NCCI Virginia 2019 Advisory Forum – Something Not Seen Since 1931
NCCI Virginia 2019 Advisory Forum - Updates I decided to try blogging the NCCI Virginia… Read More
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Worker’s Comp Policy Questions – Readers Top 10 Questions
Worker's Comp Policy Questions Received From Readers and Google Searches The number of Worker's Comp… Read More
Workers Compensation Numbers Employers Must Have ASAP
Keep These Workers Compensation Numbers Close For Quick Access The first two main workers compensation… Read More
Workers Comp Insurance Companies Excelled In This Area
Worker's Comp Insurance Companies Did This One Thing Right The Pennsylvania Workers Comp Rating Bureau… Read More
Free NCCI State Advisory Forums – Are They Worth Your Time?
Free NCCI State Advisory Forums Provide Great Workers' Comp State Statistics The Free NCCI State… Read More
Workers Compensation Negativity Volcano Erupts On A Daily Basis
Workers Compensation Negativity - What Happened To Positivity? Measuring Workers Comp Negativity remains one of… Read More
IRS Publication 15A Independent Contractor Employee Examples
Employee vs. Independent Contractor - Great Examples From IRS Publication 15A The IRS Publication 15A… Read More
Breaking – Pharmaceutical Study – WCRI Covers Trends In 27 States
WCRI Pharmaceutical Study Shows Decreased Use In Almost 27 States WCRI (Worker's Compensation Research Institute… Read More
Premium Audit Report vs Bill vs Statement- Important Reader Question
Newsletter Reader Asks What Is the Difference Between a Premium Audit Statement, Premium Audit Bill,… Read More
A Work Comp Claims Department and Chernobyl – One Major Similarity
Work Comp Claims Department and Chernobyl - Manuals Will Not Fix The Problem How does… Read More
Work Comp Claims Adjuster Survey – Finally – Your Opinion Matters
Register Your Opinion Anonymously - National Work Comp Claims Adjusters Survey The Work Comp Claims… Read More
New York Opioid Dealer Law – Long Island Lawmaker’s Aggressive Stance
A suggested New York Opioid dealer law caught my eye as I paged through numerous… Read More
Blue Cross Blue Shield Program Great Risk Management
Blue Cross Blue Shield Program Cuts Healthcare Costs A Blue Cross Blue Shield program email… Read More
Safety Metrics @ OSHA Consultant Part 3 of 4 – Lunch Numbers
Safety Metrics, Keeping your Cool in a Hot Zone - The Safety Lunch Safety metrics… Read More
Medical Fee Schedule Dilemma – WCRI Study – High Cost States Have None
Medical Fee Schedule Dilemma - No Schedule Means Higher Costs Now and In Future The… Read More
XMod Formula Update – WCIRB Discusses Results With New Webinar
California WCIRB Webinar Discusses XMod Formula Update For 2019 California's WCIRB presented a great webinar… Read More
Return To Work Risk Management Failure – No Job Bank
Involving the Physician in Return To Work Risk Management A huge risk return to work… Read More
OSHA Consultant – Part 2- Keeping Your Cool in a Hot Zone
Our OSHA Consultant Glen, CSP adds in another part of the Safety Metrics - Keeping… Read More
Workers’ Compensation Android iPhone Apps – The Search Returns
Workers' Compensation Android iPhone Apps Usually Disappoint My search for Workers' Compensation Android iPhone apps… Read More
Safety Metrics – Keeping your Cool in a Hot Zone – Four Part Series
Our OSHA Consultant Publishes a Four-Part Series on Safety Metrics Safety metrics is the way… Read More
Employee Treatment Silent X Factor Great Risk Management
Employee Treatment By Employer Silent and Critical Factor The following advice on employee treatment by… Read More
Reporting Work Injuries To Your Carrier – Golden Rule
The Golden Rule For Reporting Work Injuries Keeps It Simple Employers not having a rule… Read More
Occupational Illness Rates by Industry – Great BLS Data Surprising Results
2017 Bureau of Labor Statistics Occupational Illness Rates by Industry - Surprising Workers; Compensation Illness… Read More
California Dynamex Decision – Another Workers Comp Crisis Recycled?
California Dynamex Decision - Overreaction or Harsh Reality? The California Dynamex decision hit the Workers… Read More
Workers Comp Data Carveouts Move Data To Dangerous Ground
Workers Comp Data Carveouts - Are You Guilty of Sampling Errors? The concept of Workers… Read More
Workers Comp Physician Networks Importance Reaches Critical Mass
Workers Comp Physician Networks Now More Critical to Cut Comp Costs One of the Six… Read More
IRS Subcontractor Section Update Adds Government Employees
Updated IRS Subcontractor Section - Great Subcontractor vs. Employee Status Rules Last month, the IRS… Read More
Rate Bureau Calculations Using WCRI Numbers Show Mod Increases
Using Rate Bureau Calculations on WCRI's Data - Whew! Most Rate Bureau calculations make people… Read More
California Rating Bureau WCIRB Equity Compensation
Equity Compensation - California Rating Bureau WCIRB Provides New Rules The California Rating Bureau WCIRB… Read More
Pennsylvania Workers Comp Carriers May Owe Premium Refunds
Premium Refunds Likely Owed by Pennsylvania Workers Comp Carriers Seventy Pennsylvania Workers Comp insurance carriers… Read More
US Treasury Sell Off By China and Japan – Effect on Work Comp Markets
Insurance and Workers Comp Markets Anchor Investment Concern How can Workers Comp markets sustain any… Read More
Workers Comp Payroll Figures Affect More Than Just The Premium Audit
Workers Comp Payroll Records Hang Around For Four Years+ A company's workers comp payroll records… Read More
Stabilizing Value – Work Comp EMod Formula Magical Employer Lifesaver
Stabilizing Value - Rating Bureaus Provide a Break of Sorts The Stabilizing Value in Workers… Read More
WCRI Annual Conference 2019 – Live Blogging – If My Wrists Hold Out
First Day - Morning Conferences - WCRI Annual Conference 2019 - Live Blogging If I… Read More
Workers Comp Claim Analytics – Looking For Miracles Under Every Rock
Workers Comp Claim Analytics - Hot Subject Leaves Me Cold Most workers comp claim analytics… Read More
High Health Insurance Deductibles Cause Case Shifting – WCRI Study
Larger Health Insurance Deductibles Cause Employees To Use Workers Comp The health insurance deductibles have… Read More
Pennsylvania Employers – Workers Comp Premium Refunds Possible
Pennsylvania Employers - Left In Limbo On Workers Comp Premiums Pennsylvania employers likely experienced overcharges… Read More
Workers Comp Premium Auditor Does Not Know My Final Bill Amount?
Workers Comp Premium Auditor Billing Question From LinkedIn Recently, one of our devout employer article… Read More
Workers Compensation Fraud In New Jersey – Video Says It All
Workers Compensation Fraud - New Jersey Man Caught on Video Workers Compensation fraud appears very… Read More
Medical Only Claims Adjusting – One Super Critical Task To Consider
Medical Only Claims Adjusting - Where Small Claims Can Turn To Crises Most Medical Only… Read More
PEO Data Session – NCCI Data Conference Earlier This Month
PEO Data Session - Great Info from NCCI Data Conference The PEO Data class from… Read More
Report Medical Only Claims To Carrier – Saves Later Headaches
Report Medical Only Claims - The Devil Is In The Delay Should I report my… Read More
Workers Comp Bad Faith – Adjusters Look Back Over Their Shoulders?
Workers Comp Bad Faith - The Rarely Discussed Possibility For many years, Workers Comp bad… Read More
Workers Comp Premium Savings Generated With Website Updates
Workers Comp Premium Savings - Keep Your Website Updated How can workers comp premiums savings… Read More
NY Daily News Workers Comp Watch – Ocasio Cortez Says Woops!
US Representative Ocasio Cortez Fined - NY Daily News Workers Comp Article The NY Daily… Read More
2019 Self Insured Resolutions – Looking Back To 2018 2017 2016
2019 Self Insured Resolutions Come From Prior Years The 2019 Self Insured Resolutions analysis follows… Read More
2019 Workers Comp Resolutions – Looking Back at 2018
2019 Workers Comp Resolutions - Did You Keep Yours From 2018? Your 2019 Workers Comp… Read More
Workers Comp Judicial Hellholes Report 2018 Version
New List of Workers Comp Judicial Hellholes for 2018 - 2019 The Workers Comp Judicial… Read More
What Are Workers Compensation Claim Reserves – Confusing Term
Workers Compensation Claim Reserves Difference Among Carriers and TPAs Most Workers Compensation Claim Reserves begin… Read More
WCRI Chart ASCs vs. Hospitals Shows Interesting 18 State Comparison
WCRI Chart On ASC Studies Shows Need For Fee Schedules in Workers Compensation A recent… Read More
Experience Modification Sheets Wt Important Variable For Savings
What Does Wt Represent on Experience Modification Sheets? Your company's Experience Modification Sheets just arrived… Read More
Combined Ratio South Carolina NCCI Advisory Forum Shocker
US Combined Ratio Falls Even Further to Historic Lows US Combined Ratio Results The US… Read More
Workers Comp Technology Found At 2018 NWCDC Conference
Workers Comp Technology - Found 1.5 Vendors At The Big Brouhaha Most Workers Comp Technology… Read More
NWCDC Conference 2018 – Looking For True Technology
NWCDC Conference 2018 - My Unending Technology Quest The NWCDC Conference 2018 is tomorrow. I plan… Read More
Workers Comp Medical Cost Terms – Back To Basics
Workers Comp Medical Cost Terms - A Few That Have Caused Confusion Most Workers Comp… Read More
Workers Comp Rating Bureaus Make Mistakes – Who Is Really To Blame?
Are Workers Comp Rating Bureaus Responsible For Rating Mistakes Most Workers Comp Rating Bureaus are… Read More
Workers Comp Investments World Buzzing Now – High Activity
Workers Comp Investments Cycle Returns Anew Most Workers Comp investments lie in my wheelhouse. Analyzing… Read More
Midterm Elections Have Effect On Workers Compensation?
Non-political Look at Midterm Elections and Workers Compensation The Midterm elections proceeded through its course… Read More
National Adjuster License For Workers Comp Quite Challenging
National Adjuster License vs. Reciprocal Exchange Agreements The subject of national adjuster licenses created quite… Read More
Two Great Workers Compensation Guides WCRI – Covers RXs
WCRI Releases Two Great Workers Compensation Guides in October Workers Compensation Guides by WCRI (Workers… Read More
Workers Compensation Reserves Reduction Alternative Mini Guide
Workers Compensation Reserves - Lowering Them Can Be Difficult The Workers Compensation reserves on a… Read More
Why Are Workers Comp Pharmacy Benefits So Expensive – In One Picture
Workers Comp Pharmacy High Costs - One Pic Explains It All A Workers Comp Pharmacy… Read More
IAASE Conference – Not Quite Live Posting October 7 – 9
Notes From The IAASE Conference IAASE - Insurance Auditors Association of The Southeast I was… Read More
North Carolina Insurance Commissioner Issues Warning On Steerage
North Carolina Insurance Commissioner Warns On Steering Hurricane Damage Repair - Big No No This… Read More
When Are Final Claim Reserves Set – Is There Exact Date?
Final Claim Reserves Set Earlier Than Expected The final claim reserves are set much earlier… Read More
What Is A Guaranteed Cost Program In Workers Compensation?
Article Reader Asks Good Basic Question on Guaranteed Cost Program What is a guaranteed cost… Read More
Switching Workers Comp Carriers Early Can Be Expensive
Switching Workers Comp Carriers Too Early Very Costly Switching workers comp carriers can be a… Read More
Personal Sensitivity Claims Complicated Workers Compensation Matter
Personal Sensitivity Claims - Frustrating For Employees and Adjusters A large number of personal sensitivity… Read More
Civil Engineer Asks Great Worker Compensation Class Code Question
Civil Engineer Was On The Right Track With Workers Compensation Codes A civil engineer was… Read More
California Supreme Court Decision Independent Contractors Definition
California Supreme Court Changes Definition of Independent Contractor The California Supreme Court recently decided how… Read More
Medical Treatment Networks Save Money – Win Win Win On Claim
Medical Treatment Networks - A Little Work Saves Big Claim Dollars Works For All Types… Read More
Workers Comp Blogs May Have Good News Coming Soon
Google's Recent Core Update May Help Workers Comp Blogs And Other Insurance Bloggers. Good News… Read More
Workers Comp Documents Top Six Best Read on Paper – With Bonus
Workers Comp Documents - Paper Is Best In These Instances Many Workers Comp documents can… Read More
Injured Workers Trust Four Professionals The Most During Their Claim
Who Do Injured Workers Trust During Medical Treatment? Most injured workers resemble their counterparts in… Read More
Workers Compensation Accident MVA Spike and Smartphone Use
MVA Workers Compensation Accident Increase Possibly Linked To Smartphones The Workers Compensation accident increase reports… Read More
Workers Compensation Medical Treatment Lag Time – WCRI
WCRI - Time From First Injury To Workers Compensation Medical Treatment - Comparison Across 18… Read More
NCCI Virginia Advisory Forum 2018 – Shocking Nationwide Statistics
Shocking Results at NCCI Virginia Advisory Forum - All Good The NCCI Virginia Advisory Forum… Read More
Workers Comp Paper Files In Age of Small Screen
Reading Workers Comp Paper Files - Too Old School or The Best Way To Handle… Read More
Subrogation Letter Is Just First Step in Recovering Workers Comp Funds
The Subrogation Letter Should Not Be Solely Relied Upon To Recover Workers Comp Payouts A… Read More
Workers Comp Emails – How To Handle Inbound Messages
Workers Comp Emails - Handling Them On The Way In Saves Time And Aggravation Handling… Read More
Captive Tax Advantages Recently Take Huge Hit In US Tax Court
Captive Tax Advantages - Tax Court Ruling - One To Read NOW Some Captive tax… Read More
Workers Compensation Large Deductible Policies Worth It?
Workers Compensation Large Deductible Policies - Are They A Bargain? Are Workers Compensation large deductible… Read More
Workers Compensation Medical Software vs My Semi Annual App Search
Workers Compensation Medical Software Companies Say - How About Us? Workers Compensation medical software companies… Read More
Workers Compensation Reserves – Fee Schedule Hidden Benefit
Workers Compensation Reserves More Accurate With Fee Schedules Workers Compensation reserves (Total Incurred minus Paid)… Read More
Stay at Work Washington L&I ‘s Unique Program – Guest Post
Stay at Work -How Washington State Companies Can Be Reimbursed Up to 50% of an… Read More
Workers Compensation Fee Schedules Win Again – WCRI’s Free Study
Workers Compensation Fee Schedules = Less Costly Claims and Premiums Virtually all Workers Compensation Fee… Read More
$250,000 Claim Reserve Level – Why Is that Number So Important?
$250,000 Claim Reserve Level Creates Many Critical Responsibilities The $250,000 claim reserve level causes many… Read More
WCIRB Pure Premium Rates Are Not Insurance Carrier Rates
WCIRB Pure Premium Rates Not The Same As Workers Comp Insurance Rates (Usually) The WCIRB… Read More
30 Minute Webinars – Trend Of Rushed Presenter
New 30 Minute Webinars Trend - Presenters Rushing Through Information and Slides Most 30 minute… Read More
Cutcompcosts Awarded Top 25 Workers Comp Blogs Again for 2018
Cutcompcosts Repeats As Top 25 Workers Comp Blog In 2018 After Cutcompcosts repeated as Best's… Read More
Workers Compensation Class Code 9015 – Most Reclassified in 2017
NCCI Names Most Reclassified Workers Compensation Class Code 9015 The Workers Compensation Class Code 9015… Read More
Workers Compensation Reserve Increases – 10 Reasons For Huge Ones
Workers Compensation Reserve Increases 10 Ways To Cause Huge Reserves Most Workers Compensation reserve increases… Read More
Micro-Captives (Offshore) Still on IRS Dirty Dozen List – At Bottom
Offshore Financial Arrangements Including Micro-captives Still On Watch List Most micro-captives are a legitimate way… Read More
Predictive Analytics Is Now Opioid Buzzword Replacement
Predictive Analytics Replaces Opioid Buzzword Predictive Analytics for workers compensation claims adjusting still has not… Read More
Google Panda Penguin Penalties Can Pigeon Hole Blog
Google Panda Penguin Penalties The Google Panda Penguin penalties can wreak havoc on a long… Read More
What Is A Workers Compensation Permanency Rating?
Question From One Of Our Devout Readers on Workers Compensation Permanency Rating A Workers Compensation… Read More
Workers Compensation Reserves – How Does Adjuster Set Them?
Workers Compensation Reserves - The Illusive Moving Target All Workers Compensation reserves have a common… Read More
North Carolina Appeals Court Medication Decision – FDA Shocker(?)
North Carolina Appeals Court Says RX OK Even If Not FDA Approved A North Carolina… Read More
Reserve Review Schedule – Are You Behind Or Ahead?
Reserve Review Schedule - Important Upcoming Date For January 1 Renewals A reserve review schedule can… Read More
Insurance Academy – Presenting – Webinar Tomorrow 130 PM Eastern
Insurance Journal's Insurance Academy Presentation by James J Moore The Insurance Academy that is part… Read More