Workers Comp Medical Inflation Much Lower Than CPI Workers Comp medical inflation does not equal overall inflation. The following numbers surprised me. I was watching
2021 Most Reclassified Class Codes – NCCI Releases New Report One of the reports that I watch for each year from NCCI is the most
Top 10 Workers Comp Concepts – NCCI AIS 2022 Last week, I covered the NCCI Annual Issues Symposium – more of a comprehensive view. Cristine
The NCCI Annual Issues Symposium 2022 – Day 2 – a huge amount of data and ideas. The second day of the NCCI Annual Issues
NCCI Annual Issues Symposium 2022 – The First Day of Great Info The NCCI Annual Issues Symposium 2022 kicked off with me missing some of
2022 NCCI AIS (Annual Issues Symposium) – Going? Update On the 2022 NCCI AIS I published this article last weekend. I then found out today
New NCCI Return To Work Analysis – Asking The Insurers Their Thoughts NCCI (National Council on Compensation Insurance) recently published a whitepaper as part of
NCCI Workers Comp Residual Market Forum – Quiet Market Segment Review Last week, I attended/watched the NCCI Workers Comp Residual Market Forum. The Forum was
NCCI Atlas Initiative – Making Searches Work For Users I just finished watching the NCCI Atlas Initiative webinar that was part of their Data Education
NCCI and WCIRB – Two Recent COVID-19 Differences Many times on this website, comparisons have been made between NCCI and WCIRB rules. NCCI is the
Not All Claims Should Have NCCI Catastrophe Code 12 – But Some Should The COVID 19 Code Will Save You Premiums I was reviewing how
NCCI Arizona State Advisory Forum Shows 27.9% Rate Disparity The NCCI Arizona State Advisory Forum is worth the time to view or read. Get the
Top 10 Most Reclassified Workers Comp Governing Class Codes – NCCI Every year, I try to cover the most reclassified Workers Comp Governing Class Codes.
2021 State of The Line – NCCI Pandemic Analysis – Incredibly Fast Recovery The NCCI pandemic analysis was quite a change of pace from the
2021 NCCI Annual Issues Symposium – One to Calendar The 2021 NCCI Annual Issues Symposium is definitely one to check out on May 11-12, 2021.
NCCI State Advisory Meetings – Golden Nuggets of Info Treasure Chest The NCCI State Advisory Meetings also called Forums still provide a huge amount of
Reclassified Class Code During 2019 Inspections – Which Code Changed The Most? NCCI recently released a quick report on the most reclassified class code for
Account for Coronavirus Furloughed Employees – NCCI Adds Basic Manual Rules The Question – How do we account for Coronavirus Furloughed Employees has become the
NCCI Virtual Annual Issues Symposium With Powerful Free Webinar – Sign Up – It’s Freebies! The NCCI Virtual Annual Issues Symposium replaces the annual in-person
Missouri Workers Comp Medical Treatment 304% More Expensive Than Health Insurance I forgot to finish this article on Missouri Workers Comp medical treatment that I
NCCI COVID-19 Article Addresses Compensability (Sort of) A recent NCCI COVID-19 Article (Coronavirus) caught my eye. I have not seen a rating bureau analyze compensability
NCCI 2020 Data Reporting Conference West Palm Beach Worth The Time and Travel Spent The NCCI 2020 Data Reporting Conference ran from January 28th through
NCCI Virginia 2019 Advisory Forum – Updates I decided to try blogging the NCCI Virginia 2019 Advisory Forum live. I am using a mini-laptop so
Free NCCI State Advisory Forums Provide Great Workers’ Comp State Statistics The Free NCCI State Advisory Forums have provided great state and national data for
PEO Data Session – Great Info from NCCI Data Conference The PEO Data class from the NCCI Data Conference provided a treasure trove of great
US Combined Ratio Falls Even Further to Historic Lows US Combined Ratio Results The US had its best Combined Ratio last year since the 1950s and
Shocking Results at NCCI Virginia Advisory Forum – All Good The NCCI Virginia Advisory Forum showed a strong Workers Comp market. The strong market is
2018 NCCI Data Conference – My Fourth Year The 2018 NCCI Data Conference – The Path To Data Excellence – provided a large amount of
New NCCI Workers Comp Medical Cost Discovery – One To Definitely Download and Read A new NCCI Workers Comp medical cost discovery was met with
NCCI Workers Comp Statistic Combined Ratio Smoking One workers comp statistic stood out the August 3rd NCCI Virginia State Advisory Forum. Actually, it exceeded even
Workers Comp Medical Networks = Cost Saving According to NCCI’s Barry Lipton Workers Comp medical networks reduce costs in most instances. At NCCI’s 2017 Annual
The North Carolina Rate Bureau Has No Records At NCCI Now The North Carolina Rate Bureau changed their relationship with NCCI. I received a call
NCCI Affordable Care Act Analysis Interesting Conclusion The recent NCCI Affordable Care Act Analysis synthesized a very interesting conclusion. The National Council on Compensation Insurance
Venerable NCCI Affordable Care Act Analysis The NCCI Affordable Care Act (ACA) study was taken from their Workers Comp Update 2016 Fall Edition (page 54
West Virginia Rates Are Falling Again The West Virginia rates for Workers Compensation have received another reduction recommendation by NCCI. West Virginia is one of
NCCI Says Workers Comp Combined Ratio 94% When NCCI says Workers Comp Combined Ratio fell 6% in one year, that was a real shocker no
How Does NCCI Calculate Mods – 33 Steps How does NCCI calculate our Mod ? This is a blog/newsletter question that we receive almost
NCCI ARD Elimination Change Premium Audits The NCCI ARD elimination has hit the Work Comp blogosphere over the last few days. The ARD (Anniversary Rating
NCCI – Post-Accident Safety Post-accident safety glitches can be very expensive for employers. Post-accident safety can be thought of as risk management protocols in the
NCCI Provides A Large Amount of Info Freebies The NCCI provides a plethora of free information. One of the great improvements with NCCI (National Council
By Joining NCCI Texas Opt Out Could Fade Did Texas opt out of Its non-subscriber system? Texas has decided to join the Experience Rating System
Texas Officially Joins The NCCI System Texas officially joined the NCCI system today as the Department of Insurance files a petition to adopt NCCI’s Experience Rating
Small Deductible Policies Using small deductible policies can be a great cost-saving technique in some states. One of the long standing assumptions I had made
NCCI Updates Website The NCCI updates website with many improvements. Actually, the NCCI has updated their website often in 2014. The much-appreciated upgrades were long
NCCI Study on Effect of Fee Schedules NCCI is one of my favorite companies. They recently produced a great study on fee schedules. They have
NCCI Says PEO’s Questionable NCCI says PEOs do not have questionable reputations. PEOs (Professional Employer Organizations) have long received somewhat of a bad rap from
Physician Fee Schedules Studied By NCCI The National Council on Compensation Insurance (NCCI) recently published two studies on the effects of fee schedules on physician
My Upcoming Mod Calculation Presentation The NCCI NCRB new Mod calculation are the subject of my upcoming presentation. I will be presenting on Tuesday March
Massive New Study On Long Term Claims NCCI has recently published what I would refer to as a very hybrid study of the long term
Auto Accidents Report Has Interesting Side Statistics The NCCI report on Auto accidents. NCCI (National Council on Compensation Insurance) is the largest rating bureau in
E-Mods Concern – NCCI Split Point Many of the split point changes by NCCI are starting to hit the radar screens. I received this question
Five Ways To Prepare – Upcoming Split Point Reserve Changes by NCCI NCCI has already enacted the Split Point Reserve changes. In my opinion, the
NCCI Split Point Debate – Employers End Up Taking The Hit The Split Point Debate points to employers taking the hit. I had an interesting
How Is the E-Mod or X-Mod Calculated? My E-Mod or X-Mod how it is calculated? X-Mod / E-Mod questions are becoming the most popular questions
California’s WCIRB XMods Resemble NCCI E-Mods Now Are California’s WCIRB XMods changing to be more like NCCI‘s EMod system ? Will X-mods from CA’s WCIRB
2015 E-Mod Changes Makes Safety So Important In 2015 more E-Mod Changes were produced by the NCCI. A few weeks ago, I discussed the upcoming
NCCI Changes the Experience Mod Calculation In my last post, I discussed the upcoming changes to the E-Mod calculation. The NCCI changes may look simple,
Unsafe Companies – NCCI Says Pay Your Fair Share The NCCI (National Council on Compensation Insurance) has dramatically changed the way that companies will be
NCCI Older Workers Study A new report has been produced by the NCCI indicating that older workers do not account for a larger percentage of
WCIRB And NCCI Becoming More Alike WCIRB and NCCI are becoming more alike. Yesterday, I posted how the WCIRB had adopted rules similar to NCCI’s
WCIRB Becoming California’s NCCI The WCIRB Is slowly becoming California’s NCCI. While attending a recent California Workers’ Compensation Insurance Rating Bureau (WCIRB – the rating
NCCI Says Workers Comp Costs Up – Number of Claims Decreasing The NCCI says claims costs are increasing but the number of workers comp claims is
Primary Loss – Term Of The Day The primary loss part of a claim is one of the most important terms involving the premiums your
Total Incurred Means Two Different Things In Two Different Places The Total Incurred part of claims reserves consists of the indemnity reserve added to medical
NCCI State Advisory Symposiums NCCI conference state advisory are worth attending. The National Council on Compensation Insurance (NCCI(r)) provides meetings in most of the states
NCCI Class Code Can Be Complex I have received a large number of questions on NCCI class code over the last month. I seem to
NCCI Class Code 8810 This is the most popular question that we receive about the NCCI Classification Code system. Class Code 8810 is the Administrative/Clerical
NCCI Important Rule Change A Very Important Rule Change by the NCCI – As I started to cover in the last post, late in 2003,
NCCI Rules On Calculating E-Mod One of the newer NCCI rules that applies to policy renewals and the way the E-Mod is calculated was a
What Is The NCCI? The ( NCCI ) National Council on Compensation Insurance is based in Boca Raton, FL. They perform the Workers Compensation rating
NCCI Retired HVAC Classification Code 5536 NCCI Retired HVAC Classification Code – where does that put your company? Quite a few of our clients that
Paying More Per Unit of Risk- Small Business Workers Comp Policies Where can I find small business Workers Comp coverage? Are there any less expensive
In-person 2023 Workers Comp Conferences – Recommendations The 2023 Workers Comp Conferences are the true return to normal. One of the most common questions that
Workers Comp Test Answers – Last Week’s Test These Workers Comp test answers came from last week’s test. In case, you missed the test, you
Workers Comp Knowledge Test – These Questions Are Not Easy Two of our most popular articles last year covered quizzes that tested workers comp knowledge.
Experience Mod Projections – Budget Helper I have been asked to provide numerous types of Experience Mod projections over the years. Why do them? Let
Answers to the Workers Comp Advanced Quiz – Did You Answer All 12 Correctly? I was supposed to post an article for the answers to
Workers Comp Advanced Quiz – Sharpen Your Pencils Many of our article and newsletter readers requested more quizzes. This website was shaped by readers’ questions
Workers Comp Pop Quiz – 10 Questions – Are You Ready? All the answers to this Workers Comp pop quiz can be found in the
Lower Cost Standard Exceptions – Are These Class Codes Disappearing? One of the most common questions I receive now from Risk Managers concerns the lower
J&L Website Categories – Top 10 – Looking in The Mirror Today Our Top 10 J&L website categories show an interesting mix of what we
Ohio State Supreme Court Classification Code Dispute Decided Against BWC When a State Supreme Court Classification Code decision hits the blogosphere, the readers of J&L
Hidden Level of Reinsurance More Important During and After Pandemic One of the least asked questions by self-insureds on their Workers Comp program – what
#1 Question We Receive Now – Where Is Workers Comp Pandemic Data? Every few months, I try to stop and compile similarities in questions that
NYCIRB – Memo From The President/CEO Outlines Big Changes For New York Earlier this week, I received in my Outlook inbox an email that supposedly
NCCI – Minute Video – Workers Comp Research in One Minute – No Reading One of those “nooks and crannies” areas of the Workers Comp
Workers Comp Medical Only Claims Analysis – Little Claims Can Explode I have written about performing a medical only claims analysis quite often in the
Recent Reader Question – Loss Run Numbers and Experience Mod Sheets Confusion One of the most frequent questions that we have received over the years
Workers Comp Consultant – Are You Ready To Start Your Engine? Over the years (since 1996), one of the most popular questions that I have
LCF Designation Question – Workers Comp Policy We have received this question in the last month from two risk management consultants. What does the LCF
WCRI Conference Morning Day 1 – Dr. Bob Hartwig – Inflation Impact of Disruptions Caused by COVID-19 on Workers’ Compensation The 1980s were much worse
Nixon Administration Workers Comp Federalization – The Landscape Changes in 1972 The Nixon Administration Workers Comp Study of 1972 recommended that the states should continue
WCRI 2022 Annual Conference In-Person Workers Comp Numbers The WCRI 2022 Annual Conference will be back to in-person on March 16 – 17 at the
Workers Comp Insurance Calendar – Let’s Look At What/When A J&L blog and newsletter reader asked the question earlier this month – we just renewed
Workers Comp Insurance Carriers And The Reporting Cycle Why Do Workers Comp Insurance carriers take so damned long to report claims to the rating bureaus
Workers Compensation Self-Insureds Gripe At Me Most For This One Reason Yes, I admit it. I often write about Experience Modification Factors, premium audits, and
2022 Workers Comp Resolutions – A Few Major Changes The 2022 Workers Comp resolutions have changed from the 2021 resolutions. I have written resolutions for
Did Workers Comp Pay COVID-19 Claims – Holiday Question One of the questions that many of my relatives and friends from the southwest ask me
New York Workers Comp Experience Mods Now Independent – What That Means Combining many states into a single number is one of the great time-saving
2021 NWCDC Conference in Las Vegas Great Break from Video Conferences The 2021 NWCDC Conference in Las Vegas was worth attending even though the crowd
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