Biltmore Corporation (Asheville) Return to Work Program
The Biltmore Corporation (Asheville, NC) has an extensive return to work program.
I am attending the North Carolina Safety Conference in Greensboro this week. I attended one of the safety sessions that featured the Biltmore House/Biltmore’s Safety Manager Andy Spradley.
One of the main topics in his presentation was the extensive Return to Work program that the Biltmore Corporation has in place where almost any injured employee knows they have a place to return to work to and be gainfully employed after a Workers Compensation accident.
The Biltmore Corporation, of course, has a credit Mod – one that is below 1.0. The Return to Work programs rank only behind prompt industrial-based medical care in my Five Key/Secrets to Saving on Workers Compensation. The other associated topic on saving Workers Comp $$ is Biltmore has a complete job bank that is supplied to any treating physician.
How easy can a company make it for a physician to immediately return an injured employee to work? The treating physician has a job bank in front of him/her when making the return to work decision.
The other one of the Five Keys is how the employee is treated after an injury. Gainful employment has, is, and always will be the best therapy for an injured worker. Keeping an injured employee in the mode of working every day is a win-win for all parties.
The silent part of the equation is that the WC claims adjusters know that Temporary Total and Temporary Partial disability benefits are not part of the equation. Permanent Partial Disability and medical would be the only costs that a claims staff would assign to a file. This is an immediate mod-lowering technique.
Biltmore also has a working relationship with their WC claims adjusters. I often see where employers do not involve the claims adjuster in their WC decisions. Many employers do not even know who their claims adjuster is and my likely have never spoken to the WC claims department.
Making the WC claims process a team effort involving the claims adjuster will always reap benefits at the time of policy renewal.
Article provided by James J Moore, AIC, MBA, ChFC, ARM. All articles are original content. Check out the full website at www.cutcompcosts.com.