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April 28, 2010

What Is An Experience Modification Factor in Workers Compensation?

Experience Modification Factor E-ModCan Be Debit, Credit or Neutral There has been much discussion in the last week on the Experience Modification Factor  (E-Mod or X-Mods). My definition is your company’s Workers Comp credit score. From NCCI – Experience modifier (mod) is a multiplier applied to the premium of a



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