCCI Affordable Care Act Analysis – With Political Twist
- President Elect vs Workers Comp – What Did Trump Say?
- NCCI Affordable Care Act Analysis – Interesting Study
- Five Amazing Ways That Workers Comp Insurance Is Unique
- Top 10 Risk Management Techniques For Workers Comp
- Functional Capacity Evaluation (FCE) – Great Risk Management Technique
- Endorsements – Forgotten Part Of Workers Comp Policy
- California AB 1643 Changes Apportionment For Worse
- Workers Comp Hard Markets and China Financial Crisis
- Workers Comp Tax To Some Employers? – Shocker!
- Oklahoma Opt-Out Insurance – OK Supreme Court Says See Ya!!!
- Workers Comp Expert Witness – Tough Row To Hoe
- Classification By Analogy Can Affect Workers Comp Rates
- Work Comp Outpatient Hospital Charges – WCRI Exposes Myth
- Virginia Medical Fee Schedule – Hell May Freeze Over After All
- Work Comp Premium Audits Do Not Have 75% Inaccuracy Rate
- Work Comp Schedule Ratings Backed By Science
- North Carolina Work Comp Subrogation Takes Weird Turn
- 10 Most Dangerous Jobs For 2016 With Work Comp Rates
- Business Insurance Closes – Bummer – Update – Now Back Open
- West Virginia Rates Reduced For 12th Time – NCCI
- Workers Comp Math – Where 2 + 2 = 5.36789
- Cutcompcosts.com Upgrades Articles – Better Readability
- Experience Mod For Next Year – Ruined By Big Claim?
- Dave DePaolo – Workers Comp Community Loses Guru
- Work Comp Reserves And Twilight Zone Phone Call
- Work Comp Reserves – Why is June 30th Most Crucial Day?
- James Moore Presenter Insurance Academy Webinar On Adjusters
- Work Comp Adjusters – Settlement And Reserve Authority From Insureds
- Workers Compensation Cost Cutting – Silent Fifth Key
- Workers Comp Premium Auditors Are Licensed In Which States?
- California CWCI Independent Medical Reviews – Other Statistics
- Do Work Comp Claim Analytics Really Work As Promised
- Work Comp Laws For All 50 States And Canada – WCRI IAIABC
- Premium Audit Statement + Other Document Shows Final Numbers
- State Workers Comp Administrators – Where Is The Best List?
- Comments Section Has Gone Rogue – Again – Now Fixed
- Work Comp Wellness Plans – Should Industry Follow Feds?
- James J Moore To Present Premium Audit Webinar May 26th
- NCCI Says Workers Comp Combined Ratio 94% – Shocker
- Work Comp Predictive Models vs Gut Feelings – The Winner Is(?)
- Colorado Workers Comp Single Payer Conundrum
- Workers Compensation Records Retention Question
- Workers Comp Adjusters – Feel Good Friday
- Workers Comp Accident Rates Affected By Spring Forward
- WCRI Conference Blogging Live – Sharing Economy and WC
- CompScope WCRI Blogging Live – State of States
- Opt Out 2nd Panel – WCRI Blogging Live – Boston MA
- WCRI – Blogging Live – Controversial Opt Out Panels
- WCRI Blogging Live- Crossing State Lines For Medical Care
- California Medical Review and Dispute – Blogging WCRI Conference
- Blogging Live WCRI Comparing Workers Comp Outcomes Across States
- WCRI – Blogging Live – Do Fee Schedules = WC Case Shifting?
- Blogging Live WCRI 2016 Yearly Conference – Ground Rules
- What are Policy Endorsements – Are they important?
- California Xmods = Heavy Penalty For Repetitive Accidents
- Workers Comp Policy Includes Five Important Parts To Remember
- Hawaii Monopolistic State Fund – Shocking Possibility
- James J Moore To Conduct Insurance Academy Webinar Feb 25th
- Answers To Workers Compensation Questions – Outside US
- Workers Comp Articles – Outside of US
- Work Comp Answers – See Article From Yesterday
- Work Comp Questions Top 10 Most Misunderstood Potpourri
- Oklahoma Federal Health Insurance Exchange Increase= Case Shifting
- Oklahoma Captive Program Grows 572% In Two Years
- Workers Comp Self Insured Resolutions for 2016
- Workers Comp Resolutions – Updated For 2016 and Beyond
- 247,120 Slips, Trips, And Falls Devastate 2014 Workers Comp Budgets
- Temporary Partial Disability – Misunderstood Benefit
- FMLA With Workers Comp Return To Work – Expensive Mistake
- WCIRB WCAN WCRI = Confusion on California WC Statistics
- Retroactive and Waiting Periods May Affect Disability Length
- Are Workers Comp Waiting Periods Really Worth It?
- Best Workers Comp Markets Are In 14 States
- Workers Comp Innovators At NWCDC – One Astounding Company
- Workers Comps Future – Recruiting/Retaining Next Generation
- How Nurse Case Managers Add Value to WC Claims
- Rising Medical Solutions Comprehensive Think Tank Report
- Trans-Pacific Partnership Obamatrade Agreement Full Access
- Trans-Pacific Partnership Agreement = Work Comp Provision
- Is New Virginia Rule 14 Work Comp Fee Schedule?
- Few Work Comp Premium Written Surprises for 2014
- Is Social Security Disability Affected by WC?
- Will China US Treasury Sell Off Affect Insurance and WC Markets?
- New Mexico Marijuana – Five Joints Per Day Covered By Work Comp
- Indiana Workers Comp Fee Schedule Partially Enacted = Rate Increase
- Social Fresh Conference – Nothing On Workers Comp (Almost)
- E-Mods LDFs Are Like Credit Scores From Hell NCPRIMA
- Five Things You Must Do To Have Very Good Safety Program
- California Claims Adjustment Costs Are Massive – WCAN
- Mod Increases To Over 1.0 – Five Bad Things Can Happen
- A.M. Best TV – New Releases Three Times Per Week
- Work Comp Apps On iTunes – Only Two?
- How Does NCCI Calculate Our Mod – Reader Question
- Will NCCI ARD Elimination Change Premium Audits? – Correction
- My Favorite Android App For Work Comp Is Stretch
- Work Comp Doctor Will See You Now – In Your Home?
- CorVel Android App Works Well
- Mod Android App – EMC Smart Mod
- Android Work Comp Apps – 3 More Reviews
- Risk Safety Pro Search Is Like Finding Good Plumber
- Work Comp Apps – My Rabbit Hole Journey For Technology
- Subcontractors And Statutory Employees IRS Publication 15-A
- Subcontractors FLSA – Department of Labor v IRS
- WCIRB Long Tail Medical Expenses – Great Study
- What If Workers Comp Was Eliminated Tomorrow?
- Ohio BWC Premium Refunds Issued For $255 Million
- California WCIRB Rating Formula Major Changes
- Best Workers Comp Policy and Audit Review Tool
- Workers Comp Classification Codes – How Do We Verify Them?
- Meth vs Opioids in Workers Comp – Hidden Epidemic?
- Classification Codes – Employee Misclassification Different
- US Supreme Court ACA Decision To Affect Workers Comp?
- Work Comp Virtual Doctor Visits – Are You On Board?
- Human Resources and Safety
- WALSH Jurisdiction Test – North Carolina Court Of Appeals
- Large Deductible Mods Do Exist
- NCCI – Post-Accident Safety Errors Cost Companies $$$
- Work Comp Safety Week – DBM’s Continued
- Work Comp Safety – Our Clients and Blog/Newsletter Readers Were Right
- South Carolina Opt Out May Become Reality
- Work Comp Combined Ratio Under 100 – First Time In Eight Years
- North Carolina Medical Treatment and Complete Cheat Sheet – Cranfill Sumner Hartzog
- Work Comp Audit Bill – We Cannot Pay It Immediately
- Oklahoma Opt Out Option – Two For Two In Court
- California Workers Comp System – What Happened To The Reform(s)?
- Work Comp Medical Tourism – Thinking Way Outside The Box
- Nevada Workers Comp Gets Trashed By Unknowing (Again)
- 2014 Workers Comp Prescription Cost Increase – Bargain
- Medical Cost Containment Inventory From 51 Jurisdictions – WCRI
- Loss Cost Multipliers – The Real Numbers That Carriers Charge
- Workers Compensation Industry – Lagging In Technology
- Classification Code 8810 – Final Answer?
- Rate Reductions – One Of Most Misleading Statements In WC
- California’s Workers Compensation Difficulties – Great Primer
- E-Mod X-Mod Reduction – #1 Question We Receive
- In Defense of Workers Compensation – System Still Works
- Captive RRG Legal + Regulatory Environment – CICA
- CICA Your Actuarial Report – Understanding/Getting Most Out of It
- Using Reinsurance to Make Captive Structure – CICA Conference
- Reforms – WCRI Conference Texas, Pennsylvania, Oregon and Florida
- Selected State Reforms And Their Effect – WCRI – Blogging Live
- State By State Analyses – ALAE Allocated Adjustment Expenses – WCRI Blogging Live
- Price Impact – Workers Comp Fee Schedules WCRI Blogging Live
- WCRI – Physician Dispensing Costs and Consequences
- Affordable Care Act (ACA) Impact on WC Case Shifting – Live WCRI
- J&L Risk Management Consultants – Cutcompcosts.com 20th Year!!!
- Are Micro Captives For Workers Comp New Frontier?
- Workers Comp Audit – Five Great General Questions From Readers
- Exclusive Remedy Affirmed by North Carolina Appeals Court
- Online Doctor Visits – Workers Comp Community Acceptance?
- Six Ways To Excel In Comp Arena Without A College Degree
- NCCI Provides Plethora of Free Info When You Visit Their Website
- BidRx As Model For Injured Employee Driven Networks
- Hybrid Premium Audits Still Allowed For Larger Employers
- 59 Modifier Medical Bill Controversy Causes CMS To React
- Are Telephonic Payroll Audits Legitimate- Reader Question
- Cutcompcosts Is Now Fully Mobile Compliant – Update
- January 1st Renewals, Your Premium Audit Is Approaching
- Could Google Enter WC Markets – Not Any Time Soon
- Medical Treatment Authorization – New North Carolina Deadline
- Buzz Around California’s AB 1897 Has Been Amazing
- Workers Comp Cost Savings – Onsite Medical Clinics
- New Congress, TRIA, and Workers’ Compensation
- CutCompCosts Blog – 360,000+ Page Views In One Day – November
- Claim Reviews = ‘Tis Season For Wasting Time Fa La La La
- More WC Innovation from NWCDC – Thermazone
- EMod (XMod) Can I Obtain One Before My Agent Provides It Every Year?
- Proove Pharmaceuticals Great Innovator NWCDC – Las Vegas
- North Carolina – Taxi Driver Was Independent Contractor
- NWCDC Temp Nation – California AB 1897
- Ethics in Workers Compensation – Blogging Live – NWCDC
- Using This Blog For Your Own Purposes, Mobi Site, Weekly Newsletter
- Workers Comp Conference Searching For Innovation In Las Vegas
- Medical Marijuana Basis For Discrimination Lawsuit
- No Fee Schedules Cost Employers WC $ – Virginia Update
- Private and Public Employers– Pending Unit Stat Date
- Blogger To WordPress Conversion A Complicated Mess
- Save On Workers Comp Premiums – Keep Your Website Current
- Premium Audit Workpapers Can Save Future Headaches
- China – Filing Work Comp Claim
- Florida Court Orders Advance On Workers Compensation Benefits
- Will Cutting or Eliminating Health Insurance Cause Rise In WC Claims
- BLS Publishes Pilot Test Modified and Restricted Duty
- E-Mod Increases Sharply – Top 5 Reasons May Help Reduce
- Will Texas Opt Out Of Its Opt Out Program By Joining NCCI
- Texas Officially Joins NCCI System – Good Move Overall
- NCPRIMA Presentation Work Comp Advice Public Risk Managers
- Business Tax Consideration for Workers Compensation Premiums?
- Workplace Transportation Incidents Account For 40% Of Fatalities – BLS
- Disputed Premium Audit Bill – Does Our Company Have To Pay Any Of It?
- NCPRIMA Presentation on Cost Cutting – PowerPoint Slides
- Defense Base Act – Coverage For Overseas Subcontractors
- Loss Development Factor – Do I Need One – How Do I Get One
- What Would Happen If Workers’ Compensation Ended Tomorrow?
- California SB 863 Failure Result In 6.7% WCIRB Rate Increase?
- IRS Independent Contractor Determination Not Magic
- Independent Contractor vs Employee Definition From IRS
- Massachusetts And Independent Contractor Determination
- Live CA WCIRB Webinar On State Of California’s Work Comp System
- Recent Nebraska Supreme Court Cases Underwriter Adjuster Changes
- Nebraska Supreme Court – Another Bad Decision
- Ingress Egress Rules – North Carolina example – Confusing
- Discounted Experience Mod – West Virginia Blog Readers Question
- Ohio’s BWC Provides 83.5 Moon Roundtrips Overcharging
- First Aid Kit For Workers Comp Premium Savings – Seven Items
- Top Four Workers Compensation Definitions – Back To Basics
- Converting to Self Insurance – Five Important Considerations & Alternatives
- Small Deductible Policies Worth It? – NCCI – Varies by State
- NCCI Updates Website User Friendly – Hidden Enhancements
- Independent Medical Exam (IME) Dozen Mistakes To Avoid
- Independent Medical Exam (IME)- 10 Ways To Harm File
- Top 10 Industry Gender Pay Gaps – Double Shocker 2 Insurance Related
- Insurance Industry Employment Numbers – Better Than Last Year
- Shocking Insurance Industry Numbers – 25% Gone By 2018 – Brain Drain?
- How Long Would Workers Compensation Survive Like This???
- Cutting Workers Comp Costs Adds 6th Key – Adoption By Management
- WCRI Proves One of My Five Keys To Workers Comp Savings
- Top 10 Challenges for WC – Expanded Part 2
- Top 10 Challenge Areas – Expanded Part I
- Challenge For Workers Compensation Top 10 Areas 2014
- Top 5 Popular Posts Written For This Blog Over Past Seven Years
- Top 25 Dangerous Jobs – Highest Injury Rates 2011 and 2012
- Student Teacher Violence Stunning Increase May Affect Workers Comp
- New Mexico Supreme Court – Bad Decision on Temporary Total Disability
- Canceling Your Policy Right After Renewal Or Premium Audit Costly
- Certificates of Insurance With Wrong Info Can Ruin Your Business
- Employee Misclassification – Back In News
- Workers Compensation and Hospitality Industries Are Very Similar
- New Mexico Shocker – Rocky Mountain High – Dangerous Barrier Broken
- SB 863 Actually Increased California Medical Costs?
- Ohio Appeals Court Decision Start Privatization Conversation?
- Biltmore Corporation – Extensive RTW Program = Low E-Mod
- WCRI Study – Louisiana New York Have Highest WC Opioid Use
- Claim Costs Effect on WC Insurance Rates – Great Graph
- Four Popular WC Medications That Are Becoming Generic
- NAMSAP – Medicare Set Aside Professionals Conference May 8- 9
- Will Wal-Mart Ever Sell Workers Compensation Insurance?
- Workers Comp Fee Schedules – Follow Up To My Last Post
- Fee Schedules Effect on Workers Comp Costs – New Study From NCCI
- Workers Compensation Action Network (WCAN) – Great California Chart
- Loss Runs Most Important Time To Have Them Updated
- Independent Medical Exams (IME) – Great Article On Basics
- Workers Comp Action Network – California SB 863 – Great Infographic
- CMS Self Administered Toolkit for WCMSA’s – Confusing Section
- CMS Issues WCMSA Self Administration Toolkit For Injured Employees
- Best Workers Compensation Apps on Google Play Store Are
- Android Apps for Workers Compensation Looking Further
- Workers Compensation Apps Google Play Store Has 177 – Few Helpful
- Determining Future Medical Exposure – Life Care Plans + Cost Projections
- Chronic Pain 101 Evidence Based Medicine – Dr. William Nemeth
- Tina Fey May Have Had Workers Comp Coverage After All
- New York Workers Compensation Board Assesses Tina Fey $79,000 Fine
- Certificates of Insurance – Delaware Increases Fraud Enforcement
- Texas – Did Banning Informal WC Networks Cost Employers
- Shocking Discovery – Workers Compensation Insurance Began 2050 BC
- Paying Supplemental Wages While Injured Employee TTD
- WCRI – Accountable Care Organizations (ACO’s) – Live
- WCRI – How Economy Drives Financial Performance of WC – Live
- Ambulatory Surgery Centers (ASC) Cost Factors – WCRI – Live
- Affordable Care Act (Obamacare) Effects on WC – LIVE WCRI
- WCRI- live – Illinois Fee Schedule Caused 30% Reduction in Medical Costs
- Texas Reforms Results Analysis – WCRI – Blogging Live
- WCRI (Workers Comp Research Conference) – Reporting Live
- One Of Most Trusted Medical Professionals By Injured Workers
- Oklahoma’s New Anti Drug Abuse Bill Will Affect Workers Compensation
- Loss Run Analysis – Second Step To Cutting Your WC Costs
- Rehabilitation Nurse Second Most Seen Provider By Injured Employees
- Bureau of Labor Statistics Provides Huge Amount of Workers Comp Data
- All Of Our Brickstreet Clients, New Email Address Changes
- Physical Therapists – Seen Most Often By Injured Workers
- CBO Predictions Mean Ouch For Workers Comp
- Mississippi Court Indirectly Uses WALSH Jurisdictional Test for WC
- Alabama and Mississippi – Bad Faith Case From Workers Comp Claim
- Snow and Ice Injuries Can Cause WC Claim Headaches
- Insurance Journal – Congrats on Perfect Predictions for 2013
- Work Comp Policy – Reading It Worth Time And Effort
- Job Alcohol v. Marijuana Debate – A Great Article Readers Question
- Workers Compensation Hard Market Employers – How To Prepare
- China Banking Crisis May Have Effect On US Insurers
- Premium Audit Disputes and Collection Agencies Warning
- California’s Rating Bureau (WCIRB) Great E-Mod X-Mod Explanation
- IRS Advice on Subcontractor vs. Employee Conundrum – National Outlook
- Radium Girls Horrific Injuries Occupational Disease Laws Beginning
- Workers Comp Self Insured Resolutions Five From 2013 updated for 2014
- Workers Comp Resolutions Six 2013 Updated For 2014
- Liability Adjusting Is Part of Workers Compensation Claims
- WC Premium Increases Secret – Insurers Ignore Rating Bureaus
- Judicial Hellholes List – For Workers Comp In WV and IL
- Bad Santa Grinch – Did Workers Comp Make Me One?
- Six Self Insurance Program Mistakes And How To Avoid Them
- Workers Comp Study Ask For Adjuster or Risk Manager Opinion?
- WC Loss Run Reserve – Public Employers Upcoming Deadline
- Best Way To Waste Time On Workers Comp in December
- Best Premium Audit Software For Employers – You Have It
- California’s WC Reform(?) Produces Startling Numbers
- Doc In A Box – Bad Name For Great Risk Management Technique
- Statistical Madness – Another Shining Example From Internet
- Predictive Model For Workers Comp Misunderstanding
- Workers Compensation Predictive Modeling Will Never Work
- Scariest Claims of All – IBNR Can Be Frightening – Happy Halloween
- Australian Woman Loses Traveling Workers Comp Case Sex Injury
- Pay ACA Penalty File Workers Comp Claim For Medical Treatment
- Estimated Premium Audits For Non Compliance Costly Proposition
- Rating Bureaus – Claims Reporting Confusion Question
- Accident Curve – Upcoming Workers Comp Risk Factor
- Construction Dangers Top 4 From OSHA – 35% Due To Falls
- 10 Most Cited OSHA Violations in 2012 – Three From Construction
- One Silent But Very Viable Area Of the WC System
- Federal Government Shutdown’s Effect on Workers Compensation
- Law Of Large Numbers – How It Ruins Small WC Funds
- Workers Comp Insurance Could Work On Federal Exchanges
- Florida Reverses Bad TTD Decision Saving Employers $65,000,000
- Federalization of Workers Comp – Possible Game Changer
- PMSI Progressive Medical Merger – Small WC Companies Fading?
- AOE COE – Similar to Tampa Bay Bucs Tynes Decision
- Two Books That Every Insurance Employee Should Read
- Two Strongest Phrases In Workers Comp Based On Manners
- Settlement Authority – Should Adjuster Ask Insured?
- Six Ways To Leverage Your Workers Comp Premiums For Savings
- National Academy Of Social Insurance – Employer Cost WC +7.1% 2011
- PPO or MPN Network Where Paying More Is Goal
- Could Obamacare Cause Workers Comp Medical Treatment Rationing?
- Offshore Captives Are Examined Again By IRS – Audit Guide
- WCIRB ‘s New Mod Formula Hefty Effects Small California Employers
- Most Expensive Classification Code in Texas Is USL&H Code
- Californias WCIRB New X-Mod Formula Penalizes Unsafe Employers
- California’s WCIRB – Rather Active Lately With Formula Changes
- Economic Recovery Happens And Learning Curve Kills (Literally)
- Workers Compensation Experience Rating System Big Falsehood
- Workers Comp Audit Dispute Question From Twitter Tweeter
- What Makes Great Workers Compensation Marketer?
- Claim Severity vs. Frequency Effect – One Claim Can Ruin Your Mod
- Insurance Office Ethics Now State Requirement
- PEOs Are Quickly Gaining Respect and Saving Certain Employers $$$
- Basic Phone Etiquette Non Workers Comp Rant On Marketing Calls
- Ethics In Workers Compensation Claims And Modified 80-20 Rule
- Negotiated Bill Review – Saves Big $$ With Right Provider
- Florida Physician Dispensaries Opt Out Of Opioids Due To Ban – WCRI
- California’s Great Insurance Database Of Construction Contractors
- Payroll Audit vs. Workers Comp Policy Renewal Timing Conundrum
- Inverse Relationship Between Mods and Class Codes
- E-Mods X-Mods Government Cracks Down on Higher Risk Companies
- Delaware Requires Employers Start Great Risk Mgmt Technique
- Health Insurance Less Expensive Than Workers Comp For Medical Treatment
- What Workers Comp Publications Do I Read? – Some Secret, Some Not
- Late Reported Claims Info = Increased Mod and Premium
- NY Says Captives Are Shadow Insurance; NAIC Moodys Others Disagree
- Federal Insurance Office (FIO) Report Looks Familiar
- NCCI Says PEOs Questionable Reputation Not Deserved
- When Workers Comp Carriers Go Bad ? There’s Fund For That
- NIOSH Interested In Workers Compensation Data – Federalization?
- Physician Fee Schedules NCCI Conducts 31 State Study
- What Will Workers Comp Industry Look Like In 10 Years?
- Affordable Care Act Mentions Workers Comp How Many Times?
- Is a Post Audit Policy Switch Good Idea For Most Companies?
- Audit Dispute No Explanation Great Way To Alienate Carrier + Agent
- Bill Review Companies PPO or MPN Networks Worth Their Fees?
- Liability Insurance Premium Audit and Policy Reviews – New Service
- Occupational Therapy – Great Return to Work Technique – Worth It?
- Rehab Nurses Risk Management Technique – 16 1/2 Suggestions
- Are Apologies New Risk Management Technique?
- Oklahoma – Is Opting Out Really Worth It To Be Like Texas?
- IRS Amnesty Program Causes Work Comp Class Code Confusion
- Opt Out Benefit Surprise For Oklahoma and Texas From ACA
- Oklahoma’s Workers Comp Opt Out Program Trumped By ACA
- Nebraska Supreme Court Changes Workers Comp System
- How to Reduce Experience Mods – Presentation Tomorrow in Raleigh
- California Physical Premium Audits Increasing For Certain Classifications
- Extremely High E-Mod Question And Ten Ways to Fix
- North Carolina Industrial Commission Employer Search Returns
- Workers Comp Policy Bill Finalized With Premium Audit
- Deposit Premium Has Very Little To Do With Final Bill
- When Articles Hide Real Study Results – The Read Meat Example
- Thank you!
- Basic Mod Formula Calculation Easier To Follow Than Rating Bureau
- Workers Comp Program At Bankrupt City of Stockton California
- Monopolistic Ohio Overcharges Companies $845,000,000
- Workers Comp Audit Materials Needed For Full Review
- Stairstepping Reserves – Two Edged Avoidable Poisonous Sword
- Outlier Claims In Your Workers Comp Loss Runs – Savings Goldmine
- Workers Comp Data Mining From Inside Out – A Look Inward
- South Carolina PRIMA Conference – Interesting Presentations
- Workers Comp Reserve Reviews + Subrogation – Three Concerns
- Recent Florida Decision Make All Reserves Inadequate In Sunshine State?
- Workers Comp Premium Auditor Fraud Is Hard To Detect
- Florida E-Mod System Changed By Court of Appeals- Shocker
- NCCI NCRB New Mod Calculation Presentation This Week
- California – WCIRB Upcoming Meeting Will Affect Certain Employers
- Medical Fee Schedules Virginia Inaction Cost Employers 13%
- Sequestration – Any Effect on Workers Comp?
- Self Insureds – Do You Know If Your Excess Insurer Has Been Notified?
- Payroll Audit Increased Policy Cost By 150% – Five Scenarios
- Staci Meyer Named New Chairwoman of NC Industrial Commission
- North Carolina State Auditor Expected Results @ NCIC
- North Carolina Workers Comp Info – Shared Between Agencies By Creating Another Agency
- Insurance Policy Quote Something Does Not Seem Right
- West Virginia Premium Auditor Charged With Fraud
- Reinsurance/Excess Insurance Market Hardens
- Experience Modification Factor (E-Mod/X-Mod) Question
- Workers Compensation Premiums – An Investment?
- Are Workers Comp Payments Taxable?
- Five Things You Must Do If You Have Workers Comp Career
- Premium Auditor Asked Employer To Sign Audit Agreement
- Are Workers Comp Premiums Just Another Type of Tax?
- Assigned Risk Plans – Blocked By Premium Bill Dispute
- California Employer Question On Experience Modification Factor (XMod)
- NCCI – Massive New Study On Long Term Claims
- IRS Assists in Subcontractor vs Employee Determination
- Five Ways ObamaCare and Workers Comp Are Similar
- Seven Premium Audit Resolutions For Smooth Premium Audit
- Experience Mod Reduction Plans – Are They Really Worth It?
- Premium Audit Bill and Policy Renewal Conondrum
- Self Insureds – Stop This Costly Hidden Workers Comp Mistake
- Opioids – Oxycodone and Hyrocodone Gain In Popularity
- Workers Comp Self Insureds – Five New Years Resolutions
- Six Workers Comp Premium Saving Resolutions
- Opt-Out or Non-Subscriber Programs – New Report By Rousmaniere
- Workers Comp Insurance Agents Are Overloaded In December
- NCCI Report On Auto Accidents Has Interesting Subrogation Numbers
- North Carolina Legislature Corrects Workers Comp Privacy Mistakes
- Federal/State Health Exchanges Could Be Used For Workers Comp
- Workers Comp Premium Audit Season Prep Work Required
- State of Texas Workers Comp Report Shows Progress and Savings
- Workers Comp Employment Numbers Show Stability
- Will Workers Comp Fall Off That Nasty Fiscal Cliff?
- Make Sure Your Policy Payroll Matches Your Budget Forecast
- Pennsylvania Risk Manager Pockets $490,000
- E-Mods and X-Mods Affected By Lack of Technology
- Workers Comp Systems Are Antiquated At Best
- Premium Audits – How Far Back Can They Go?
- Giving Thanks For Workers Compensation System That Feed Us
- Workers Comp Advisory Rate Semi-rant – Look at Numbers
- Iowa Approves 7.9% Rate Increase In a Down Economy?
- Texas Workers Comp Payments Decrease Due To Reforms
- Could Opt Out Programs End Workers Comp As We Know It?
- Premium Audit Workpapers – Employers Can Obtain Copy
- Workers Compensation Innovation At NWCDC Conference
- Obama or Romney – Vote For Workers Compensation?
- Workers Comp Claims Spike – Easy Way To Handle?
- Will There Be Spike In Workers Comp Claims Due to Sandy?
- First Reports Of Injury – File Them Online Now Or Pay 400% Later
- Workers Comp Coverage Info Did North Carolina Make Public (Again)?
- Do The Great Premium Deals Really Save Money?
- California Loss Cost Multipliers Say No To Reform Measures
- Loss Cost Multipliers Affect Premium Audits Indirectly
- Workers Comp Loss Runs – Ten Quick Ways To Analyze
- Workers Comp Claims Explosion If Economy Rebounds Quickly
- Auditing Workers Comp EMods or XMods – Worth Your Time?
- Safety Programs – EMods or XMods Take Time To Decrease
- Who Is The WCIRB And What Do They Regulate?
- Safety and EMods – Highlights From My Presentation From Today
- Split Points – Largest Workers Comp Concern Presently
- Is Your Carrier or TPA Charging You For Their Mistakes?
- California SB 863 Webinar – Thumbs Up To Presenters
- Indiana Rate Increase = Sharp Increase In Medical Costs
- 5% Rate Increase Approved by Indiana – Still No Fee Schedule Yet
- Will The Upcoming Elections Have Any Effect on Workers Comp?
- Split Point Question Concerning E-Mods and NCCI Changes
- Large Loss Caps – How Do They Affect E-Mods (X-Mods)?
- Possible 75% Savings on Workers Comp Premium From My Studies
- Predictive Modeling For Workers Compensation – Data On Horizon?
- Ghost Policies – Five Minutes Of Work Will Let You Know
- Workers Comp Audit Subcontractor vs Employee IRS Updated Guidelines
- NC Mid State Safety Conference Announcement – Presenting
- Premium Audit Dispute – DIY- Goes Horribly Wrong
- Workers Comp Statistics – Are They Believable and Trustworthy?
- North Carolina Industrial Commission Rule Changes
- New Jersey May Not Be Correct On TPA Fees – NJ Comptroller
- Split Point Reserve Changes by NCCI – Five Ways To Prepare
- Workers Comp Coverage North Carolina Agencies Tracking ERs?
- Misclassification Confusion With New NC Task Force
- Work Comp Fee Schedules – Savings Do Not Stop There
- Our Premium Audit Bill Just Arrived And I Have Questions About It
- NCCI Split Point Debate – Which Employers Will Take the Hit?
- How Is My E-Mod or X-Mod Calculated By NCCI or WCIRB?
- What Is An Acceptable E-Mod (X-Mod) For My Company?
- Workers Comp Premium Checks -Just Stop Writing – Five Ways
- Six Easy Ways To Handle Insurance Mail And Claims
- Insurance Mail Heartburn Starts With Workers Compensation
- Why Did Classification Codes Change On My Workers Comp Policy?
- Safety Statistics Shows Failure of Basic Risk Management
- Outstanding Reserves Are Key to Comp Cost Reduction
- Loss Cost Multipliers Definition – Real Deal On Insurance Premiums
- Classification By Analogy – When No Class Code Describes Your Business
- Temporary Disability Period Shows Signs of Impending Disaster
- Workers Comp Audits Change As Your Company Grows
- Employee Had Accident In State With No Coverage
- Walsh Test Coverage For Employees Working In Multiple States
- Self Insured Pools – Are They Really Worth It?
- Modified Self Insurance – Caveat On Risk
- LIBOR Scandal And Hard Markets
- Workers Compensation Audits For Public Employers – Sharply Up
- North Carolina Industrial Commission To Hold Public Hearing
- Safety And Risk Management Departments – Are They Really Worth It?
- FIO – Federal Insurance Office – Workers Comp Federalization
- Are California’s WCIRB XMods Changing Like NCCI’s EMod System?
- Workers Comp Savings With Two Hours Of Your Time
- Workers Comp PPO Networks – Are They Worth It?
- Workers Comp Reserving Is Art – Not Science
- Large Deductible Program X-Mod (EMod) Surprise For Employers
- North Carolina’s Governor Perdue Signs HB 237 Amendments
- Class Code 8810 – The Magical Mystery Code
- Obamacare And Its Effect On Workers Compensation
- North Carolina HB 237 – Media Wants Veto Due To Access Ban
- No XMod On Premium Audit Bill – Reader Question
- North Carolina Legislature Creates Committee On Employer Compliance
- Workers Comp Enforcement Increased By North Carolina Legislature
- Assigned Risk Plans – Does My Company Need One?
- 1001 Posts on Workers Comp – J&L Risk Management James J Moore
- Medicare Set Asides – Call In Today at 1PM Town Hall
- Premium Recovery For Fully Paid Policy Resolved By Premium Audit
- Statutory Employment Rears Its Ugly Head In Two States – Part I
- Workers Comp Cancellation Notice – Why Did We Receive It?
- Five Days Notice May Be Yellow Flag For Premium Audits
- California’s WCIRB Has New Policy Ombudsman in Place
- Workers Comp Narcotics – When Does 1% Equal 40% ?
- Workers Comp Medical Fee Schedules – Are They Worth It?
- California Rate Increase Not Due To Current Conditions
- California – Medical Utilization In Workers Comp Rears Its Ugly Head
- Your Premium Bill And Advisory Loss Costs May Not Look The Same
- I Take It All Back on NC Industrial Commission
- North Carolina Industrial Commission Prosecutes 70 Employers
- Workers Comp Dates Upcoming Important Ones For Calendar
- How Obamacare Could Ruin Your Workers Comp Program
- What Ever Happened to Workmans or Workmens Comp?
- Preparing For Workers Comp Audits – Seven Suggestions
- Self Insurers Can Ruin Their Programs – 12 Hidden Ways
- E-Mod Changes for 2015 – NCCI Changes The Formula
- Hiring an Insurance Consultant Or Any Advisor – 23 Keys
- Oklahoma Does Not Want To Be Texas After All
- Payroll and Premium Audit Urgent Question – $85,000 Audit Bill
- Emod Changes Article – Woops – I made a mistake earlier
- Australian Compo Paid To Woman Injured During Sex
- Bid On Contracts With High X-Mod But To Smaller Market
- 30,000 uninsured employers = NC Workers Compensation
- E-Mod Calculation Showing Formulas – More Changes Ahead
- Independent Contractor vs Employee – IRS Issues New Rulings
- NCCI Changes Experience Mod (E-Mod) Calculation – Analysis
- NCCI Sends Wake Up Call to Unsafe Companies
- Premium Audits And Short Rate Penalty – continued
- Short Rate Penalty = WC Extreme Premium @ Audit
- Premium Audit Offer Warning To Employers – Not Before Carrier Audit
- Liberty Mutual Creates Their Own Massive Workers Comp Model
- Five Tests for Jurisdiction WALSH Revisited – Which State Applies
- Workers Comp Classification Codes vs Employee Classifications
- Payroll Audit and a Premium Audit – What Is The Difference?
- Workers Compensation Coverage Verification Websites – Are They Worth It?
- Workers Compensation And National Insurance Crime Bureau
- Oklahoma Creates Opt Out System For Workers Comp
- Illinois – Expensive State For Workers Compensation?
- Are Nurse Practitioners Better For Workers Comp?
- Plant Nurses – Are They Worth It – E-Mod LDF Results Take Time
- North Carolina Workers Compensation Medical Fee Disputes
- Fatigue Risk Factor Same As Alcohol Risk – Risk Management Shocker
- Fatigue Risk Management – Cutting Edge (Or Is It?)
- Premium Audit Bill Mistake Made By Employers
- Virginia Has High Medical Costs Per Claim According to WCRI
- Opioid Abuse In Workers Compensation
- Premium Audits and Bathroom Breaks – Revisited Once Again
- Premium Audit And Bathroom Breaks For Computer Programmer
- Texas Supreme Court Says Temps Are Employees For Workers Comp
- California Workers Comp Costs Growing Quickly
- Top Five Most Popular Workers Comp Articles For 2011
- Workers Compensation Audits Five Types To Cut Comp Costs
- Workers Comp Indemnity Costs and Recession
- Are Workers Compensation Costs Just Overhead?
- Four Workers Comp Claim Review Strategies
- Davis-Bacon Act Wages Has Effect on Work Comp Payroll Audits
- Payroll Audits Cover More Than Just Wages For Workers Compensation
- NCCI Proves What We Knew All Along
- Top 10 Workers Comp Premium Reduction Resolutions – Cut Comp Costs
- Workers Comp End Of Year Renewal Mistake
- Premium Audit Nightmare For January Policies
- Paying Premium Audit Bill – I May Have Been Misunderstood
- Workers Compensation Claim Reserves – The Skinny
- EMods XMods Are Available Earlier Than You Think
- Premium Audits – Paying Undisputed Premiums
- Workers Comp Medical Cost Confusion – Wisconsin Is Now Highest
- Is Virginia Most Expensive State For WC Medical Costs?
- Virginia Has Most Expensive Workers Comp Medical Costs
- Premiums After Auto and Workers Comp Accident
- Reviewing Your Workers Comp Policy At Renewal – Is It Really Worth It?
- Premium Audits During Policy Period
- Debit Cards For Workers Comp Temporary Total Payments
- Fines Penalties in Workers Comp Claims – Who Pays?
- Certificates of Insurance – Earn Work Comp Savings $500+ @ Hour
- Telephonic Triage for Workers Comp – Is It Really Worth It?
- NAIC Investigates Captives Due To Newspaper Article
- 10 Workers Comp Premium Reduction Desktop Items – More On List
- Tax Audits Due To Findings In Premium Audits – Connection?
- Workers Comp Premium Reduction Top 10 Desktop Items
- Experience Mods Will Decrease For Some Employers – Really?
- California Changes Landscape On Premium Audits And Other Disputes
- Premium Audit Disputes and Collection Agencies Confusion
- Workers Comp Supplements – Math Says No In Most Cases
- Premium Audits, Subcontractors Can Cost $ With Bad Planning
- Quick Workers Comp Reserving Analysis – Total Incurred Is Key
- Traditional Workers Comp Insurance Policies – There Are Other Choices
- Temporary Employee Can Wind Up Being Your Employee
- Workers Compensation Claims Adjuster Job Duties
- 8742 Class Code And Your Company – Often Misunderstood
- Medicare Set Aside Enforcement Caused Claim Counts To Spiral
- Premium Audit For Large Deductible Programs
- Medicare Set Asides Cause Claim Counts To Spiral?
- Hybrid Workers Comp Premium Audits – New Trend?
- Five Ways That Workers Comp Is Affected In Bad Economy
- Self Insured Edition – 5 Ways Workers Comp Programs Fail
- Top Five Ways To Tell If Your Workers Comp Program Is Successful
- Failure Spiral – 10 Ways To Tell In A Workers Comp Program
- NC Workers Comp Reform – One Huge Area Of Concern
- North Carolina Workers Compensation Reform – Was It Worth The Effort?
- Liability CLaims MSA Reporting Now Due To CMS
- Sad But Inspiring Story
- Premium Audit and Reserve Question – How Often Per Policy Year?
- Premium Audit Bill Payment Question From Employer
- Premium Audit Errors and Overcharges Not Just Private Employers
- Medicare Set Aside Compliance Rules Directly From CMS
- LinkedIn Workers Comp Group Has 10,000 Members
- Premium Audits For Public Employers Now Due
- XMods EMods EMR and Credit Scores – Differences
- E-Mods X-Mods EMR And Credit Scores – Similarities
- Upcoming MSA Crisis Or Should I Say Past?
- Medicare Set Aside (MSA) Rules – In Nutshell
- Medical Bills – UC vs Fee Schedule – Are You Overpaying?
- Workers Comp Medicare Set Aside Concerns
- WCMSA – So This Is Not Federalization of Workers Comp ?
- Will Feds Control Workers Comp In Future or Just States?
- Is CMS Overpricing Workers Comp Future Pharmacy Benefits?
- Workers Compensation Is Zero Sum Game
- Monopolistic State Funds vs Competitive State Funds
- Workers Compensation Premium Audit Bill – Your Four Choices
- Workers Compensation Safety Programs – Are They Really Worth It?
- Top Four Self Insured Workers Compensation Success Measurements
- Four Workers Compensation Success Measurements
- Workers Comp Success (or Failure) Bottom Line Measurements
- Assigned Risk Pool With a .85 E-Mod – How Can This Happen?
- Very Important Upcoming Date For January 1 Policies
- Two Questions on EMR From One Of Our Readers
- Workers Comp Costs – Six Quick Methods To Start Reduction
- Three Ways Experience Mods Can Penalize Your Company
- Three Top Ways Experience Mod System Can Help Your Company
- Premium Audits And Lesser Known Standard Exception Codes
- Captive Reserve Question From Our Readers – How To Calculate Mod
- State Funds – Are They Really Worth It As Insurers Of Last Resort?
- State Mandated Maximum Benefit Rates – Are They Fair?
- Classification Codes 8810 and 8742 Again – Standard Exception Codes
- What is A Workers Comp Wage Statement – critical part of claim
- Great Premium Audit Follow Up Question From Yesterday
- What Is The Minimum Compensation Rate – Why Is It Important
- Premium Audit Question From One Of Our Readers
- Who Is A Public Adjuster for Workers Compensation?
- What Is A Manuscript Policy?
- Ethics Courses – Are They Really Worth Your Time?
- Independent Medical Exams (IME) For Work Comp Claims – Worth It?
- What Does Stair Step Reserving Mean?
- Fentanyl Shocker – Popular Pain Med?
- Is the Average Value Method Good Claims Estimation?
- Your Reserve Review Action Plan – Have You Contacted Adjuster
- Administrative Law Judge (ALJ) Hears Workers Comp Cases
- What is Misclassification in Workers’ Compensation?
- Maximum Medical Improvement (MMI) – Doctor Says
- Stair Stepping Reserves Bad Effect On Workers Compensation Budget
- How Does Impairment Rating (IR) Affect Workers Comp Claim?
- How Are Future Medicals (Future Meds) Calculated?
- Lower Workers Comp Insurer Reserves Can Be Harmful
- Should We Hold Benefit Review Conference (BRC)?
- What Is A Short Rate Penalty For Workers Comp Policies?
- Carve Out Programs Look To Reduce Disputes and Costs
- Workers Comp Medical Only Claims – Your Money Down Toilet
- Mid-policy Assessments Endorsements – Becoming Larger Trend?
- Assigned Risk Adjustment Program (ARAP) – Does It Hurt Our Company?
- Declaration Of Readiness To Proceed
- Application For Adjudication Of Claim
- How Do I Obtain Associate in Reinsurance (ARe)?
- What Is The Residual Market For Workers Comp?
- When Is A Claim Compensable – Each State Has Its Own Inputs
- What Is Assumption Of Risk Doctrine?
- Plain Language Laws In Workers Comp and Other Policies
- Will the Illinois House Scrap Workers Comp?
- What Does Designation APA (Associate In Premium Auditing) Mean?
- Is Vocational Rehabilitation Good For Claim?
- West Virginia Risk Pool Is Expanding To Include Workers Comp
- Medical Only Claims – Worst Type May Go Unnoticed Festering
- Federalization – Is Workers Comp Next Line of Insurance?
- How Long Is Extended Reporting Period?
- How Much Is Ultimate Loss For Claim?
- Aggregate Excess Insurance
- Is Cumulative Trauma An Injury in Workers Compensation?
- What Is Utilization Management Process?
- Medical Only Claims Festering – Fuse May Be Lit For Huge Loss
- Workers’ Comp To Hit Big Time-On Small Screen
- E-Mod (Ex-Mod) Review – Leave This Part Alone For Best Results
- What Is A Planned Retention?
- Experience Account (EA) Rare For Workers Comp Insuring Agreements
- Is A Payout Profile Important?
- Workers Comp File Reserves – You ARE Running Late
- Federalization Of Workers Compensation – Another Opinion
- E-Mod X-Mod Ex-Mod Question From One Of Our Readers
- What Does Strategic Risk Management Cost?
- How Do Excess Losses Affect My Premiums – Reader Question
- Is Workers Comp Claims Made And Reported Policy?
- Workers Comp Reserve Reduction Review Plan
- Workers Comp Reserve Reduction Plan – Is Yours In Place?
- Workers Compensation Captives – Are They Worth Exploring?
- Expected Losses – Where Are They Located On My EMod Sheets?
- What Is A Functional Capacity Evaluation (FCE)?
- Advisory Loss Costs Do Not Appear On Your Workers Comp Policy
- Pure Risk Keeps Insurance From Being Seen As Gambling
- Premium Audit Bill – D-Day Is Date You Receive It
- CICA Captive Conference 2011 Interesting Alternative Insurance
- Workers Comp File Reserves – You May Be Running Late
- Actuarial Report Contains Very Important Workers Comp Info
- Pure Captive
- Is Carpal Tunnel Syndrome Permanent Disability?
- Partial Retention And Workers Comp Deductible Comparison
- Who Is CICA?
- Other States Coverage In All Workers Comp Policies – Probably Not
- Insurance Buyers Swindled In Multinational Scam
- Bill Review and Disability Claim Management Very Expensive
- What Is A Cell Captive?
- Aggregate Stop Loss Reinsurance
- Insurer Sponsored Agency Captive
- Residual Market (RML) Insures A Large Proportion Of Employers
- Onshore Captive
- Workers Comp Claims Adjusting Services – Getting The Best Deal
- Certificate of Compliance
- Vermont Workers Comp – Coming To An End?
- Temporary Total Disability Period Increases Nationwide
- Broad Form Hold Harmless Clause
- Is Unfunded Self Insurance Good Risk Management Technique?
- Premium Audit Question On Offsite Data By Premium Auditor
- Oklahoma Workers Comp Overhaul Will Not Replace Current System
- Catastrophe Cover
- Ambulatory Care
- Operational Risk Management (ORM)
- Vis Major
- Workers Comp SEB Supplemental Earnings Benefit
- Workers Comp Self Insureds LDF Is Experience Mod
- North Carolina High Claims Cost – Quite Controversy
- Retention
- Personal Risk Management (PRM) Definition
- BCAR
- Reinsurance Pool
- Missouri – TPA’s Fined Over $100,000 For Errors
- North Carolina Workers Comp – Shocker!
- Personnel Risk Can Be Internal or External
- Retrospective Rating Requires Heavy Loss Control Efforts
- Terrorism Risk Insurance Act (TRIA)
- How Long To Get Associate In Claims (AIC) Designation?
- Case Management – What Does The Term Mean In Workers Comp?
- Comments and Emails on Term Of Day
- PEOs for Workers Comp – Are They Worth It? Answer – Most of The Time
- Is IBNR (Incurred But Not Reported) Legal How Is It Calculated?
- What is a Reinsurance Aggregate ?
- Annual Aggregate Deductible (AAD)
- Bulk Reserves Cover Large Number Of File Concerns
- Regression Analysis Strong Alternative Forecasting Tool
- Records Retention
- Captives for Workers Comp – One Overlooked Area
- Earned Surplus
- Workers Comp Policy Dictates Right To Review Claim Files
- When Is My Anniversary Rating Date?
- Acquisition Costs
- Stop Loss Reinsurance
- What Are Allocated Loss Adjustment Expenses( ALAE)?
- Multi-Jurisdictions Best Test Is WALSH For Workers Comp Claims
- Test Mods Great For Budgeting Workers Comp Premiums
- Not Reporting Claims To The Carrier – You Can Pay It Now Or Pay 400% More Later
- Where Do I Find Workers Compensation State Medical Fee Schedule?
- Associate in Risk Management (ARM) – How Many Courses?
- What Is An Experience Period?
- Certified Risk Manager (CRM)
- Workers Comp Policy Just Renewed – Cut Your Work Comp Costs Now
- Death of Workers Comp – CMS Now Runs FIO
- Return To Work Program (RTWP) Great Risk Management Tool
- How Do I Find Outside Adjuster Job
- Disclaimer
- Payroll Limitation
- New York Policyholders – Should They Receive Excess Surcharges
- Small Workers Compensation Claim Does Not Exist – Risk Is Risk
- Payroll Audit Referred To As Premium Audit More Often
- General Inclusions
- Workers Comp Mediations – Are They Worth Time and Cost?
- General Exclusions
- Certificate Holder
- California’s WCIRB Offers Employers Free Experience Rating Sheets
- Transfer Of Right Of Recovery Usually Means Waiver of Subrogation
- Funded Self-Insurance
- Carpal Tunnel Claims Reduced By Almost 50% – Amazing
- Independent Contractors In South Carolina
- Quantitative Claim Auditing
- Partial Retention Is Great Risk Management Technique
- Deposit Premium
- Is Physical Therapy Really Worth It?
- What Are “A” Rates ?
- Actuary Manages Financial Risk Using Structured Formulas
- Waiver Of Subrogation – Very Popular Term in Workers Compensation
- Reinsurance Trade Group Or Cartel – Global Reinsurance Forum
- Are The WCIRB And NCCI Becoming More Alike?
- Standard Exceptions
- Is the WCIRB Becoming California’s NCCI?
- Scooping Ice Cream Results in Compensable Injury
- Accident Year Experience Used Very Often By Captives
- Endorsements Are Under Radar Part of Work Comp Policy
- Due Diligence Overused Term But Necessary in Work Comp Insurance
- Who Is First Named Insured On The Policy?
- ALAE Allocated Loss Adjustment Expense Definition
- Is A Deductible Plan Similar to Auto Insurance?
- Are Competitive State Funds The Same As Regular Carriers?
- Is A Binder Used In Workers Compensation?
- Time Bomb for Workers Compensation Markets – Tick, Tick, Tick
- Subrogation – Where Did The Money Go – Can You Still Get It Back?
- What Is Agents Errors And Omissions Insurance – Is it Necessary?
- California And 0% Rate Increase May Not Be Answer
- Who Is An Additional Insured ?
- Does An Interstate Rating Cover All States?
- When To Start Your Workers Comp Reserve Reduction Program
- Loss Reserve Stability Definition
- File Reviews – Eliminate Possible Big December Time Waster
- Do Monopolistic State Funds Still Exist Today In US
- CompScreen Safety Program – Introducing Much Requested Item
- Qualitative Claim Auditing
- Seasonal Risk
- Third Party Administrator Adjusts Workers Comp Claims For Self Insureds
- Workers Comp Safety Programs – Secret Element In One Chart
- Agent of Record
- Safety Program – No Doubt Quickest Way To Lower E-Mods
- Underwriter Is Very Important Position In Workers Comp
- What Is A D-Ratio in Workers Compensation – How Is it Calculated?
- Broker Definition – Not Same As Agent
- Certificate of Insurance
- Protected Cell Captives for Workers Comp
- Risk Avoidance
- Rent-A-Captives For Workers Compensation
- Adjudication Is Day In Court
- Captive Insurance Arrangements For Workers Compensation -Still Viable?
- Indemnity Benefits Have Many Options To Replace Wages
- Is Cleaners Asthma a Legitimate Disease?
- Is Accident Year Data A Good Basic Statistic?
- Does Workers Compensation Subrogation Exist- Is it Worth Pursuing?
- Workers Compensation – Is It Becoming The Forgotten Insurance?
- Are Policy Provisions Important?
- Your Workers Comp Policy – Read It From Back To Front
- Voluntary Market Best For Employers Workers Compensation Policies
- Montana Has Highest Workers Comp Rates In The US
- Prohibited Risk Employers And Assigned Risk Programs
- Preferred Risk Will Usually Have Lower Premiums
- What is A Net Loss In Workers Compensation?
- NCCI Says Workers Comp Costs Up, Number of Claims Down
- Did A Loss Constant Cause Me To Pay Higher Premiums?
- Does A Hazard Increase Work Comp Premiums?
- 10 Workers Comp Year End Strategies to Cut Comp Costs
- Is First Dollar Coverage Provided in WC Policies?
- Can There Be Coinsurer on WC policy?
- Are Workers Compensation Premiums Similar To Business Tax?
- Do I have Unearned Premium On My Policy?
- What Is A Wrap Up Policy?
- Risk I.D. # – Who Assigns it?
- True Core AIG Was Never Going To Fail – Insurance Part Solid
- AIG – Government Missed Point
- Ballast Value Rights Workers Compensation Rating Ship
- ERM – Enterprise Risk Management
- Workers Comp Claim Reserving – Follow It Closely
- Are There Explanation of Benefits (EOB) in Workers Compensation?
- When Does A Hard Market Occur – Are We In One Now?
- Soft Market – Are We In One Now?
- California’s Governor Signs Bill Under Radar
- What Is Retaliatory Employment Discrimination Act (REDA)
- Are Death Benefits Payable In WC?
- Federalization Of Workers Comp Takes Another Step
- Temporary Total Disability Benefits Important Facet Of WC Claim
- Two Workers Comp Bills Vetoed By California Governor Schwarzenegger
- Is A Commutation of Benefits Beneficial?
- Is There Apportionment in Workers Compensation?
- Discontinuation Notice Not Same As Denial
- Continuance
- Product Liability Suit
- Workers Compensation Premium Auditors – Not Licensed Like Claim Adjusters?
- Relapse Benefits
- Concurrent Employment
- Disability Rating
- Self Insurance – Forgotten Area For Medical Networks
- Utilization Review
- Occupational Disease
- Qualified Medical Evaluator
- Self Insurance For Workers Compensation – Has Big Advantages
- Form 18 North Carolina Industrial Commission
- Outpatient Treatment Definition
- Workers Comp Self Insurance – Five More Things To Consider
- Correction to Previous Article On Our Website Traffic
- Mediator in Workers Comp Resolves Disputes
- Workers Comp Self Insurance Conversion – Five Questions To Ask
- Statutory Duty Means Full Disclosure To All Involved Parties
- Actuary – Insurance Definition
- Subcontractors vs Employees From IRS
- Subcontractor vs Employee – Insider IRS Guide Great Explanations
- This Workers Comp Blog Makes Top 7% For Website Traffic
- Tort Is Rare In Workers Comp Due To Exclusive Remedy
- West Virginia Workers Comp Is Doing Well – For The Most Part
- Why Does State Have Second Injury Fund?
- Ombudsman – Do All States Have One For WC?
- Suggestions on Workers Comp Posts Welcomed For This Blog
- Is Informal Retention Legal?
- Is A No Release Settlement A Good Idea?
- Workers Comp and Expansion Into Other States 10 Things to Remember
- What Is A Group Insurance Plan ?
- Workers Compensation Information For All 50 States – Quick Tip
- Scopes Manual – Where I Can Find It For Research?
- What Is An Injury Exacerbation ?
- Your Workers Comp Dec Page – Know It Or Pay More Premiums
- What Is A Prospective Plan for Workers Compensation?
- Workers Comp Declarations Dec Page – Not That Important?
- What is An Independent Medical Exam (IME)?
- Is Popcorn Lung An Illness?
- Health Insurance Feds Give $46 Million To Police Rates
- Loss Reserves – Where Do I Find Them For My Workers Comp Claims?
- Can I Buy Reinsurance ?
- Popcorn Lung Lawsuit – Disabled Worker Awarded $30 Million
- Premium Audit Bills For Workers Comp – Calls and Emails Daily
- Where Can I Find the Basic Manual ?
- What Is An Advisory Organization?
- Alaska Workers Comp Slams High Priced Brand Name Drugs
- Is My Company In An Assigned Risk Plan ?
- Permanent Partial Disability – Is It A Workers Comp Benefit?
- Governator Says NO To WCIRB 30% Increase On Workers Comp Rates
- California’s WCIRB Recommends 30% Rate Increase
- When Is The Date Of Injury (DOI) On A Workers Comp Claim?
- South Carolina Work Comp Consultant Sentence Upcoming
- What Is The Governing Class Code On My Policy?
- Is Manganism An Occupational Disease?
- Where Is The Declarations Page (Dec Page) In A Work Comp Policy?
- Is An Administrative Services Organization (ASO) A PEO?
- Workers Comp Consultant – 10 Hiring Reminders
- Where Do I Find Professional Employer Organization (PEO)?
- SC Workers Comp Consultant – 10 Takeaways or Questions to Ask
- Experience Period Operates From Past Few Policy Years
- South Carolina Workers Comp Consultant Fraud Conviction – New
- How Is Adjusted Manual Premium Calculated?
- Manual Premium – What is It and How Is It Calculated?
- Workers Comp Manual Rate – What Is It And How Is It Calculated?
- Footnote References For #3 Return To Work – Readers Requested
- Do Not Ask Us To Do This In Any Workers Comp Situation
- Merit Rating Plan – Good For Small Safer Companies
- Statutory Nonemployees – Two Very Specific Types With One Exclusion
- Statutory Employees Examples For Our Readers From IRS
- Interstate Rating Does Not Apply To All States – Some Are Independent
- Fronting Agreement Can Be Used For Captives and Non-Captives
- Workers Comp Claims Guide in 7 Words To Remember
- West Virginia Workers Comp – Was It Ever Subsidized?
- Monopolistic Washington May Be Free Market Soon Like West Virginia
- Exclusive Remedy Doctrine – Two Views From Two States
- Exclusive Remedy Doctrine in Workers Compensation
- Cherry Picking – Is The Practice Legal In Workers Compensation?
- West Virginia Workers Comp – Travelers Dominant Carrier
- Unit Stat Date Article Caused Confusion – Better Explanation
- Guaranteed Cost Is Safest Yet Most Expensive Workers Comp Coverage
- Indemnity Claim – Workers Comp
- Final Workers Comp Answer For Two Prior Related Articles
- Hybrid Premium Audits Good Bad Points With Technology Assistance
- Workers Comp and June 30th – What Is The Big Deal?
- What Is The Jones Act In Workers Compensation?
- Hartford Pays $72 Million Fine For Exactly What – Admin Fee
- Sliding Scale Dividend Plans Are Loss Sensitive Policies
- Short Rate Penalty Expensive Choice To Change Policies Mid-Term
- Federalization Of Workers Compensation – Starts Now – Warning
- Is Employer’s Liability Really Needed in Workers Comp?
- Disfigurement Benefits – How Are They Calculated?
- D Ratio On My Experience Rating Sheets – What Is It?
- Is Pharmacy Benefit Management Useful in WC?
- Workers Comp Claims Adjuster – Defending Tough Job
- Proximate Cause – Does A Bear Smoke Pot In The Woods?
- Negligence In Workers Comp And Exclusive Remedy
- Is Proximate Cause Part of Workers Compensation Claim Investigation?
- Governor Crist Vetoes Bill for Controlling Costs in Workers Comp
- Federal Terrorism Risk Insurance Act (TRIA) = Extra Premiums?
- Is The ARAP Considered A Penalty For Unsafe Employers?
- Florida Has Workers Comp Improvements Vetoed
- Expense Constant Charge On All Workers Comp Policies?
- Most Popular Prescription Drug Shows Alarming Trend
- Carpal Tunnel Syndrome Is Repetitive Injury Involving Wrists
- Kyphoplasty – New Treatment For Vertebral Fractures
- Maine Makes Solid Subcontractor Rules For Workers Comp
- DeQuervain’s Tenosynovitis vs Carpal Tunnel Syndrome
- Is Debridement Of All Wounds Necessary To Prevent Infection?
- Allocated Expenses – Very Important and Confusing Definition
- Excess Loss Is Very Important on Experience Mod Sheets
- Who Is Your Medical Only Claim Adjuster – Name Please
- Primary Loss – How Much Is It Recent NCCI WCIRB Rule Changes
- Loss Run Request – What and When Will I Receive It ?
- Feedburner Feed – Updated – For Our RSS Readers
- CMS Confuses Me Once Again With Medicare Part D
- Do We Have To Pay Premium Audit Bill Now – Not Exactly
- Pay Without Prejudice – Legal In Workers Compensation Claims?
- Indemnity Only Settlement – Good Idea In Some Cases
- Audit Workpapers – Are They Important To Employers?
- Tulsa’s Workers Comp Doubles Payouts in Six Years Starting 2003
- Maryland Was The First State To –?
- Lag Time In First Reports Very Costly To Employee and Employer
- Workers Compensation Bulletin – A Great Free Guide
- Make Work Is Still A Hot Topic – Definition And Examples
- UNIT STAT Date Is One To Mark On Your Calendar
- California Workers Comp Self Insured Mess
- Is IBNR Incurred But Not Reported Accurate Figure?
- Is Loss Development Factor LDF Calculation Really Worth It?
- What Is An Experience Modification Factor in Workers Comp?
- Oklahoma and Feds Crackdown On Subcontractors
- Total Incurred – Two Very Different Definitions – NCCI vs Loss Runs
- Workers Comp Acronyms That Are Used Everyday – Long List
- Is Remuneration Definition Same As Payroll?
- Workers Comp Premium Audit Necessary For All Policies?
- Premium Auditor Description – Who Is He/She Job Description
- Do Schedule Credits Reward Safety – Yes They Do
- California Workers Comp Rates Stay Low
- Federalization of Workers Comp – Senator Thinks So
- Premium Auditor Conference in Nashville TN
- Workers Comp Subrogation – Risk Management Diary
- Workers Comp Large Deductibles And Rating Bureaus
- Subrogation – Workers Comp Money Left On Table
- Montana Is Second Most Expensive State For Workers Comp
- Death of Workers Comp – 10 Ways To Prepare Just In Case
- WALSH Test – Five Tests For Workers Comp Jurisdiction
- Workers Comp Subcontractors Jurisdiction Question
- Workers Comp Major Changes – Six Signals Show Upcoming Changes
- Pinnacol – Different View – Colorado Agent Disagreed
- Death of Workers Comp – Have We Seen Beginning?
- Pinnacol Wants To Become Mutual Company In Near Future
- Colorado – Pinnacol Is Willing To Pay How Much For What?
- Statutory Employees vs. Subcontractors – IRS Has Best Basic Definitions
- Five Fixes For Oklahoma Workers Comp- CompSource Aftermath
- Oklahoma’s CompSource Will Not Be Privatized (Yet)
- 15th Year In Business – Start Up Seems Like Yesterday
- 8810 and 8742 Classification Code Correction From Earlier Post
- I Am Going To Agree With Insurance Companies On This Matter
- Lookback Period California Workers Comp System Is Shorting Employers
- Workers Comp Claims Processing Manual Needs ASAP Theme
- CMS Press Release on Medicare Set-aside Arrangements Delay
- Dreaded CMS Memo Round 2 – Users Guide – Confusion Reigns
- Colorado’s Pinnacol Is Willing To Pay $200,000,000 For What?
- CompScreen System Has Been Updated For 2010
- Workers Comp Premium Audit Bill Payments – Correction
- Workers Comp Carriers Cancel Policies For Late Payment of Premiums
- Experience Modification Factor (EMod/X-Mod) Credit Score Hell
- Premium Audit Bill – Call To Action – Five Things To Do
- Ohio Workers Comp Crisis Was Rumbling For Few Years
- Federal Insurance Office (FIO) May Have Effect on Workers Compensation
- Best’s Directory Recommended Us Again for 2010
- Medicare Set asides – Federalization of Workers Compensation
- Class Codes 8742 and 8810 Revisited
- Washingtons Workers Comp Monopolistic System – Next To Fail?
- Premium Audits – 10 Things To NOT Do During Them
- Workers Comp Audits – Five Effective Ways To Prepare
- Medicare Set asides – Possible No Statute of Limitations
- CMS Medicare Set-aside Arrangements No Statute of Limitations
- Workers Comp Premiums Buying Business Avoid Sticker Shock
- Changes of company ownership – Workers Comp Specific Rules
- CMS Dreaded Medicare Set-aside Arrangement Memo – Meaning?
- Dreaded Medicare Set-aside Agreement Memo From CMS
- Definition Workers Compensation Medicare Set-aside Arrangements
- Workers Comp Medical bill fee schedule Nonexistent In Few States
- Waived Premium Audit May Not Be Great Sign For Employer
- Structured Settlements Still Used In Workers’ Comp Today
- Workers Comp Renewal – Five Ways To Harm Your Insurance Program
- Workers Comp + Tennessee Legislature = Small Biz Doom
- Workers Compensation Insurance Policy Mistakes – Top 30
- Risk Management Process Basics
- Federal Insurance Office Is Voted Into Existence By Congress
- NCCI State Advisory Symposiums Are Time Well Spent
- Monopolistic North Dakota Third Look At Its Workers Comp Program
- Sole Proprietor Covers Workers Compensation For 20 Employees
- Federal Control of Workers Comp Takes Another Step With New FIO
- Opting Out Can Be Subcontractor Conundrum With Ghost Policy
- Ladder of Workers Compensation Insurance = Bankrupt Contractors
- Insurance Carrier Or Agent Could Be Wasting Your Time
- Certificates of Insurance – Three Things To Remember
- Independent Contractors – Workers Compensation vs. IRS
- Independent Subcontractors – Confusion on Classification Codes In NH
- Pinnacol Opposes New Colorado Bills
- Workers Comp Judges Ruin Tennessee Workers Comp System
- Workers Comp Class Codes 8810 and 8742 Standard Exception Codes
- Workers Comp Audits – ‘Tis The Season
- Ohio BWC Overspends $20,000,000 on Pharmacy Program
- Kansas Supreme Court Issues Opinion On Alternate Employment
- Florida and California – Hard Market May Be Starting
- Workers Comp E-Mod X-Mod Forecast Errors By Expert
- Workers Compensation Award Won Again By This Blog – Lexis Nexis
- Premium Audits – Paying Manufacturing Rates For Office Employee
- Compsource In Oklahoma – Same Old Story Just Different State
- Workers Compensation MSA Claims Monitoring – Threshold Key
- WCMSA – Workers Compensation Claims Premiums Federalized 1980
- Workers Compensation Medical Fee Schedules – Not In These States
- Tennessee Workers Comp Health Costs Controlled By Fee Schedule
- Workers Compensation Crimes – Eight Important Definitions
- Being Named As Rebaters – Sign of Success?
- Federal Government Heavily Involved in Workers Comp For Years
- Senate Bill – Workers Compensation Could Be In Trouble
- California Worker’s Classification Code Changed Walking Thru Plant
- ObamaComp Prediction Now Lives In US Senate Combining Coverages
- Claims Data and Payroll – Two Headed Workers Comp Monster
- Work Comp Classification Codes Are Critical To Your Policy
- EMod XMod Changes Coming Soon – Very Important
- ObamaComp 24 Hour Coverage – Are We That Far Away From It?
- Current State of Workers Comp – Time To Sound Alarm?
- Social Networking Websites Ruin Workers Compensation Claimants
- Most Expensive Workers Compensation Classification Codes California
- Standard Exception Codes 8810 and 8742 – Important Classification Codes
- Workers Comp Adjuster How To Contact on Reserves or Payments
- Workers Comp Adjuster – Suggestions For Working Relationship
- How Are Your Workers Compensation Premiums Calculated
- Workers Comp Reserves – Large Reader Response
- NCCI Class Code Premium Audit Questions – Match Code to Job
- Over-reserving Workers Comp Claims – How To Tell
- Workers Compensation Loss Run Most Important Information
- Automated Workers Compensation Reserves Concerns
- Workers Compensation Bill Review Charges Can Be Expensive
- Travel and Expense Charges to Reserves (T&E) – Check Figure
- Workers Compensation Expense Reserves Are Often Ignored
- Medical Reserves and CPT Codes In Workers Comp Claims
- Workers Comp Indemnity Reserves Basic Definition
- Workers Comp Claim Reserve Contains Three Parts
- How and When Are Reserves Set For Each Claim?
- Hallmark and American Greetings Can Be Great For Loss Control
- How Would Doctor Know Duties Of Each Job – Job Duty Videos
- Insurance Commissioner @ California Says 27 Ways To Cut Comp Costs
- California Insurance Commissioner Surprises On Increase
- Understanding Premium Or Payroll Audit Process Myths vs Truths
- Obama Administration Final Countdown For State Run Workers Comp?
- Workers Comp Program Caution – Easy Under Radar Way To Harm It
- Copyright Concerns and Website Scraping From Our Website
- Five Secrets To Cutting Your Workers Compensation Costs
- Communication With Your Company’s Workers Comp Medical Providers
- Workers Compensation Program Medical Network Critical To Not Harm
- Long Term Outlook for Workers Compensation Mix of Statistics
- Employer Can Do One Thing To Quickly Wreck Workers Compensation
- AMA – Startling Workers Comp Return To Work Statistic
- WC Loss Run Claim Reserve Analysis – Steps to Cut Comp Costs
- US Appeals Court Rules On Premium Dispute
- How Would Company Dispute Workers Comp Premium Statement
- Why Is The Total Incurred Value So Important For Premiums?
- Zenith Insurance’s Marketing Move In California Is Pure Genius
- What are Workers Comp Standard Exception Codes?
- What Is The NCCI Class Code 8810?
- Ladder Of Insurance – What Does It Mean To Subcontractors?
- Workers Comp Loss Run – How Often Should We Receive It?
- Who Is Considered Statutory Employee Under Workers Compensation?
- Subcontractor vs Employee vs Owner Operator vs Statutory Employee
- California’s Complex Workers Comp Situation Deepens With Rate Increase
- West Virginia Workers Compensation After Monopoly
- What is a PEO – Will They Save My Company Workers Comp Premiums?
- Premium Auditors Comments From Field On Last Article
- Two Employers Are Having 23 Years of Workers Comp Premium Audits
- Why Are Loss Runs Needed As Part Of Your Workers Comp Audits?
- Workers Compensation Program – Main Mistake Causes Harm
- What I Noticed At RIMS Conference In Orlando Florida
- Great Workers Comp Move For Employers By Colorado Governor
- Workers Compensation Audits – How Many Is Carrier Allowed Per Year?
- Workers Compensation Loss Runs Are Best Online
- If AIG Crashed, Would Rest Of Insurance Market Fail?
- What Can We Do To Lower Our E-Mod?
- TPAs Under Pressure Due To Recession’s Effect on Claim Numbers
- Experience Mod Equation Looks Complicated – Is it?
- This Is Not The Way Workers Compensation Is Supposed To Operate
- How Can I Question My Premium Audit Without Filing A Dispute?
- Large Deductible Programs Can Be Reviewed for Premiuim Overcharges
- Quick Apology To Our Readers For Bad Blogger Day
- In Defense of AIG – Insurance Part Was Functioning Well
- Workers Comp Audit Workpapers – What Are They?
- Estimated Premium Audit On Workers Comp Policy – Question
- California Employers – 27% Premium Increase Recommended
- California Workers Comp System Possible Changes Coming Soon
- Best’s Recommended Expert Service Providers – J&L Named To List
- California Workers Compensation System Amazing Turnaround
- Workers Compensation Claims Adjuster – Friend or Foe?
- Premium Auditor – What Information Can They Examine At Audit?
- Insurance Carriers Becoming Very Assertive Workers Comp Audits
- Great Call From Tennessee on Workers Comp Audits
- SIC Codes For Employers More Frequently Overcharged Premiums
- Employee Misclassification – Another Reader Question
- Misclassification Confusion Subcontractors vs. Classification Codes
- Types of Misclassification – One Bad and One Just Needs Repairing
- Workers Compensation Payroll Audits Accuracy – Huge Concern
- Can Experience Modification Cap Really Work?
- Insurance Company Bailouts – Question From Article Reader
- West Virginia Employer Calls In Question on E-Mod and Premiums
- Stimulus Package and Workers Compensation – Any Effect?
- Will Current Federal Stimulus Package Affect Workers Comp?
- Subrogation – Mystery Workers Comp Premium Refund
- Few Housekeeping Items For Blog Now That It Is Two Years Old
- Workers Comp Premiums Can Be Lowered – But It Takes Time
- Your E-Mod Is Not Only Important Number in Workers Compensation
- Workers Comp Budget Killed By Incorrect Payroll Forecasts
- NOC – What Does That Mean?
- Workers Comp Captive Insurance Arrangements Question
- Small Deductible Workers Comp Programs – Do They Work?
- Offshore Captives Could Be Last Haven In Hard Market
- Two Large Self Insured Groups Fail – Are There More to Come?
- New Years Resolutions For 2009 Workers Comp And Beyond
- Workers Compensation Premium Audits – Its That Time Of Year
- Self Insureds And Workers Comp System – Misconceptions
- Red Flags You May be Overpaying Your Workers Comp Payroll Audit
- Payroll Audit Date Most Important Date For Employers Premiums
- More on Recession proofing Your Workers Comp Policies
- Expected Has Come To Pass With Hardening of Insurance Markets
- Ohio Workers Comp Lawsuit Revisited After Court Decision
- Reserve Review Timing – Watch Your Unit Stat Date Closely
- Is It Really Crunch Time For Your Workers Comp Policy?
- Will New Administration Change Workers Compensation System?
- Workers Comp Claim Medical Costs – Fast Way To Reduce?
- Ohio BWC (Bureau of Workers Compensation) Loses Major Court Case
- Two Monopolistic State Funds Strike Again Recently
- Records Storage Question From California Reader
- Assigned Risk Pools Generated Large Number of Questions
- West Virginia Assigned Risk Pool
- Workers Comp Policy Renewal Is Almost Here, What To Do Now?
- Monopolistic States Correction Removes Nevada From List
- How Do Reserves, Total Incurred, and Paid Affect Your Premiums
- Workers Compensation Insurance – Paying 400% Extra
- Defense Firms Are Going to Pool their Workers Comp
- 5% Increase Enough for California’s Workers Comp System?
- Save Workers Comp Premium Dollars – Most Powerful Question to Ask
- Standard Exceptions – Which Classification Codes?
- Interchange Of Labor Rule – Employee’s Payroll Divided
- Inadvertent Way To Increase Your Workers Comp Premiums
- Recession Proof Your Workers Comp Policy Using Accurate Payroll
- How Will Current Economy Affect My Workers Compensation Premium?
- North Dakota WSI Workers Comp Was Given a Thumbs Up?
- Small Claim Value Does Not Exist in Workers Comp Part 4
- Split Points – There Is No Such Thing As Small Claim – Part III
- Small Workers Comp Claim Does Not Exist – Risk Is Risk
- Payroll Audit Notice Received In The Mail – What Do We Do Now?
- Insurance Company Auditor Workers Comp Financial Record Access
- What Is Difference Between IRS Audit and Workers Comp Audit
- AIG Failure Would Have An Effect On My Workers Comp Policy?
- Workers Comp Market Affected By Economy
- Premium Audit Bills – Insured Cannot Afford Unexpected Increase
- Retro Policies and Lookback Period Blog Reader Question
- Self Insured File Reserve Reviews Important Part of Budget Process
- LexisNexis Awards Cutcompcosts Top 25 Workers Comp Blogs 2008
- Doing Bill File Review Can Be Costly Without Planning
- One Thing Not To Do With File Reserves on Loss Runs
- Big Workers Comp Gamble From a Claims Loss Run
- There Is No Such Thing As Small Claim – Part II – Math
- Very Important Rule Change By NCCI
- One of NCCI Rules That Is Unfair To Employers Covers EMods
- Blog Reader Question-Do PPOs Save Money in Workers Comp
- 180 Day Window For Workers Comp Reserve Review
- Accidents Affect MOD 4 Years to 24 Months From Policies
- E-Mod Spike – Article Reader Question on What Is A Bad Increase?
- Experience Modification Factor Mysterious Number
- Ohio Monopolistic Workers Comp System Having Problems
- Ohio BWC Sued For Creating Privileged Employer Groups
- Attorney Conflict of Interest – Article From Oklahoman
- X-Mod Dispute Guide – California WCIRB – Step by Step If Needed
- My X-MOD Calculation Sheets – How Can I Obtain Them?
- California Workers Comp Policies Have Disadvantage
- Short Rate Workers Comp Policy – Problems Many Employers Face
- Assigned Risk Pool Can Be Avoided With Few Techniques
- Assigned Risk Plan Definition – Also Called The Risk Pool
- Workers Comp Classification Codes – Great Blog Reader Question
- Audit Bill Handling and Response – Question From Blog Reader
- Payroll Audits Preparation In Workers Compensation – Readers Question
- Readers Question on What To Do With Premium Audit Bill
- Judicial System WC California Go Paperless W/O Crashing?
- Free Market System Increases Claims Experience Level
- Overcharged – Another Way To Know If It Has Happened @ Company
- Monopolistic Funds and Their Problems Back In News
- My Insurance Designations Listed and What They Mean
- Oklahoma State Fund Loses Ground To Private Insurers
- North Dakota – Workers Compensation Mutual Insurance Company?
- Top 10 Workers Comp Questions Received @ Employers Agents
- Your E-Mod Is 10 Times More Difficult to Correct Than Your Credit Score
- You Have Another Business Credit Score That Needs Your Attention II
- Misclassifying Employees Not Same As Work Comp Classification Codes
- Safety Council Conference Presentation For Mid State
- Subcontractors Section From Manual I Authored Eight Years Ago
- Independent Contractor and Employee – IRS Definitions
- Misclassified Employees – Crackdown on Independent Contractors
- Article By George Hohmann on Brickstreet Future Outlook
- Workers Comp Policy Rules For Changing Classification Codes
- Loss Control By Workers Comp Insurance Carriers
- Disturbing Trend From Workers Comp Insurance Carriers
- North Dakota Fund Balance Causes Additional Auditor Review
- North Dakota WSI Ex-employee Sues His Former Employer
- California Workers Comp Reform Blog Reader Question
- California Workers Compensation Crisis Question
- Blog Reader Question On Last Three Posts
- Small Workers Comp Claim – Often Ignored But Expensive Risk
- Many Small Workers Comp Claims-No Major Ones
- One Claim Wreck Our E-Mod and Premiums – What Can We Do?
- Workers Comp Rates When Will They Go Down – Readers Question
- Law Of Large Numbers vs Tennessee Restaurant Association
- Tennesseean Article – Self Insurance and Law of Large Numbers
- NC Mid State Safety Council Conference Presentation
- Our Workers Comp Presentations – Blog Reader Question
- Workers Comp Ladder of Insurance Word of Warning
- Article On Ohio Workers Compensation
- UNIT STAT Date Most Important For Experience Rating
- One Thing We Are Unable To Ever Do For Our Clients
- Corrected Loss Run – Will You Receive A Premium Refund?
- Experience Mod or E-Mod Compared to Credit Report
- Workers Comp Policy Mistakes – Which Employers Have More?
- Is A Payroll Audit Dispute Worth Your Company’s Time And Effort?
- J&L Premium Review Services – California Reader Question
- Oklahoma Manufacturers Association’s Big Mistake
- How JL Risk Management Consultants Is Different Than Our Competitors
- Oklahoma Insurance Bill Allow CompSource to Cover Out of State Risks
- Law of Large Numbers – Article on Self Insured Group Failure
- Most Workers Comp Bill Review Overcharges Need To Be Examined
- Workers Comp Cost Savings For Your Company From Control
- Cutting Workers Comp Costs – Self Insured Misnomer
- Fully Self-Insured Is Not Same As Large Deductible Program
- Workers Comp Insurance Pools Like Fully Self-Insured Programs
- Small Companies Can Operate Like Self-Insured
- Workers Comp Costs Easiest Way To Control Act Like Self Insured
- More on West Virginia Conference From Last Article
- Mandolodis Decision and West Virginia Workers Comp Conference
- Consent to Consented – Definition – Premium Requires Insured Signature
- Workers Compensation Reserves- Silent Budget Killer
- Total Incurred Definition – Basic But Important Workers Comp Term
- Subrogation – Under The Radar in Workers Comp Claim Reviews
- File Premium Reserve Reviews – Differences
- Wyoming Workers Comp State Fund Huge Surplus – An Analysis
- North Dakota WSI RFP Conundrum Blog Readers Questions
- North Dakota Workers Compensation Conundrum Getting Worse
- Another Premiums Question From One of Our Blog Readers
- Assigned Risk Pool- Is it Too Costly For My Company?
- Most Expensive Component of All Workers Comp Claims
- Monopolistic Workers Comp States Examined Further
- State Run Workers Comp Programs All Have One Main Problem
- Many State Run Workers Compensation Programs Have Faced Problems
- North Dakota Workers Compensation Program Woes
- Captive Taxes Decision – IRS Recently Shocks With Recent Ruling
- Workers Comp Policy Error Chances High – Look At Old Article
- National Council on Compensation Insurance (NCCI)
- Self-Insureds – Really Out of Workers Comp System?
- Follow up Question to Last Post By Devout Blog Reader
- Loss Run Review Question From J&L Article Reader
- J&L Risk Management Consultants Inc – Blog Reader Questions
- Claims Affect Premiums For How Long – Reader Question
- Safety Person Should Be Most Concerned With This Number
- Captives Tax Deductions Getting Closer Look From IRS This Month
- Claim Auditing and Adjusting Tips – Claims Q&A With Claims Coach
- Work Comp Claims Productivity Q&A Kevin Quinley
- Insurance Designations – Complete List with Updates
- Workers Comp Claims Review Expert – How Do You Find Proper One?
- Now You Have Loss Run Online Access-What Do You Do Now
- Work Comp Loss Run Reviews – Getting Online Access Saves Time
- Worst Case Scenario Workers Compensation Definition
- List of Red Flags That You May be Overpaying Workers Comp Premiums
- January 1 Renewal Date Can Cost you $ On Your Workers Comp Premium
- Workers Comp News – West Virginia Wants Oversight Committee
- Workers Comp Agent Asks Two Questions About J&L Review Services
- #1 Question on Workers Comp From Our Readers
- Monitor Your Claims Easily and Lower Your Workers Comp Premiums
- Work Comp Adjuster Top 10 Contact Recommendations
- Workers Comp Reserve Reviews Loss Run Best Reduction Strategy
- Reduce Premiums – Fastest Way With Workers Comp Reserve Review
- Workers Comp Audit Bills – Your Company’s Call To Action
- Workers Comp Insurance Premium Auditor – Who Exactly Are They?
- Payroll (Premium Audits) – Mother Of All Workers Comp Budget Busters
- Four Factors That Are Critical When Accident Happens
- Workers Comp Claims Over in 48 Hours – Direction Established
- Workers Comp E-Mods and Loss Runs – Few Misconceptions
- Workers Comp Question From One of Our Blog Readers
- Professional Employer Organizations PEOs Money Saving Option
- Workers Comp Premiums – Most Common Error Found
- West Virginia Workers Comp Environment Is Changing
- South Carolina Workers Comp PPD Rating News Item
- Workers Comp Blog Readers Ask Another Great Question On Our Services
- Workers Comp Questions and Comments From Our Readers
- Workers Comp Terms in Google Searches – Most Common Errors
- Workers Comp Captives – Viable Alternative Unless IRS Changes
- Google Bing Searches For Workers Comp Terms Many Variations
- Work Comp Secret Question You Can Ask Anyone
- Reserve Reviews – Hidden Way to Save Workers Comp Funds
- Premium and Reserve Reviews Are Very Different Tasks
- Policy Renewal – When We Usually Hear From Companies
- HVAC Classification Code Retired – NCCI Closes Out Popular Code
- Brickstreet and Apology For Not Posting Articles Over Last Two Weeks
- Work Comp Subrogation – Third Concern When Ignored By Adjusting Staff
- Temporary Agencies and Your Workers Compensation
- Three Areas of Workers’ Compensation Concern In My Presentation
- Workers Compensation Loss Prevention Does Not Stop With Accident
- Workers Comp Class Codes – Quick Primer On Important Policy Term
- Auditing Workers Compensation Policies – Main Errors Discovered
- Self-Insurance – Workers’ Comp Phenomenon That Can Ruin Budgets
- Automated Reserving Programs Work Better Than Claims Adjusters?
- Your Workers Compensation Budget – Who Really Is In Charge?
- Experience Modification Factor – Calculating Your WC Premium
- Workers’ Comp Costs – Six Keys To Saving Premiums
- Blog Postings – We Have Started Our New Blog – Check It Out
- Will Workers Comp Funds Recovered Lower Our Mod?
- CompScreen – Our Marketing System Has New Name
Pages
- J&L Risk Management Consultants – Your Workers Comp Experts
- Services
- Subrogation Services Finds Money Left On The Table In Claims
- Claims Review
- Expert Witness Work
- Self Insurance Services For Unique Insureds Looks At Bottom Line
- Reserve Analysis and Review – Schedule 90 Days Before UNISTAT
- The Workers Compensation Premium Audit Process For Your Company
- Privacy Policy
- Copyright Notice and Use Notice – Using Us As A Reference
- Workers Comp Audit Stress Reducer – Use It For Your Next Premium Audit
- OSHA Risk Manager – Glen DuLac – Added To Fulfill Customer Service
- Blog
- Contact Us
- Definitions
- Free Speech
- Six Secrets
- FAQ
- Manuals Are Now Free – Just Email or Call Us For Your Free Copy
- Testimonials
- Free Info
- Workers Comp Consultants
- President – Expert James J Moore AIC MBA ChFC ARM
- About Us
Categories
- Wyoming
- Worst Case Scenario
- Workrers Comp Changes
- Workmens Workmans Comp Compensation Work Comp
- Workers Compensation Markets
- Workers Compensation Estimated Premium Audit
- Workers Comp Vendors
- Workers Comp System
- Workers Comp Strategies
- Workers Comp Search Errors
- Workers Comp Resolutions
- Workers Comp Reserving
- Workers Comp Reserves
- Workers Comp Reserve Review
- Workers Comp Publications
- Workers Comp Presentation
- Workers Comp Premium Audit Process
- Workers Comp PPO's
- Workers Comp Policy
- Workers Comp Payroll Audits
- Workers Comp Documents
- Workers Comp Dec Page
- Workers Comp Crimes
- Workers Comp Coverage
- Workers Comp Costs
- Workers Comp Consultant
- Workers Comp Conferences
- Workers Comp Claims Guide
- Workers Comp Claim
- Workers Comp Audit Rules
- Workers Comp Audit
- Workers Comp Action Network
- Workers Comp Acronyms
- Work Comp Premium Overcharges
- Work Comp Loss Ratio
- Work Comp Federalization
- Wisconsin
- West Virginia
- Webinar
- WCRI Annual Conference
- WCRI
- WCIRB
- WCAN
- WCAB
- Washington
- WALSH WC Jurisdiction Choice
- Waived Workers Comp Premium Audits
- Waiting Period
- Volunteer
- Voluntary Market
- Virginia
- Vermont
- Utilization Review
- USL&H
- US Senate
- US Congress
- Unit Stat Date
- Twilight Zone Phone Calls
- TTD
- TRIA
- TPA
- Total Risk
- Total Incurred
- Tort
- Texas
- Tennessee
- Temporary Total
- Temporary Partial
- Temporary Employee
- Temporary Agencies
- Telemedicine
- Technology
- Tax
- Subrogation
- Subcontractor
- Structured Settlements
- Stimulus Package
- Statutory Nonemployees
- Statutory Employees
- Statistics
- Statistical Proportions
- Standard Exception Codes
- Stairstepping Reserves
- Split Point
- South Carolina
- Soft Market
- Social Security
- Small Deductible
- Small Claims vs. One Large Claim
- Six Keys
- Short Rate Penalty
- Senate – National Insurance Office (NIO)
- Self Insurance
- SEB Supplemental Earnings Benefit
- Scopes Manual
- SCIF
- Schedule Debit or Credit
- SB 899
- SB 863
- Safety Program E-Mod
- Safety Officer
- Safety
- Risk Pool
- Risk Manager
- Risk Management
- Rising Medical Solutions
- Return To Work
- Retro
- Reserves
- Reserve Reduction Program
- Rent-A-Captives
- Renewal
- Remuneration
- Reinsurance
- Rehabilitation Nurse
- Regression Analysis
- Red Flags Premium Overpayment
- Rationing
- Rate Bureau
- Question
- Pure Premium Rate
- Proximate Cause
- Protected Cell Captives
- Progressive Insurance
- Primary Loss
- President Trump
- Prescription
- Premiums Tax
- Premium Refunds
- Premium Recovery
- Premium Auditor
- Premium Audit Schedule
- Premium Audit Dispute
- premium audit bill
- Premium audit
- Premium
- Predictive Analytics
- PPO
- Popcorn Lung
- Political
- Policy Agent Renewal
- Pinnacol Privatization
- Physician Referral
- Physician
- Physical Therapy
- Pharmacy
- Permanent Partial
- PEO
- Pennsylvania
- PBM
- Payroll Audit Wages Davis Bacon
- Payroll
- Outpatient
- OSHA
- Opt Out
- Opioid
- Online Claims Access
- Oklahoma Texas Opt-out Non-Subscriber
- Oklahoma
- Ohio BWC
- Ohio
- ODG
- Occupational disease
- Obamacomp
- Obamacare
- Obama
- NWCDC
- NSIPA
- North Dakota WSI
- North Dakota
- North Carolina Rate Bureau
- North Carolina Industrial Commission
- North Carolina
- Non-Subscriber
- New York
- New Mexico
- New Jersey
- Nevada
- Negligence
- Nebraska
- NCPRIMA
- NCCI Conferences
- NCCI
- National Workers Comp Conference
- NAMSAP
- NAIC
- MSA WCMSA
- MPN
- Montana
- Monopolistic State Funds
- Monopolistic Competitive State Funds
- Monopolistic
- Missouri
- Mississippi
- Misclassifying Employees
- Misclassification
- Misc
- Millennial
- Mike Causey
- Micro-Captive
- Medicare Set Aside
- Medical Projections
- Medical Only Festering
- Medical Only Claims
- Medical Networks
- Medical Bill
- Medical
- Mediation
- MBA
- Massachusetts
- Maryland
- Marijuana
- Manual Rate
- LRP
- Louisiana
- Loss Development Factor
- Loss Cost Multiplier
- Loss Control
- Life Care Plans
- Liberty Mutual
- LexisNexis Award
- Learning Curve
- LDF
- LCM
- Law of Large Numbers
- Late Reporting
- Las Vegas
- Large Deductible
- Lag Time
- Ladder of Insurance
- Kansas
- Jones Act
- Job Bank
- JL Quick History
- James J Moore
- IRS
- Iowa
- Internal Revenue Service
- Interchange of Labor Rule
- Insurance Related Designations
- Insurance Policy
- Insurance Journal
- Insurance Companies TARP Funds
- Insurance Carriers
- Insurance Academy
- Injury Rate
- Ingress
- Indiana
- Independent Medical Exam
- Independent Contractor Analysis
- Independent Contractor
- Indemnity Only Settlements
- Indemnity Claim
- Indemnity
- Incurred But Not Reported
- IME
- Illinois
- IBNR
- Hybrid
- Hellhole
- Healthcare
- Hard Market
- Guaranteed Cost
- Greg Burton
- Greeting Cards
- Google Play
- Ghost policy
- George Hohmann
- General Liability
- Full Workers Comp File Review
- Fronting Agreement
- FROI
- Fraud
- Form 18
- Footnotes
- Florida
- fiscal cliff
- First Report of Injury
- FIO
- Fines Penalties
- File Review Differences
- Fee Schedule
- Federal Terrorism Risk Insurance Act
- Federal Insurance Office
- Federal Government
- FCE
- Fatigue Risk Management
- Fatalities
- Expert Witness
- Experience Rating
- Experience Mod Worksheets
- Expense Constant Charge
- Exclusive Remedy
- Excess Loss
- Excess Insurance
- Ethics
- Error
- Endorsement
- EMR
- Employer's Liability Insurance
- Egress
- E-Mod X-Mod
- Durable Medical Equipment
- Delaware
- Definition
- Defense Base Act
- Declaration Page
- Death of Workers Comp
- Dave DePaolo
- d-ratio
- Cutcompcosts
- CPCU
- Countries
- Controlling Workers Comp Medical Treatment
- Conference
- CompSource Oklahoma
- CompScreen
- Company Ownership
- Communications
- Combined Ratio
- CMS
- Cleaners Asthma
- Classification Codes
- Claims Loss Runs
- Claims Department
- Claims Adjuster
- Claim File Audit
- CICA Captive Conference
- China
- ChFC
- Certificate of Insurance
- Case Manager
- Case Management Vocational
- Carpal Tunnel Syndrome
- Captives Taxed
- Captive
- Cancellation
- California's Workers Comp Rates
- California CWCI WCAN
- California
- BWC
- Business Insurance
- Bureau of Labor Statistics
- Brokers
- Brickstreet
- BLS
- Blog
- Bill Review
- Bad Faith
- Awards
- Australia Compo Sex
- Audit Workpapers
- Audit Preparation
- Associate in Claims
- Assigned Risk Pool
- Assigned Risk Plans
- Assigned Risk
- Article Publishing
- ARM
- Apportionment
- Apple
- App
- Anniversary Rating Date
- Android
- Analytics
- AM Best
- Allocated Expenses
- Alaska
- ALAE
- Alabama
- AIG
- AIC
- Agent
- Advisory Rate
- Actuary
- Accident Rate
- Accident Curve
- AB 5
- 831(b)
- 24 Hour Coverage
