This Classification code for the trapped employee. A recent review by our company showed that a premium auditor in California reclassified a worker just for the fact that the employee had to walk through the plant to get to his workstation as an administrative assistant (class code 8810). This reclassification was one of the oddest ones that I had seen in quite some time.
This type of premium audit reclassification in California was likely a response to employers trying to stack all workers into the Standard Exception Code 8810 – Administrative Workers.
The employer had decided not to start a premium dispute as they wanted to keep on good terms with their current insurance carrier. Usually, most insurance carriers will not cancel a policy just because of a premium audit dispute.
There is no other path that the employee could have taken unless he crawled through an office window. The employee was reclassified as a manufacturing worker even though he never touches any of the equipment. Should the employer have to build a special covered walkway just for this employee? I will cover this later in the week.
Article provided by James J Moore, AIC, MBA, ChFC, ARM. All articles are original content. Check out the full website at www.cutcompcosts.com.